F&C Child Trust Fund - Fund Advice

swanny65

Hi

I deal with all my own investment choices. My two children's CTF are invested with F&C and I have spread the investments since they commenced. I also pay £25.00 pcm into each.

Present contributions for the past two years have been into the US Smaller Companies Fund. This has performed well and i intend to keep contributing for another year. About 1/4 invested in this fund.

However just over a 1/3 is invested in Europe Assets Fund and is worth about 8% less than I have contributed. Should i stick or move some or all of this investment? It looks as if 1/3 of the fund is exposed to Ireland, Spain and Italy........

The other two funds Invested in are Investment Trust (1/4) and Capital & Income (1/8)

Thanks

Reaper

I can't predict what future returns will be, however according to their own fact sheet the fund has been somewhat under performing the bench mark plus the Total Expenses come in at 1.7% which is high compared to the other options like the F&C Investment Trust at 0.5%, so it doesn't look particularly appealing to me.

wazza24

Hi swanny65, thought this article might be off interest, you may have read it already. I have just moved my 2 kids CTF to F&C and put them 50-50 in the Global Smaller Companies and the Foreign & Colonial Investment Trust.

http://blogs.thisismoney.co.uk/2011/04/my-child-trust-fund-selections.html

After getting sum great advise on here my i add.........:beer:

atush

investments and sectors go uop and down, so being down isnt a totally dure predictor.

But I would never invest in any fund that is underforming it's sector.