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deprivation of capital and UC
good morning, i have a complicated situation i need some advice on. me and my ex partner recently sold our second home. this was his main residence whilst I lived in the other property with our children. we could never get our names removed from the properties as the mortgage companies would not allow it. Our personal…
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Pension, Housing Benefit & Savings
Hi all, I've been on UC for a while and have claimed my State Pension which will start soon. I've had to reapply for Housing Benefit too, though not heard back from them yet. My question is: am i allowed to have any small savings at all? Is there a limit on what you can have. Seeing that i drive i like to put away some…
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What classes as household income?
Sorry to be dim, what classes as household income. is It everyone in the household regardless of the relationship? or is it only partner of claimant? would you include children of the claimant (if adult what wages they are on) and would it include any other relative who lives in the house and working (cousins, siblings…
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Universal Credit and Housing benefit & working self employed
Hi, I am currently receiving LCWRA element of UC and also housing benefit. I also currently live in supported accommodation. I am looking at possibly doing Uber eats and Deliveroo work, which I am aware is classed as self employed. What I want to ask is will working certain hours and earning a certain amount affect my UC…
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Half pay and run out of SSP!
Hi, I'm now on half pay and SSP has run out. I’d been advised by payroll and CAB to apply for benefits so have applied for universal credit. I had no payment for October and now none for this month. My son who was on universal credit said that what I would get on half pay probably isn’t low enough to get universal credit,…
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Universal Credit and Disabilities (PIP). Absolute confusion.
Hello all, I need some help. So I'm soon transitioning to Universal Credit and I'm trying to figure out how it works with disability benefits. I'm confused by the whole process to be honest. From what I can tell the switch over will result in me losing out on quite a lot of money so I wanted to ensure I budget with that in…
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Universal credit and right to buy application
We have been interested in applying for the RTB and currently have a UC claim whilst my wife is on maternity. Our council have said we should inform DWP if we apply for RTB but am struggling to find any information as to whether it would have any effect on our claim during the application process? I obviously understand…
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Benefits Advice!
My grandad wants to go and sit down with someone to get one on one benefits advice to explain properly to him but unfortunately we are not having much luck. The issues involve his pension and some other benefits so i thought Citizens Advice would be a good place to go. The CAB office in our area are overwhelmed, They don't…
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Disability benefits and inheritance
Can anyone advise or suggest something please? A family member has asked me to look after his inheritance which is coming shortly, so that does not affect his benefits. The solicitor will only pay this to my relative, so as far as I understand he will want to transfer this to me immediately after he receives it. Firstly,…
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Principles for Attendance Allowance?
Are there any official sources for Attendance Allowance that talk about reliability or thresholds for what counts etc. like for PIP, please? All I can find is 'reasonably required' which is not much help when dealing with someone terrified of DWP. (You guys know if I were up to thoroughly looking for it I would but I'm…
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Listing expenses on universal credit
When listing benefits on universal credit do you need to list every expense e.g every pot of paint or add all pots of paint as a total? With vehicle is it insu added to diesel and repairs as one total or broken down individually?
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2025-26 Benefit Rates
Official 2025-26 benefit rate update document issued https://www.gov.uk/government/publications/benefit-and-pension-rates-2025-to-2026/benefit-and-pension-rates-2025-to-2026
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Adult Social Care support
I know that, if you move a relative from one council area to another in order to provide social care/home support for them, that they still count as a resident of the area they came from for the purposes of care needs assessments and financial assessments. How long do they have to stay with you before they count as a…
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Help with heating costs after major cancer surgery
I am writing this on behalf of my parents who are retired. My father has just had major surgery to have a large tumour removed and may also need chemo. He is now at home recovering, but they are worrying because they can't afford to keep the heating on. Is there any support with heating costs for someone recovering from…
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AA/pips and terminal illness
I know that claims of these benefits are fast tracked if someone has a terminal illness, but do that have to still have the health assessment? Ie do they actually have to have care or mobility needs?
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Backpacking daughters National insurance.
My daughter has been backpacking abroad for the last 5 years and is currently doing a course in Australia and has been given leave to stay for a possible 2years more depending how long the course is. Can I pay for her backdated Ni contributions to keep her pension up to date?
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Accessing 15 Hours Free Childcare when taking a new job under the £100k threshold
Hi all, I am in a bit of a weird position where I currently earn £105,000 per year, my partner earns £30k - but obviously due to my salary we cannot claim the 15 hours free childcare for our 18 month old. However, I'm currently going through a restructure at work where probably redundancies are being briefed at the moment.…
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Child Benefit payment discrepancy
Just completing my self assessment tax return, as I have done for a good few years now and scratching my head about something which always comes up related to the High Income Child Benefit Charge. We have three children for which we claim Child Benefit for the entire year (2023-24 in this case). The self assessment return…
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Carers Allowance - Are dividends earnings or income?
Hi, As a sole Director of a ltd company - would dividends be considered as earnings or income? You recieve £81 per wk carer allowance but can only earn £151 per wk (earnings limit) Would (sole director) dividends be classed as earnings or are they disregarded for the '£151 per wk' earnings limit. Some info I've found…
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New to universal credit & Carer
Hi, I have a child who is disabled and receiving middle-rate DLA, and I also receive carer allowance as a full-time carer. We both parents are looking after the child where only one receives carer allowances, etc., and we want to know if my wife needs to work as she is also caring for her unpaid as my child requires…
