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What to do with inheritance money?
My father-in-law has offered us some of my husband's inheritance money now as they say they'd rather us have it whilst we need it, which is very thoughtful of them. At the moment it is tied up in bonds and shares. My husband wants to buy a decent car and then have a nice family holiday this year. I would like to put some…
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Photo ID Dilemma
This is bizarre. I'm sorting out some stuff for my Mother in Law who is in her mid 70's and is recently widowed. At every turn I need photo identification. Credit card applications, savings account application, Cash ISA - you name it, no photo ID, no deal. She hasn't got a driving license and her passport expired a few…
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FSA safe investments
Hi I do receive your MSE newsletters and find them most informative. However I would like a concise answer to one question that I have. If I were to die before my wife, under our wills, she would inherit all my share of our currently jointly held assets property and cash. This might mean that at any one time a sum of cash…
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Critique My S&S ISA Selection
Hi, I would appreciate some critique of my S&S ISA selection and enclose a summary of my current portfolio. Any comments/feedback on my porfolio based on growth for the next 5-10 years. Thanks in advance, Jabba Holding Portfolio % First State Asia Pacific Leaders Acc 18.8 JPM Natural Resources A Acc 18.7 Neptune European…
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London buy-to-let no mortgage for small investors?? Thoughts?
I've been looking at property investments for a while and it seems the only options are: - stock market related (which I feel are too risky for me right now), - international (where you really don't know what is going on), or - - you need to make a big investment in buy-to-let with mortgage risk etc. Has anyone come across…
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ISA or Regular Saver?
Hey guys, this had been annoying me and I don't know if i'm missing something totally obvious, hoping some one can clear it up. Currently saving for a holiday with my girlfriend, we want to save about £3500 for April/May 2013. I opened an ISA with the AA, interest rate is 3.05%. I have £950 in that at the mo. I then saw…
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Core funds for a portfolio
Hi there, in the near furture we will be upping our monthly DD to achieve retirement asap. Without going through the usual questions, I am looking for suggestions and the logic behind your selection of funds which you consider as core. My idea on a Core fund is something of average or below in terms of risk, also funds…
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The Children's Mutual..........
Hi everyone :) I'm trying to sort my finances out - I have been woefully neglectful in all sorts of areas over the years! The mortgage is finally gone, I'm tackling the other debts, and I now need to look at pensions and savings - I'm all over the place! I have decided to start with my son's future. I started a 'baby bond'…
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When Do You Save?
Hi all :j I'm new to MSE! Just a little question to see how everybody saves. Do you A: Save your money as soon as you get paid, B: Save the money left over at the end of the month, C: Save throughout the month? I would just like some suggestions, would like to hear what works for you and what doesn't .
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S&S ISA transfer
I recently set up an S&S ISA with Nationwide which uses Legal & General. I wanted one or two funds that I could pay into and forget about. So I opted for the Jupiter Merlin Growth Portfolio. It has high charges but, as it is a managed fund of funds, it seemed a good choice for someone only investing in a limited number of…
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Lost £570 this year in L&G - what to do?
Hi folks I am panicking again cos I had £38,000 in Legal and General Unit Trusts, of which £12,000 is ISA money, and it has plummeted by £570 over a year. I am very ignorant about investment matters and just feel a rising panic. I have a small income and need this money to grow not shrink. I just spoke to a friend and he…
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InvestorBee
Is this fund comparison website independent?
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Skandia multifunds in-specie transfer out
My wife has ISAs on both Skandia Multifunds and Hargreaves Lansdown. I'm relatively happy with the latter, but the former is still generating trail for our ex-IFA, and I'm not (yet) able to control investment choices myself, so we need to do something. The pots are large enough for the BestInvest custody fee to be a…
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F&C Child Trust Fund - Fund Advice
Hi I deal with all my own investment choices. My two children's CTF are invested with F&C and I have spread the investments since they commenced. I also pay £25.00 pcm into each. Present contributions for the past two years have been into the US Smaller Companies Fund. This has performed well and i intend to keep…
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ISA /saving account sums
1) I have a cash ISA I earn 3% intrest and I have £1000 (1 thousand pounds) in it, how much will i earn in one year? Please can you leave the sum so I can work it out on other amounts. 2) Also in a normal saving account with 3% intrest How much money will I make on a £1000 (1 thousand pounds) taking away tax 3) How much…
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Money transfer from US to UK bank advice please.
Hi folks. Am hoping I can get some savvy advice from the members on here :) In summary, I am selling a business interest I hold to a USA company for a significant amount in dollars. My problem is they will only pay me in dollars, and if they do an international transfer to my Uk bank account I will get stiffed for a 3-5%…
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Investing spare money
Ok on the short I have some spare money every month Averaging from £200 - £600 I have no debts I all ready have my isa filled for this year I all ready dabble in shares every month so want to try some thing else I all ready buy premium bonds most month I am unable to buy property due to being self employed for less than 2…
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Regular transfers to Spain
My bank in Spain had a branch in London which offered free transfers as long I kept a minimum balance of £500. I've been using this arrangement for a number of years but the bank has decided to close its London branch so I have to find another way. Can anyone recommend somewhere that offers a regular monthly international…
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Santander - Interest out by 5p
Hi, I know this is a little sad, but once again, I just can't get my interest to add up. I'm quite happy to believe that it's me, and I just want to get it right in my head because I'm trying to learn, not because I am losing sleep over 5p. :-) I have a Santander Preferred Current Account which pays 5% AER. So, that is…
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Safety/Lock Boxes
Hi Gys, My mum's recently been told by her bank that she'll have to remove everything from her deposit box by the 20th of march or the fees are going up and the price to access the box is going up to £500, as i imagine they're moving the boxes. Does anybody know of any other banks or trustworthy companies that offer a…
