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Student Finance under pre-2006 vs post-2006 system
Hi, I'm due to return to university in a few months and I'm getting really worried about how little money I'm going to have to live off; I am assessed under the pre-2006 student finance system and therefore will get up to £4,745 of student loan (with approximately 25% of this being income assessed) and am also eligible for…
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Student grants - I need help!!
Hi Folks What a fantastic website and forum!! As you can tell i'm new to this forum. My son is hoping to go to uni this year and we have been looking at finance and how best to go about it. Can anyone tell me, regarding students grant - I assume it is means tested? Part of what we have read states that you enter your…
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Personal Statement in Clearing
I am eligible to add a Clearing choice in Track as of now. The offer I have is for a completely different subject to the one that my personal statement relates to. The college that has offered me a place is aware that I originally applied for other courses. If I add the Clearing choice in Track will the college receive a…
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student needing money fast going into 2nd year
Hi all, im going into my second year of uni in sept and have just received my finance notifications. I started a job a couple of months ago doing 16 hours to get working tax credit (i have 2 children and a single mum). Anyway i wasnt getting enough hours to qualify for wtc and have given it up. Im about £600 in my od at…
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HELP! Student with bad credit!
Ok, so basically this is my story Age 17, I apply for an Orange phone, and strangely enough I get it, it arrives, I use and abuse and fail to pay my bills. Bad move. 8 months later, aged 18, a hefty bill to pay and a debt collector tortures me looking for the money (£400+) I head to Citizens Advice, have the whole thing…
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Lost tax refund cheque, how to replace?
hi, i'm a student, or i was until a few weeks ago, and i got a tax refund cheque in the post. Somehow, between opening the letter and getting ready one day, i lost it. me and my mum think it slipped down the back of the fireplace, and ripping the fire off the wall will cost a fortune. is there any way i can order a new…
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Student Account & JSA
Hi guys, not sure if this is in the wrong forum, feel free to move. My question is - if you are on JSA, does this mean that a bank will look less favourably on you if you are applying for a student account and interest-free overdraft? (would obviously be coming off JSA when starting the course) Does this also apply if you…
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"Less loan substituted for grant"
Hi, I have recently received my "Financial Notification" for the year 2009/2010. This will be my 2nd year. I am 24, and classed as an independent student as I supplied evidence of 3 years full time work. Last year, I received full loan, and a maintenance grant as follows: Basic Loan: £3470 Loan subject to income…
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Confused about student finances
Hi I would really appreciate soem guidance as I'm getting abit confused! I'm hoping to start BA Social Work from 2010 from which I will receive a NHS bursary, probably around 5k at the time which is not income based as far as I can tell and has automatic entitlement. I still have to pay tuition fees for my course. I will…
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The whole 'independant student' fiasco....
this is in further response to my thread 'do students get punished for having a part time job'. Im assuming that SF will get in contact with me to ask whether i have evidence of my mum's/household income? OR, is this not even in the equation if i am an 'independant' student? I've applied 'income assessed' , so does that…
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Not being charged student loan repayments.
Not sure if this is the right forum, but I graduated 2 years ago now, am earning more than 15k a year but am not being charged any student loan. I want to get this sorted as I am keen to repay my debts, I also don't want to risk back dated payments. Any idea who I should speak to? Is this a job for the inland revenue or…
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Money Worries; Student Worries, Everything Worries!!
Hi everyone; I am new to this whole forum thing and I was wanting to know where I could get a half decent overdraft on a new bank account. I am in my 3rd year of university and am doing my dissertation at the moment, and I am in my overdraft of two of my bank accounts. I am currently fighting a battle with Halifax because…
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Mature student to be who has already done a degree
I just spent about 30mins writing a long post to explain my situation, but I'll save all those who don't like reading long posts, it all got wiped when I clicked the button to preview it as I was asked to log in AGAIN. So I'll keep it short and sweet: I'm a mature student going back to college this year to study an Access…
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ALG help
Hiya All, I'm about to start the Access to HE course at college in September but just had a question about the adult learning grant. When I apply, do they base it on the previous year's income even though at the time I'm going to be in college, we will have no where near that coming in? My hubby & I both earn roughly the…
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Summer job and tax help please
Hi all, well I managed to get myself a job for the summer...woohoo but was wondering what happens regarding tax as know before some students on here have mentioned a form one can give the employer but am unsure what this is and whether is my job to give this to employer or that they should 'sort' it. Any guidance much…
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Student Loan thoughts...
I graduated in 2002 and slipped through the net until May 2008 in terms of repaying my loan. I stupidly thought I'd got away with it, and I'm kind of kicking myself that I could've had it pretty much paid off by now! But anyway... Currently, I pay just under £200 per month but I'm thinking of making a higher one-off…
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has anybody done a degree then gone back to college? financial advice needed!
Hey everyone, I was hoping for a bit of advice. Having just completed a degree (English), I am planning to apply for an Art foundation course at college (which is what I was considering doing instead of the degree because I love both subjects). I am aware that as a FE course, the fees are £840 and payable by me. I also…
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Current income assessment form
hi everyone me again sorry, my partners incme for 09/10 will decrease due to employer lowering staffing hours so i have a current income assessment form to send of so the supporting application he did which was for loan, grant etc based on 07/08 income will be reassessed with new provisional income but will they…
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Part-time Students?
Hi everyone, I have been a part time student for the last 5 years and have recently taken a year's leave of absence to have a baby. I am now in a position to return to uni full time to finish my degree. However, I only have 5 modules to complete in order to finish my degree (including my final year project). Would I…
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Student finances and benefits
Sorry for all the questions but I still have to try and work some things out and at present I am completely clueless when it comes to students finance and certain benefits. Right here goes, I've basically qualified for full help wth regards to student loans, maintenance loans and grants as well as a Parents Learning…
