-
kids savings
my 5 year old has £1100 in a rbs kids account earning 0.5% interest so im looking for somewhere a bit better for it. Chances are it wont be touched until hes a teenager at least. Kids accounts dont look that great in general, but would there be anything to stop him getting this from C&G, or something similar?
-
Saving for my daughter
Hi. We have recently had a death in our family and my daughter has been left a lump sum of money I would like to be held somewhere for her until when she is older. I already have a child trust fund for her which I put money into each month, shall I just put it in there even though it's a stakeholder account? I would have…
-
Units used for commodities
Can someone point me in the right direction where I can find out what the units used for the commodities on the futures markets are please. What is the gold/silver etc. being sold in, is it ounces? What are the live cattle? US cents per live-weight kilogram? What the wheat price relates to?…
-
best way to put lump sum of cash into bank account?
Hi.. Ive managed to save £20000 in cash over the last few years can i just put this straight into my bank account without any questions being asked? cheers Mark
-
Savings Help
Hi All, I am seeking some help with my savings. Currently I have £5340 in a BoS ISA, so I've used up my tax-free allowance on that for this year. I also have around £3.5k in an instant access saver with BoS which is paying next to nothing. My question is this; I have to use the money this summer (June / July) So I'll leave…
-
Belgrave group
http://www.belgravegroup.com/ Has anyone any experience with these guys, theyh are selling american property and reckon it can yield 10% ish am i the only one that is slightly sceptical.....??
-
Saving my car insurance money, best return?
Just paid off my yearly car insurance in full for the first time, am sick of paying them £40 a year for the privilege of monthly direct debit. so was just wondering where to save the £30 a month i would have paid to get the best return? i have been thinking of opening a share fund but not sure this would be enough to put…
-
First Direct & Co operative current account incentives not credited yet?
..I opened the above two current accounts (while the incentives were open) in November and followed the conditions (transfer of two SO's via switching service and three monthly transfers) but after several phones calls have not yet received the incentive payments? Has anyone else encountered the same problem?....thanks…
-
Tax free Children's allowance - £100 interest limit on savings
Can anyone advise with the following scenario? Say a parent chooses to gift a child, who has a full tax allowance available to them, a solar panel installation or installations, earning them a FIT of say £2000 per year. This is then paid into a children's account in their name and a claim made for interest to be paid…
-
Santander savings - but can you get your money out again?
They may have the best rates but if you can't get your money out what is the point? I have now been waiting three days for a 'security call back' having tried to take the money out of my online savings. I am sick of spending time on the phone going through my history each time I call. My crime ? - putting money in and not…
-
Spot the dog
BestInvest have just published their most recent "spot the dog" report. http://www.bestinvest.co.uk/guides/Request.aspx?GuideId=2 You have to give them some detail to download it, but if you're interested in which funds from houses such as Schroder, M&G, Marlborough, AXA, L&G, Jupiter, Neptune, Old Mutal and Henderson have…
-
Reading suggestions?
I've read a few books over the last few months (the usuals recommended on here) and found Tim Hale's book particularly useful. I set up my first S&S Isa back in January with 5k and will put in another 3k this month. I'm using various websites for info including motley fool and iii. I wonder if forum users have any thoughts…
-
Alpine Total Dynamic Dividend Fund (AOD)
Hi, Looking to start buying stocks online and I am Interested in the Alpine Total Dynamic Dividend Fund (AOD) Does anyone know a good online site to purchase this as I cant find one? Regards Conrad.
-
Fee for Pension consolidation
I have £85,000 spread across 3 occupational pension schemes (all defined contribution) and 2 personal pensions. My IFA is quoting 5% of the fund value to consolidate these into a single pension scheme, pick an optimal spread of funds and review every 6 months, does this sound reasonable?
-
Fixed Rate - more than one deposit?
Could someone advise of a fixed rate savings account were more than one deposit can be made? Thanks,
-
Where to invest?
Hi all, I am a student with savings as follows (I am not in any debt): £7400 in Premium Bonds £5240 in an easy access ISA £650 in an instant savings account I am not going to need to access most of this for the next 3 years and feel like I could be getting a better return if I did some investing outside of standard savings…
-
S&S ISA for shares and funds/trusts
Afternoon folks, Hopefully someone will be able to point me in the right direction with minimun effort for them. I'm looking to open a S&S ISA and start making the most of my full allowance (at the moment only using a cash ISA). Really I'm looking for the best ISA for a mix of both Shares and funds etc. Or would I be…
-
OLD MUTUAL special dividend
I really need some help. My husband has left me very suddenly and is negotiating a financial settlement. We have shares with old mutual which at today's date are worth 16k. I just received an email stating Old Mutual were proposing a special dividend announced. 18p per share and 7 new shares for every existing. I am…
-
Portfolio Tools - Rebalancing
Hi all, I used to use Morningstar's x-ray tool to ensure I had a good balance across investments and I am currently reviewing my portfolio as I am considering moving in previous years ISA's from cash to my existing S&S ISA. I see you now have to sign up for their premium service to access this (although you do get a free…
-
Investment accounts for non UK and non US residents?
Hello all, I am in the lucky position of being able to live and work in a beautiful and dynamic equatorial city, where it is about 25 degrees every day of the year, I can get everywhere I need to go on a motorcycle and live in a house with a garden and view of lake Victoria. Not much to complain about really :rotfl:…
