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Bank of Scotland Classic Vantage Replacement for £5K wanted
Hi, I have not been keeping up with interest rate changes on accounts, originally opened this account for 3% on upto £5K last year, its now 1.5% gross interest. There must be a better paying easy access account now, any recommendations for the full £5K? Would rather not lock away for a year. Thanks :)
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Barclays switch incentive returns.
I see the Barclays Double rewards switch incentive is back,tried opening account online,told to make an appointment at local branch with a community banker for I D etc. Phoned to be told there is no appointment for the whole month,reminded the call handler this is only the 3rd,suggested to go along to branch on chance,this…
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Bank closed my account in IOM
I have a basic account in the UK & for many years I had an account in the IOM, the bank in the IOM has now closed my account with giving any reason other than something about terms etc. Can I now simply transfer the balance to my uk mainland account without any problems? it is a large amount in excess of £50 K, and before…
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Tesco Bank fined millions over 2016 cyber-attack - MSE News
Tesco Bank has been fined £16.4 million by the financial regulator after failing to protect customers from a "largely avoidable" cyber-attack in November 2016...Read the full story: 'Tesco Bank fined millions over 2016 cyber-attack' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Cheque cashed but they say they've not had it
Hi, I sent a cheque to SAGA SERVICES LIMITED they claim not to have received it and nothing shows on their system. I've had a trace run on the cheque. The cheque hasn't been altered other than some bank Stamps. On the front there is a NAT WEST stamp with PO Box Number and sort code. On the back there is more info but the…
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Re Tesco bank
Hi Guys, can anyone tell me how I change my password in my Tesco online banking. I reckon to have done it before, I like to amend them occasionally, but cannot find anywhere after logging in, that even mentions it? Unless I am needing new specs:) :beer:
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TSB Complaints
I made a complaint to TSB back in April about being unable to access my accounts on-line. I got a letter through the post shortly afterwards, and another one a couple of months ago apologising for the delay. I didn't keep the letters and didn't make a note of the complaint reference number. This morning, I got the…
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Monzo Bank in meltdown???
I had my salary paid into a Monzo account on Friday. About 15 minutes after it arrived I tried to transfer some money to a Lloyds account to pay some bills. The transfer failed. I contacted the customer services number, actually spoke to a person, who assured me that a specialist was looking into the issue and they would…
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Clydesdale: "Your brand new Internet Banking is here!"
Clydesdale have a programme of moving batches of users from their old system to a new system. Today, when I tried to login, I was presented with an invitation to login to the new system. Sadly, it failed to login successfully with either my or my partner's login credentials. A call to their 08003457365 helpline elicited…
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Drawing money from bank account
Hi All, I want to draw 12000 pounds from my Halifax account. My question is when drawing that kind of money do I need to notify the bank in advance ?. I am currently abroad and tried calling them but they said I have to come into the branch to speak to a member of staff. Since I am only in the UK for a couple of days…
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Opening New Bank Account
When opening a new current account without overdraft, does a bank do a full hard credit check or do they only need to do an ID check only. I'm asking because I applied for new current account and I told them that I don't need an overdraft and they told me that they will only do an ID check. I have since looked at my credit…
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bulk direct debit switch without closing account
Hi is there a way to do a mass switch of my DDs to another account? Rather than painstakingly contacting the individual organisations one by one? thanks
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Joint Bank Account with Overseas Patner
Hi there Does anybody know of any banks which will allow you to open a joint account with someone who does not have a UK address? Thanks GUy
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Equifax Trial offer
Just gone to cancel my Equifax trial offer before the 30 days are up. After a prompt asking me 'are you sure you want to cancel' then another prompt asking 'the reason for cancellation' Up pops 'an offer'. Here's what it says: I have two choices: 1) 'cancel my subscription' 2) 'I chose this offer' Let's face it the Credit…
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Paying money to wrong account
Not sure if this is in the right place but hoping someone can help. I had a payment arrangement with a debt so I set up a standing order about a year ago. I have just received an email saying they haven't received any money so when I have checked my bank I have put the last two digits of sort code as 83 instead of 75. Is…
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Overdraft crisis
I logged into my Lloyds account last week and found there was less money than I expected there to be. I just couldn't work out why. Anyway after some closer looking I realized my overdraft had been removed. All of it in one go with no warning. I phoned the bank and was passed around to various departments. I was on the…
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MSE favourite First Direct - cracks?
Are the cracks beginning to show in consistent poll winner First Direct? Their business model has always been amazing customer service, including answering the phone on the "r" of ring. In fairness, whenever I have called to check a mortgage balance, they always answer within a few rings. Not this morning, where it's a…
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Yorkshire Bank
I used to bank with YB through the B Banking App which I switched to last year. I have recently switched to another bank as YB was a really poor bank for customer service and always had issues logging in online etc etc. Basically what happened is I paid a cheque into my account which was a refund from a service given to…
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Large visa debit purchase - transaction declined
What is your experience with using a Visa debit card for a large purchase (~£20k, car). In the past I've sometimes had the purchase referred to a phone call for verification checks, but today it was an outright decline - despite adequate funds. I called the bank who referred me to their card services (after a very long…
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Switching Bank accounts
Does anyone know how long, after switching say to M&S or HSBC, can you wait until you close the account. Reason I say this HSBC has a high pay in, which is fine now but I might not have this amount for many years being paid in on a regular basis so I wanted to know whether you could have the account for a year, then close…