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Pension credit cancelled
Now, December, they've wrote and said they hadn't realised his IIB (Industrial injury benefit) of £22, should have been included So he's now not entitled.
He's now getting £2 a week. Lost guaranteed element so now has to pay full rent and council tax and dentist again. He's beside himself.
Is this right? Should we appeal or re-apply?
Doesn't feel right?
Thanks all
Comments
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There is a cliff edge with pension credit I'm afraid. That said, if he is so close to, even if above, the pension credit threshhold then I would have thought he would qualify for council tax reduction and housing benefit. I'd suggest asking citizens advice for a benefit check - that should clarify any entitlement.
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As above, I would also suggest an appointment with Citizens Advice.Is he claiming Attendance Allowance?If the situation with Pension Credit is correct, ask them whether Attendance Allowance could be claimed. This is not means tested and unfortunately doesn’t bring the same advantages as Pension Credit but could still mean some extra money.0
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As I understand it it's one of those carp benefits that for the sake of 1p you do or do not get it. I know people who are not looking at pensions they should be paid because they are insignificant compared to the benefit of getting pension credit.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Thanks all he gets attendance allowance. Yes, but they said this IIB wasn't accounted for and should now be classed as a pension. However took all money away. I'm hoping at back payment can't be asked to be repaid but I still think paying full rent dentist council tax etc is a joke?
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He could see if he's entitled to Help with Health Costs by applying for an HC2Esty76 said:Thanks all he gets attendance allowance. Yes, but they said this IIB wasn't accounted for and should now be classed as a pension. However took all money away. I'm hoping at back payment can't be asked to be repaid but I still think paying full rent dentist council tax etc is a joke?
HC2 certificates (full help with health costs)
He can check here if he is entitled
https://check-for-help-paying-nhs-costs.nhsbsa.nhs.uk/start
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This is posted on the wrong board, I have asked for it to be moved to the benefits board where it should get more response.2
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How long has he been on IIDB? Has the condition he gets this for got worse? £22pw is a very low amount I would have thought the minimum payment would be double that.
https://www.gov.uk/industrial-injuries-disablement-benefit/what-youll-get
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I know people who are not looking at pensions they should be paid because they are insignificant compared to the benefit of getting pension credit.
They might find themselves with a robustly worded letter from DWP.......
If you (or your partner) are over the qualifying age for Pension Credit
Once you (or your partner) reach the qualifying age for Pension Credit, you are expected to use your pension or pensions to help support yourself.
If you choose not to buy an annuity after reaching the qualifying age for Pension Credit, an amount of ‘notional’ income will be taken into account when your benefit is worked out. ‘Notional’ income (in this case) is an amount equivalent to the income you would have received if you had bought an annuity.
If you take an income from your pension pot, the amount which will be taken into account when assessing your benefit will be the higher of the actual income or notional income. If you take a cash lump sum, this will be taken into account as capital.
It is your responsibility to tell DWP – and your local council where appropriate – if you or your partner take any money from your pension pot.
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Having a state Pension and 2 small works pensions I was not eligible for Pension Credit but did get about half of my rent and council tax paid. After talking to Citizens Advice I applied for Attendance Allowance and received it. CA also advised me to apply for PC again and I did get it. I don’t know the technical reason but getting AA changes the threshold for PC. Now I get all my rent and council tax paid.OutdoorQueen said:As above, I would also suggest an appointment with Citizens Advice.Is he claiming Attendance Allowance?If the situation with Pension Credit is correct, ask them whether Attendance Allowance could be claimed. This is not means tested and unfortunately doesn’t bring the same advantages as Pension Credit but could still mean some extra money.I know a lot of pensioners are on MSE forums so I would urge you to do a benefit check, you may be surprised.
. If you are not sure about the application then CA and Age U.K. are very helpful. Be aware that it can take quite a long time to hear about your application - in my case I waited 13 months
. I spoke to the DWP and was told they didn’t know why it had taken so long. You do get paid from the date of your application so it can be a nice surprise when a lump sum appears in your bank account
, it’s quite common to get the money before you get a letter telling you your claim has been successful. 1 -
Surely if people are eligible to claim private pensions then they should be made to take them rather than claiming pension credit ? I think it even asks on the Pension credit form whether you have private pensions you are not claiming?Brie said:As I understand it it's one of those carp benefits that for the sake of 1p you do or do not get it. I know people who are not looking at pensions they should be paid because they are insignificant compared to the benefit of getting pension credit.
Sorry cross post with Xylophone.1
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