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First Save Interest - February
Having just taken out my two new FirstSave bonds I was surprised to see interest for one of them in my bank account today, having been told it would be tomorrow..... Checked it and it was two days short. On checking with First Save they confirmed that their systems could not cope with the leap year and that interest PAID…
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Why ISAs and saving just serve to penalise us all
Why is it that when we work hard and save hard, we get penalised for it? Are savings, and their new 'attractive' counterpart in the form of ISAs REALLY worth your while? Wouldn't it just be better to take the lot out each time we get paid? When we have savings or ISAs, we are effectively telling the government how much we…
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Finding bank acc of the deceased?
Sorry if in the wrong place, please feel free to move. My great aunt died over 10yrs ago, and it was believed all assets etc were in the hands of her brother. He has since died and her property has remained boarded up. I'm led to believe my mother was contacted by the council about the house, my mum has now been granted…
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Inheritance
I'm aware there are similar threads kicking around but my circumstances are a bit different so I thought I'd start my own thread looking for advice. I'm due to get an inheritance in the next month or so from my late Mother's house sale of around £35k. I've previously had sums from the same estate which I've saved (£5k in a…
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Investment Advice
Hi All, New here and not sure if this is the right place to post this. For a little while I have been thinking of opening a blog on my humble analysis of stocks/shares and investments. I think it really revolves around getting a good domain name and I've seen one on ebay (i know i could come up with one but I really like…
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Daily Mail Article - Buy Gold & Guns!
I love the sensationalist stories in the Daily Mail... Analysts warn Americans to buy guns and gold, predicting market crash and street riots within a year! http://www.dailymail.co.uk/news/article-2107315/Market-crash-street-riots-year-Americans-plan-economic-9-11.html
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sold house - looking for short term savings
As of next week i'll have around £200k from the sale of my house after my divorce. I'm renting while I look for somewhere to buy so I'm looking for the best place to put the money with quick access for when I find somewhere. Am also tempted to buy £30k in premium bonds during this time - I know it won't gain interest but…
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Best savings account for aby
Hi, just after some recommendations really. I want to start a long term savings account for my newborn of about twenty pound a month but I can't seem to any recommendations on this site for children's accounts. I have no lump sum to invest so an isa is out. Any advice appreciated.xx :money:
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How do we get to savings?!
When my son was only 5 months old his grandad on his dads side opened a Halifax save for it account. He was the trustee. He decided with my ex, they would put all the money he had received at that point into the account, money has been added over the years a long with some maintenance. However we no longer have contact…
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HL £1 per trade ending soon, what are you doing?
Open ended question but for those who used the january offer from Hargreaves Lansdown to taste abit of share dealing I'm curious as to what you intend to do before it ends tomorrow. I myself tested the waters for the first time, with the low fees I used it to make small purchases except for one larger purchase making up…
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Property or shares
Hi, I was wondering what people thought of investing into property or investing into shares. I understand that BTL can have its problems such as problem tenants, legal issues with other owners etc etc. But it would seem that over a period of say 10 years, property beats share investments easily. Can anyone provide some…
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Parking ticket ukpc
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Windfalls
Over the last fifteen years or so, I slowly opened savings accounts with most of the building societies in the UK. This was in the hope of gaining a windfall payment should the society merge with another society or become a PLC. I think the last windfall I had was when the Catholic Building Society merged with the Chelsea…
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What to do with 10k and further income.
Hi everyone, thanks in advance for any advice and apologies if similar topics have been done a hundred times over (I'm sure it has, but I couldn't find any in my cursory search) Basically I'm sitting on savings of about 20K pounds at the moment with a view to keep 5-10k of that available in case of emergencies and to pay…
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Tranferring sale of shares .. question re halifax sharebuilder
I sold some shares earlier today with halifax sharebuilder. The proceeds are showing as available to invest (reinvest) but not in the colum to withdraw or transfer back to my account. I cant see any (helpful ) information on halifax's website regarding why this is. Has anyone else had a similar experience and is it perhaps…
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Sports Direct International (SPD)
Sports Direct International (SPD) Anyone got any views on this stock? Ive got some shares in SPD, and am undecided if I should sell or hold. Usually when there are too many shares floating about the price reflects this, but Mike Ashley is holding 70%ish of the stock himself. I think he is holding out for the £3 mark which…
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NS&I Investment Account
Just got home to a letter telling me my NS&I Investment Account is changing. They are doing away with the passbook and will become a postal only account. I phoned NS&I to go through my options and find out what way the account wil be changing. They where not very helpful couldn't suggest offer a similar account to what I…
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Jewellery as an "investment"?
Hi I don't know if this is the right place for this so I apologise in advance. I have a money box into which I have been saving change, mainly £1 and £2 coins. The moneybox was a gift a few years ago and I only put in coins every now and then that I wont need/miss. The idea being that when its full I can spend it on a…
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Saving for the grand children
Hello everyone just registered am not sure i'm in the right place but here goes, i'm actually looking for some kind of savings plan that i can deposit money into when ever i can, so not one where i have to put in the same amount on a regular basis and also on my death leave a cash amount to be deposited into that account…
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Possible to negotiate savings rates?
Hi, Has anyone experience with negotiating with banks on savings rates? I have seen a different bank to mine offering a far higher interest rate to current-account holders and a £100 bonus to switch. Rather than actually switching I wonder what the chances of negotiating with my bank for comparable terms to keep my custom…
