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Alliance & Leicester closed my account and demanding the overdraft money back
Hi everyone, Could do with abit of advice. Alliance and Leicester closed my premier current account 2 weeks ago without any warning. They cancelled all my direct debits and standing orders as well without informing me, luckily I had nothing coming out around that time! I rang them up and they told me that my account was…
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this is the real rbs
Hey all, im having the worst day of my life and any advice would be most welcome... Today i found out that on the 22nd of October (yesterday) my bank allowed a standing order to be set up on my account. I have not signed a standing order mandate and so called the bank. The standing order is for 300.00 and is to go out…
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Overdraft on an unused account
Hi I've been trying to clear my debts and have already posted my debts/income etc on the DFW forum. I've taken loads of advice but wanted to ask about something specifically to do with overdrafts and non-active accounts. About a year ago, in disgust I moved all my business from Abbey but left an unpaid overdraft of £1250.…
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A & L Now Santander
:cool: Got this email today.... On Friday, 10 October, we formally completed the acquisition of Alliance & Leicester. It is with great pleasure that I welcome you to the Santander Group. You are now part of one of the world's most successful banks. Santander is first bank in the Eurozone by market capitalization, and fifth…
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Credit Check question
My understanding of things: If you apply for an account without an overdraft the credit check is just for checking identity not creditworthiness? Is a note placed for a) identity check b) creditworthiness on your credit file?
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Lloyds TSB Unplanned Overdraft Letter
Has anyone else today received a letter from Lloyds TSB saying they have gone overdrawn and are incurring Unplanned overdraft fees - I have and I do have a planned overdraft in place. Just phoned them and it is a bank error - how many people has this affected?? I am furious:mad:
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Can I put a US dollare cheque through my current account?
An American company is sending me a cheque in US dollars. Can I put in into my UK bank account - they seem to think I can. Would appreciate your comments. Thanks.
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Applying for an account online
If I apply for an account online for say Barclays or Abbey - how do they check your identification documents?
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New Current Account - Any offers?
Hi, was wondering if anyone can help? I'm gonna give matched betting a go but want to keep the transactions seperate from my barclays current account so need to open a new account. Does anyone know of any good offers at the moment if you open with anyone? Or if you use quidco etc.? Don't want to pay wages in but am…
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Standing order times from Halifax to HSBC
I'm confused. Wages go into Halifax. Bills come out of there. Standing order set up from Halifax to HSBC weekly for spending money. This means that balance on HSBC is a pretty good indicator of how much we have available to spend. Anyway, we've had this standing order set up for months. Used to leave on a Tuesday and…
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Debit card Payments
Just wondering if you can answer a question for me.I paid a mobile phone bill on behalf of my daughter over the phone yesterday using my debit card. They've received payment and turned her phone back on but the amount has not been taken form my balance.How long does this usually take to show up since when I pay online or…
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Opening a new account without hurting my credit score?
Just wondering if any of you guys could offer me some advice. Last year my long term girlfriend and I switched from our Barclays current accounts which were both over 10yrs old to A&L premier accounts (we got drawn in by introductory offers!!). We also opened a joint account. Having used A&L for over a year I have realised…
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Direct Debit is going to bounce
Hi, I usually transfer money into my current account (Royal Bank Scotland) each month to cover the rent. I forgot to do it this month and my rent comes out on Monday - without funds in there to cover it. :mad: I've looked at my online statement and the money has provisionally left the account (i.e it shows it leaving with…
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A&L online banking down - please confirm
Hi ya, Can someone kindly try and log in to A&L online banking now and see if it works? I'm having trouble logging in. Thanks
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Help to receive money!
I am engaged in building projects for firms building of America! Recently they began to send me for work checks! The sums on checks about 5000 dollars USA. All it is good, but badly that that check action is limited, and my bank transforms it into money about 4-5 weeks! It very long, the check turns to a simple paper! Help…
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Lloyds TSB Cashpoint error. Does my son have to pay?
Hello everyone, My 21 year old has received a letter from his bank saying "We're sorry to tell you that due to an error on 30th August 2008 we didn't take the money from your account for the Cashpoint transaction you made for £90." They have given him until 7th October when they will redress the situation and of course,…
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Barclays cheque clearing times?
Does anyone know: when you pay a cheque into barclays how long it takes to clear? I have phoned them and they said 5 working days! That cant be right can it? So if I paid in a cheque on monday it would clear on friday? When I pay a cheque into Nationwide on a monday it clears on thursday and there a building society??!…
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ATM Rip Off!
Has anyone experienced withdrawing money from an ATM and no cash was dispenced? Happened to me the other day, quite a large amount and nothing, no cash, no receipt. However, widthdrew the same amount at a sister ATM at the same location a couple of miniutes later, got the money and receipt, I didnt suspect anything wrong…
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Premier / "Private" Banking - the newest con?
Would be interested in your views.
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Joint account help!!
I am moving in with my partner and we are planning to open a joint account for all the bills to come out of. The average monthly payment in would be £1000, however we would live an overdraft just incase we should go over with the bills. I have looked into some accounts but I don't really unerstand what they are offereing…