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Student MoneySaving

Archives for September 2010

Travelling outside of Oyster zones? whats the process?
can anyone give me some information. I have an oyster card with a weekly travel card on it allowing me to go to zones 1-5 within London. I now need to start travelling to Rochester or Strood station, but they are outside the Oyster London zones, but do not know the process of how to pay for this extra journey. Would I need…
Council tax - am I still a student if I have not graduated
Hi guys, I handed in the dissertation for my Masters degree a few weeks ago but my graduation ceremony isn't until December. Am I still technically a student? This is incredibly important to me as several hundred pounds of council tax bills hinge on this definition. Your help is much appreciated x
New Landlord, Broken Fridge
[FONT=&quot]Hi guys! I moved into my house for this year (a little bit wary, I'd never met any of my housemates for the year, one lived in the house last year and two are international students. Met them now though, they're all awesome) and the house itself isn't too bad, a little shabby here and there but on the whole…
Taking the maximum loan out?
Hi guys :) I'm starting Uni next year and don't expect to be needing a maintenance loan as I'm entitled to the full £2906 maintenance grant and a £3000 scholarship, and will be living at home. I read Martin's advice to always take the maximum loan because you can earn more saving than the loan costs. This means I could…
Special Support Grant for full time student with disabled partner????
Hi, i 've looked everywhere for more information on who is actually eligible for this grant and am still uncertain if i would qualify or not. I am a part time HE student and i recieve carers allowance for my husband who is disabled in receipt of income support, DLA and i claim the housing benefit. I would like to study…
Things to put on a CV
Hi Guys, What do you suggest that I do this year in order to strengthen my CV? I am studying a Finance & Accounting degree, and wish to apply for placements next year. My UCAS points are low, however I am self funding myself through my AAT qualification and I also have 18 months work experience as a trainee accountant. I…
Not strictly moneysaving - but advice wanted anyway!
I have just started University and am hating my course. I am doing a really academic course without the appropriate A-Levels and I have realised straight away that this is far too hard for me and that I have made a big mistake. I have decided to try to change courses and do another course as this is what truly interests me…
Money Problems, worrying me
Hi Guys, I am wondering if any of you people can help me and offer some advice as to what I could do. Basically I am just entering my second year of a Finance & Accounting degree, and I achieved a first class honours in my first year of study. My grades were amongst the top 3, out of over 100 students. For the last 3 years…
The cause of 150,000 delayed student loans…
The Student Loans Company released figures last week claiming that over 150,000 loans couldn’t be paid yet, due to the fact that the applicants hadn’t returned their online declaration form. The declaration often gets forgotten about with student loans applications, people submit the firm online then tend to think that its…
Uni and Student Finance....?
DELETE this thread, no longer required.
Sallie mae loan help
Hello guys, I have a loan with sallie mae of 10k in oct 07 and one of my family member is a gurantor for this loan. After my postgraduation i failed to secure my field job it has been 2 yrs now. Sallie mae company went burst and Candian company bought all debts from sallie mae. Total credit financing UK which is a third…
Help paying tuition fees
Hi, I attended University for a while straight out of high school. I completed my first year and dropped out during my second. SAAS had paid my fees for both. That was about 7 years ago. I'm 26 now and thinking about going back to Uni. I'd be doing a different course so I'd have to start from first year again. I know SAAS…
GCSE Science re-take - Exam questions?
Hi, I am a mature student re-taking my GCSE Science at a local college. This is not money-related as such, but would really like some knowledge I had one of my first lessons the other day and the teacher told us about the exams we will be taking. He told us that there will be 6 exams in total, 3 in March and 3 in June. He…
My SL repayments don't seem to be deducted - should I investigate or not?
Hi there. I've started a job and my SL payments don't seem to be deducted from my wages. It's not written on the payslip, but there's a possibility the amount may be less because I haven't worked for a while. Now I'm not trying to get out of paying it obviously I will have to eventually, but I have problem debts and it…
Any good student freebies?
My son has just started at Uni (Canterbury) - can anyone recommend any good freebies I could send his way? :j
Student Finance or Headless Chickens?
No I can’t be too harsh it’s just daunting knowing that if they don’t get it right its bye bye future. I sent off for my loan and grant nice and early this year, filled the form in just as the year before and on I get with my life thinking everything is sorted. Then I got my payment timetable through and I notice an…
10% off 16-25 Railcard
If you need to get yours this code is valid till December 2010. I just got mine it mines it £23 and something pence. The code is: Save10
Music Qualifications
Hi peoples. I am filling out the gttr form and I was wondering if you can put music qualifications under other relevant qualifications. I have a g5 distinction in singing from ABRSM and some other music qualifications. They are mentioned in my personal statement :O)
Open University Course Grant - Timing?
I'm begining an BSc in Computing and Systems Practice with the Open University from the begining of October. I will be studying 90 points this year, with 3 30 point modules. I was eligible for Financial Support for several reasons, and had all my courses paid for me. (Well, £1200 or so I think they paid for, all I remember…
Second hand books
Does anyone know any good sites for buying used text books? I came across this one: http://www.sellstudentbooks.com/ which had I book I want for £5 instead of £13 but when I went to check out a security warning popped up so I'm reluctant to use it. Any recommendations would be great

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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