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Going overdrawn with HSBC?
I have a bog standard "normal" HSBC bank account and because O2 (Mobile Provider) didn't say "Sorry there is not £10 in your bank account available for you to top up" I went from £5.78 (Credit) to £4.22 (Overdrawn) on my HSBC account and I was wondering because this change happened around 5pm - 6pm today on my online…
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How to close Natwest current account
I really don't want to take a lunch hour or more to go queue at customer service desk, and then take a seat whilst they find someone to take me into a consulting room and hardsell/question the hell out of me, I'd end up loosing it with them :mad: Is there a standard template to use to close the account?, i.e. perhaps ones…
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Visa Electron versus Visa Debit
Hi folks, I was just wondering what the main differences are between the Visa Electron card versus a regular Visa Delta/Debit card. I know that the Delta card can also act as a cheque guarantee which is why basic accounts that don't come with cheque books offer the Electron. Has Electron established a greater acceptability…
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A&L refuse to pay incentive for joing
My husband has been depositing the required £500 into his A&L account now for 3 months and e-mailed them asking when he would see his £50 bonus in the account (the only reason for opening the account). He was told that he was not eligible as the terms and conditions say that funding should not come from another A&L account…
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Internet bank accounts
Hi everyone Can anyone tell me if it's legal to transfer monies via an internet bank account when the money is in someone elses name, albeit the only difference are the initials. Many thanks.
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bank messed up
Hi, my bank paid my credit card three times approx 3mths ago and as yet they haven't taken the money back from my credit card account. Is there a time limit on them not taking it back and we are able to keep the money. Thanks
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Ulsterbank/Natwest payment querie
I have new Ulster Bank account.( part of natwest and same online banking I think ) I recieved card reader today and have started to set up payments to credit card, catalogues etc. I see that you just pick from drop down menu the catergory eg credit card, the the credit card name eg halifax and fill in card number only. Why…
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How is the Cooperative Bank coping in the banking crisis?
Hi all, Apologies if this post is in the wrong place / forum, happy to move it if possible. For some time now I have wanted to move my current account to the cooperative bank. This is for two reasons - firstly, my growing dissatisfaction with my current bank, and secondly the cooperative bank's ethical policy. However,…
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A & L charging for low monthly deposit
Hiya, I've been scratching my head for a week about this, and wondered if anyone here can help!? My husband has an Alliance and Leicester current account which he has his "pocket money" paid into from our joint account each month. It's not a large amount, and one year after opening it, he now no longer has a free o/draft,…
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Card cancelled on holiday
I have a Flex Account with Nationwide that I only use for travel abroad. It's convenient to have my foreign transactions separated from my normal ones, not least because they have a good card for spending abroad. I don't use this card particularly often, but from time to time I make purchases from the US or go on holiday…
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Barclays International Banking Help Please!
Hi All, I have an International Students Banking Account which I opened when I came to the UK as a student in January 2004. I completed my Degree a couple of years back and since then I have been in full time employment with my salary being paid into my account. I have a Visa Connect Debit Card with a Cheque Guarantee. in…
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PayPal to bank account
Why does this still take 5 days to go through?
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Lloyds Tsb Are Sick And Evil!!
Hi, i'm fuming. i owe lloyds tsb £200 on an overdraft. thats all, yet i'm being treated like a criminal. theyve once again, trapped me as theyve been doing for the last 5 years whilst i've been a student, finally putting my account in debt collections when i tried to explain i was a student and couldn't pay. i have been…
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Any Lenient banks more than others?? (When opening up a new account)
I want to open a bank account with the hope of having a debit card with it? I have a (Satisfied) default on my credit file from 4yrs ago and was wondering the implications of it when trying to open a new account? Are there any bank's that are more lenient than others that I should try with first? Cheers.
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Can banks do this?
:mad: I have been a customer with HSBC for 17 years now, I have two accounts with them, one I use to pay my salary into and keep extra money in, the other I use as a bills account with all my DD’s and SO’s so I transfer a set amount each month from my salary account to my bills account the bills account has been open for a…
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online bank account
Hi its me again is there any bank which i can open an account online without going in branch I dont want anything fancy just something to pay money into thanks Vicky
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paypal
hi i dont know if this is the right place to post this but i'll give it a go I have had 2 emails from paypal saying because i have received £650 in 12 months i need to verify my account with more info Logged into paypal and they want pin code from me Is this normal because if it is i dont mind doing it So many people try…
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Foreign Purchase: Been given a rubbish Exch. rate...
Hi Guys I'm not sure if I'm posting this in the right section so apologies in advance. I've recently made a foreign transaction online and the sum of my goods came up to 925 Euros. The day I purchased this, the rate of the Euro was 1.26, however, the money has come out of my account at the rate of 1.23. How does that work,…
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When can I withdraw against a cheque? (2 4 6 process)
Hello If I pay a cheque into a current account at noon on Monday, that counts as day 0 Therefore it will start to earn interest on Wednesday, day 2 And then I am able to withdraw the funds on Friday, day 4 Question 1) at what time on Friday can I withdraw the funds? 00:01, noon, or close of business? Question 2) If the…
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Fastest way to transfer money with A&L
Hi everyone, I have recently opened an A&L Premier Account. It seems to take 4 days or longer to transfer money to them and from them from other accounts. I have mostly just been using the 'pay money' or 'transfer' functions via Internet Banking. Does anyone know if there's a way I can do it faster? Maybe by SO, DD,…