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spreading between fixed rate's,but what if they merge?
Hello people. Lets say i had savings of 50k with the AA and 30k in say northern rock,both in no access 2 year fixed rates.At the moment i should be safe as there completely independant.But what if they ended up merging down the line becoming one institution,and i now have 30k over the safe limit.due to being fixed rates i…
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What to do with my money from my house sale???
Hi, I am going to sell my house and downsize. I will have approximately around 100k from the sale to invest. I am wondering what I should do with this money. Should I buy another house and rent it out. Or should I put the money in the bank and invest it in that way. Hope someone can help?
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New savings account
Hello everyone :) New here. Quick question. I'm 17 years old, and currently have a cardcash account with Halifax. Can I open a savings account even though I'm not yet 18? And if so, which one would you recommend? I'm new to all this, and getting confused by all the different percentages flying round :p Thanks
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Bringing AUD to the UK
I'm new to this but need some information quite urgently. My partner and I have been working and living in the UK since 2003 and have indefinate leave to remain. We are about to inherit some money in Australia and would like to know if we are able to bring it here and perhaps use it as a deposit on a home as we are…
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urgent advice needed
hi my sister and i are in need of some urgent advice. Our dad passed away 2 weeks ago and we are going through his paperwork. We have had i letter back from legal and general in which our dad had £100,000 invested. we have been given a much lower figure of £83,000 at time of death and even lower for probate value which is…
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Buying on Pink Sheets/OTC/TSE
Hi, Can anyone advise a good sharedealing site that you can buys shares on the pinksheets/OTC markets in the US and the Toronto stock Exchange. M y BoS sharedealing acount doesn't trade on those markets and I've tried e Trade but they have suspended opening any new US trading accounts. Tired of missing out on a couple of…
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how do i sell standard life shares
hi partner has shares in standard life and wants rid of them, he has 800 and i think a half year payment is due soon, he wants rid of them and as asked me to find out how thanks in advance
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Equity ISA Dividend Question
Hello All. I have a random ISA question that I can't find an answer too. I've just sold my equity ISAs and I'm wondering what happens to the dividend that I would normally be paid. Surely I'm owed something for the past few months since the last payout or do I forfeit it for selling the investment? Thanks Tim
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savings for university fees
A Judge (in a divorce issue) has instructed that I give £150 month, for a 3 year period, to my daughter who has just started university. I assume that it would be best for her to use student loans etc and put this money into a saving account and repay the loans at graduation. Where would the best place be for her to invest…
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EGG and Citibank
I opened a savings account online with EGG a couple of months ago and as far as I remember it was hassle-free. But today I tried to put more into the account and all I encountered was problems. My info wouldn't save, I was redirected to a service they no longer offer, and after a couple of hours on asnd off when I kept…
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MBNA Platinum 1.9% APR BT & Cash Back
Guys, I have the above card purely to transfer a balance transfer to a low 1.9% APR with no BT fee. There is an option to get cash into my bank account for the same rate of 1.9%APR. This seems too good a deal. I still have a BoS 5.65% savings account for 3 more months and was simply thinking of getting the cash into the…
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Index Codes
Hi, Perhaps I cannot see the wood for the trees but I wish to follow the L&G European Index Trust and L&G Pacific (excl Japan) Index Trust on my phone but do not know the 'codes', eg FTAS = FTSE All Share. Can someone please put me out of my misery. Thanks in advance Dr Eye
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New vs Established Funds
I've just been e-mailed details of the soon to be launched New Star European Special Situations Fund. Obviously this fund has no track record and I was wondering why anyone would risk investing in a new fund rather than an established fund in the same sector. On average do new funds perform better while they're relatively…
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Second isa
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Alliance and leicester premier direct
This is offering 6% aer on the first £2,500 of a current account ( for new customers and fixed for a year)if you open one and put in at least £500 a month. Is there anything to stop me transferring £2500 savings into it , paying £500 in monthly and taking it out as required over the month and topping up again till the next…
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ing direct
Just signed up for this account as good interest rates. Was with abbey but recived a paltry £3 interest this month on balance of approx £50000. However I see that it is a Dutch bank ruled by Dutch laws and am concerned about sending them cheque for a bout 50000. Any thoughts please
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Technical Analysis Software - Recommend?
Hello I'm currently "educating" myself in TA and was wondering if anyone could recommend any free/cheap TA software. I'm not planning to do anything more than paper trading at the moment. Will not need realtime feeds, but would like end-of-day feed and good analysis tools but with ability to add my own indicators. Any…
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Lump sum vs 'drip feeding'
I have had a bit of a windfall and have £2000 that I would like to put into an existing s + s ISA that I pay a regular £50 a month into (so I have paid £300 so far this tax year and will pay another £300 into this year). I don't know whether to put the whole amount in now or pay it into the highest instant access account I…
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Books or websites on How to Invest?
I am looking for books or websites where I can learn more about investment options. I found some books in WHS smith but they were a bit too serious or advanced...More of a dummy guide is what I am after but still informative....Or if there are some good websites too with that information I would greatly appreciate it. Some…
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Unit Trusts and OEICS
Sorry probably a silly question, but new to all this. If I invest a lump sum say 1000.00 with a Fund Manager which is currently doing well do I get less for my money initially than say with a Fund which is not doing quite so well, but then does well. So with UT and OEICS is it the same as individual S+S in that if they are…
