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Best Instant Access Savings Account
Hi, I'm a recent graduate just starting a law conversion course. I receive a living grant three times a year which is currently going into my current account (my student acct with Natwest). I am uncomfortable having large amounts of money in the current account- partly for controlling my own output, and partly because i…
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Best way to get most of my savings
Ive got an ISA which is at the limit and £5k in premium bonds, is there another option to make the most of my savings. Thanks.
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Lloyds interest not paid yet?
Lloyds interest not paid yet?
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Help for Green Plantation investors
If you are an investor of Green Oil Plantations you will know by now that it is in administration. Some of the investors have got together and set up a support website with the aim of providing support for all GOP investors and to help to try and recover some of our funds. This is not a commercial website in any way, it is…
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HL any good as advisors
Hi all I am thinking of having HL look after my portfolio of investments,approx £350K in total,i have stuff all over the place and coming to the point in life where this needs tidying up and consolidating for me. I have had a Financial Advisor for years who calls me every January for a chat and that is it for the year,i…
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Best children's savings account
Hi, I recently had a baby and I want to open an account for them, the idea being that I countersign as parent and can access and move money if need be, but also that will deliver her good interest over the years until she's 18. Does anyone have any suggestions please for a good starter account at the moment? Thank you.
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Energy bonds
Just how good are these new energy bonds. They appear on the surface to be a sound investment. Any advice?
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How do people manage multiple accounts?
I read about people having several Santander 123/Flexdirect etc interest bearing accounts, but I don't understand how they do that. I've got a Halifax main current account and a current account with the Nationwide, and one 123 account. I know what I'm doing transferring money from my main Halifax account to the 123 account…
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Best ISA to choose?
Hello everyone, I am looking for advice on my ISA Accounts. I have £20,000 in a Natwest Cash ISA Plus account that I have had in there for about 4 years. This has always paid about 2% interest. (Instant access) However Natwest have informed me that the account will be changing to a Cash ISA in January which will mean the…
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Santander 1-2-3 - main account
hope someone can help please? I have £15000 to put in savings and have used my full year ISA allowance suggestion from here is that I put it in a Santander 1-2-3 account. My question is, can I set up a monthly transfer of £500 month into this from my main Halifax account and transfer the Direct Debits I have to this…
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Hilton IPO Shares US
Just read that Hilton Worldwide Holdings Inc will be issuing an IPO – shares to set between $18 to $21 each. Any thoughts? Also how does someone in the UK get onto this, can someone in the UK buy into a US IPO?
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Granada TV Shares
I have unearthed certificates for 1500 Granada TV shares but can't find any info online about what they might be worth or which co. they might now come under. Any advice would be very much appreciated. Many thanks.
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Santander Guaranteed Growth Plan - Cash in?
My father recently passed away and had a 6yr guaranteed growth pan (non-isa) which we have the option to keep to maturity or to cash in now. The estate is being divided between four of us and I've been tasked with finding out the pros & cons of keeping this plan to maturity in May 2014. The plan promises a return of the…
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Best Savings account for my 3 year old
Hi, I'm not sure where to begin. I just saw an advert on natwest for a First Saver account. I know interest rates are low but this is Tax free. Is it worth it or is there something better that anyone knows of? http://personal.natwest.com/personal/savings/first-saver.html Thanks
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Which fund would you choose? Why?
Hi All I am an investment newbie and am thinking about investing in one of two funds. Either Vanguard Life Strategy 100% equity http://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/v/vanguard-lifestrategy-100-equity-accumulation or HSBC FTSE 250 tracker…
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Investment in luxury products?
Hi, I am looking for a way to invest in shares of the companies that produce luxury products, and would like a dollar-denominated investment vehicle. I looked at a selection of ETFs in this sector (listed on the Morningstar site) but their past performance had varied dramatically, and I couldn't work out why. Any ideas?
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OEIC investments
Hi, i'm would like to put some extra savings about £10k for long term (5 to 10 years) investment. I work full time so have steady income and save each month, but haven't invested in any pension saving. I'm new to investment but have heard from friends about OEIC offered by Scottish Widow, in particular Balanced Growth…
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Tesco bank direct debit problem
I tried to do the usual monthly dd from Halifax Reward account into Tesco bank but get the message that this linked account does not support dd (which is incorrect as I've been doing this monthly). Does anyone else get this message? thanks ed
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shares querie
Hi ,can anybody tell me if there is a way of checking how many shares my wife holds in Tesco ,she has lots of share certificates going back to when she left the company in 2003 she gets a dividend payment a couple of times a year ,just wondered if there was anywhere I could phone with the account number on the share…
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Graduate who has just filled ISA, next steps?
Hi all, I graduated this June and went straight into employment. I have been saving as much as I can and filled my ISA allowance for the year this months. The problem is that each money I will get a decent sum paid in but I am not sure where I should put it. I don't want to leave it in my graduate account as I'll get no…