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Wife's pension found - but what to do?
I am my wife's full time carer. We get Universal Credit and I make a few extra pounds doing this and that locally, and we get by. Just discovered that my wife has a pension from decades ago when she worked for a big bank. We have to decide whether to take a 25% tax free cash lump of it, a yearly pension, or transfer…
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Do I have to report this?
I am on UC. Last week they sent me over £2000 as arrears of underpayment because they messed up TP when I migrated in 2021. All well and great but this takes my bank balance over £6000 now. I know arrears are disregarded for a year but someone told me I still need to declare being over limit even though they gave it to me…
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Childcare less than tax free limits, worth overpaying?
My childcare costs will reduce in September due to 30 hours funded hours. My child will be 2 in October. The "free money" form the government is temping but as my childcare fees will be much lower than the £2k a quarter I need to put in the account, is there any point? My nursery is council owned so 30 hours means 30 hours…
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New Style JSA (contribution based) - Timescales and Notice for Appointment / Interview
Hi,I've recently been made redundant so have submitted a claim an online for New Style JSA (contribution based). I had confirmation of my application and a few basic bits of info. They also said they "usually" contact you "within" 14 days about the appointment. Does anyone know when I could expect to hear about the first…
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Attendance Allowance and Severe Disability Premium Start Date Query
Should I use the entitled to date or the date benefit started to be paid? The AA letter says entitled to from 03/12/24 but the AA payment started 09/12/24. When applying for Severe Disability Premium I asked it to start 09/12, but should I have put 03/12.
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UC Change of address
I currently live in Dumfries and was looking to move to Perth. we get UC and this includes transitional protection element. We don't get housing costs as we own. Will the move cause us to lose our transitional protection? there will be no change in anything other than our address. Thanks in advance.
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Help needed with pension credit and work
Hi, I used to trade at events and still have stock left that is costing me money for storage.I would like to do some events to sell it off.I'm sure I read somewhere that you can earn up to £140 per week without it effecting Pension credit. I'm not going to be working weekly, so I take it this can be averaged out over the…
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PIP reassessment timescale 2025
This is our PIP reassessment timescale. I know this will not be the same for everyone & may get
faster (I hope) Hopefully will put some minds at ease with the lack of feedback
on how long these take. Original claim 2019 for 3 years. As we all know Covid
delayed reassessments & extra time added to original claim. 5 Dec 23…
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High Income Child Benefit Charge
After a few years of not claiming Child Benefit, my wife and I started claiming it again at the beginning of the 2024/2025 tax year due to the changes in the thresholds from £50000 - £60000 to £60000 - £80000. As a result I needed to reregister for Self Assessment. My P60 became available today so I thought I might as well…
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Transfer childcare benefit credits for one of my two children
Hi I am currently accuring National Insurance credits for both of my children. Can I transfer NI credits for just one of my own children to my spouse so that we both accrue NI credits. My spouse tried filling out the CF411A form but there was no section to just select on child. Many thanks in advance
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Coming off UC to buy a house
Hi, so I’ve been in receipt of UC for about 4 years now as I am a single mum to a little girl. I am now back at work full time and earning a full time wage, I still receive some UC but not as much as I used to. I have met a lovely man and he has asked me if I’d like to buy a house with him- he also works full time. Me and…
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P45 Question
I'm on Universal Credit and I'm about to start a new part-time job. And I will continue to receive UC. I'm just wondering , should i get a p45 from the DWP to give to my employer. Or should I use the p45 from my most recent job (which was in December). I really don't want to go onto an emergency tax code if I can avoid it.…
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UC managed migration over phone
Would be grateful for any general experiences of managed migration from ESA to UC via phone, not online and for any help with the questions below. When calling the helpline to claim will the helper ask for evidence as to why the claimant cannot apply online and try to force this route or will they simply start the…
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Child benefit
I am in receipt if child benefit fir last child abd my daughter isn't in education any more since start if year. I've asked 3 times to cancel but keep getting letters saying they can't find Aby child benefit in my nane so nothing to cancel? I added bank details, name etc abd the child?
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Joint Saving Account - UC ?
Hi, I currently have a joint savings account with my wife whilst claiming UC as a couple. I want to move the savings to an account with a higher interest rate. But the account I am considering doesn’t allow joint accounts. So, I would be opening it in my name only. Does this make any difference to my UC claim? When I…
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Would this affect any benefits I claim ?
I'll be leaving my current job under a Voluntary Exit via Enhanced Settlement Agreement. Basically I leave the job and get a lump sum to do so. I'm also in the process of moving house, I was gonna to use my savings to reduce my mortgage on the new property. With this lump sum I'd be able to pay the mortgage off in full and…
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Problem with Bank Statement UC
I have been asked to provide a bank statement for Dec 2023 to Aug 2024. I have spent the last 6 weeks trying to get this.. I have managed to get from Feb 2024 but not the preceding 3 months. I have ordered it 3 times from the bank and it never came. I have been told today that it doesn't exist as it was a passbook account…
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Free childcare- do gratuities count toward the minimum income?
Hi, my wife’s 16 hour per week job at a restaurant is being cut to 15 and a half hours a week, placing her below the threshold for being able to claim the free childcare. However she also gets paid gratuities as TRONC through her payslip, to the level which puts her above the threshold again. I believe that as this is…
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No longer eligible for pension credit
I am writing this on behalf of my father. He has been receiving pension credit for the last 7 months. Recently came into a sum of money. We have contact DWP on the date he received it and informed them of the change, they have confirmed that he will no longer be eligible and they will suspend payments and close the…
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death in service and pension credit -AA
hello and thank you for reading. I am after some advice. My 75 yr old british mum got married and lived abroad for over 45 years and due to political unrest she had to return to UK. as she had no pension she is claiming only guaranteed pension credit and Attendance Allowance. She lives in a private rented bungalow and…
