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Problems with woolwich
This all started in December, paid a cheque into our account waited 5 days for the cheque to clear, the cheque cleared. we withdrew money from our account and used our electron visa, they then reversed the cheque, leaving us in an unauthorised overdraft, collecting a daily interest rate. we have also have a personnal loan…
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First Direct e-Savings account & Bank Acct
From 21 Feb First Direct are changing the rate of interest and the amount you can deposit on their e-Savings account. OLD: 5.00%, £50K NEW: 5.20%, £250K The overdraft rate on their current account is also changing, to 10.9% from 9.9% but this doesn't happen until 1 April. Garry
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Cahoot system message
Did anyone else get this Name(s) on cheque(s) and paying-in slip must match. Please be aware that all cheque(s) for cahoot current account must match the same name(s) as shown on the paying-in slip. If the names do not match, in order to prevent fraud, cheques will be rejected and returned. yesterday. The reason I am…
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Cheapest way to pay money to a foreign account
I'm looking for the cheapest way to pay money into a foreign (German) bank account. I need to pay in approx 360 euros. My bank, firstdirect, quoted me 21 pounds and 3-5 working days. Western Union quotes about £27. I need to make the payment electronically if possible (ie sooner rather than later). Anyone got any ideas for…
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Drect Debit - Cancellation Con
Do you pay for yor Utilities by DDI? I suspect that a lot of you do. Are you aware that if you terminate an agreement with one of these companies any closing balance may fall due payable against the DDI even if you were only paying a fixed amount under a budget scheme. I found this to my cost, on receiving a closing…
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Which new Current Account
Hi There, Thanks for reading my post. I have a barclays account and really think its time i changed banks. I earn around £1000 a month and my priorities would be 1. Customer service 2. Good online banking 3. Overdraft fees 4. Would prefer a branch with tables and chairs but not essential Any advice for who to use would be…
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Advice on moving money abroad.
Hello everybody, I am considering moving to the Czech Republic to work, and would like to know the best way to move around £30,000 in sterling to czech crowns. I want to use this money to buy property out there and need the best deal to move this much money with me and the best way to do it please. If anyone can advise i…
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best place to buy a bank draft?
Hiyas, I need to buy a bank draft in Canadian dollars and wondered where might be best to get one? Do I need an exisiting account to be able to buy from the bank? I'm hoping to be able to shop around for the bext exchange rate. and is there a fee to pay when buying a bank draft? Thanks
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Best Business account?
Hubby is looking out for a business account, tried LLoyds Tsb but was a bit miffed with their attitude to business banking.
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First Direct postcards - Free Money!
FD recently sent me three 'postcards' -- I give them to friends or family, and if they open a FD account and have a balance of £100+ by September we both get £25. An easy £75 for me -- or so I thought! But I'm amazed at how lethargic my friends are! They have the potential to get a £25 return for a total of about 10…
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I.D for sending money abroad
I presented my driving licence card today as I needed to send money to Portugal but the cashier wouldn't accept it and said I needed a"paper" driving licence and told me that the photo card I had was illegal. I tried to phone to my local police station to confirm this but I couldn't get through!
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Tourist Exchange rates - website?
I regularly have dollars that I want to exchange for sterling (obviously not the best way around for me!). I wanted to find a good website that does a comparison of the high street bank/post office/Marks and Spencer rates for currency. I wondered if there was a reason for this - but banks publish their rates so how would…
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Halifax Interest Free overdraft
Hi. Does anyone have an interest free overdraft with the Halifax, even for a small amount? I wrote a cheque the other day and there is not quite enough in the account to cover it. I have just transferred money into the account from a Savings but cannot guarantee it will get there before the cheque is cleared. Yes it was my…
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Foreign currency exchange
I need to exchange sterling to euro's(Approx £50,000) and transfer to Spain. I have used Currencies Direct in London but they do not transfer to Spanish Bank BBVA free of charge. Anyone suggest best exchange rate and cheapest(Free) transfer to BBVA account in Spain.
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AuctionPix
Has anyone used the above service for changing US$ into £s. What are they like? Many thanks
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Euro Bank Accounts in this Country
Does anyone have any practical suggestions relating to Euro bank accounts in this country? I have a very small holiday place in France which from time to time involves paying money there – rates, maintenance, electricity, etc. I have an account at Credit Agricole in France which can be used to pay for these, but to get…
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Opening a new account- help
Hello I want to open a new account to put some my child tax credit in - as I know that I will have to repay some of it - as I know that I am being paid too much each 4 weeks. But don't want it reduced by 25% next financial year. So I want to pocket the interest and then pay them back the overpayment. So is there an account…
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**Access all online accounts from one log in!!**
here is a website from First Direct, a sistering company to HSBC, that enables you to access all of your online accounts, from current, savings, credit card to loans accounts. once you've registered you have a screen that shows you all of your allowances and total amounts, where its much easier to transfer money to and…
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Need to change current a/c after 9 yrs w B'rclys
Hello I've been with Barclays for 9 years now but due to a new year's resolution to get myself the best deal on all financial products as well as a number of problems/unsatisfactory products and service I've received over this time I think it's time to let go and move on. I have had a search on the money supermarket site…
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POUNDS to DOLLARS
I want to change a fairly large amount of Sterling into Dollars (not holiday spending money) soon, when the rate picks back up a little. Any recommendations on which is the best company/medium to use. Banks are usually quite a lot lower than the TV quoted exchange rates. Any advice much appreciated.