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Safe Savings account with high yield?
I am seeking a bank savings account (online?) that is safe, offers a high yield, and is accessible. I live in the US. Can anyone refer to a financial institution that offers such a savings account? If more information is needed, I will respond immediately;) These funds are not needed for retirement. Already retired and…
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A&L Plus saver - shocking rate?
I've not noticed thisa mentioned on here recently Just checked the rate on the Plus saver, and its 0.1% - exactly the same as money over 2.5k gets in the current account. This effectively makes the savings account defunct Anyone using the plus saver, I'd advise changing to the Online Saver 5!
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Best rate accounts for trusts
Does anyone have any ideas on good interest rates for a small trust? My sister and I are trustees for our children and am having difficulty getting a savings account that can be opened in the name of the trust So many of the best deals are not open to trusts. 1.25% is the best we can find at the moment
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Are banks open tomorrow (28/9) in Scotland?
As above since it's the September weekend?
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standing orders.
Does anyone know how long a bank (Abbey) take to set up a standing order. My daughter set on up on line 2 weeks ago on Monday to pay her board but to start 5 days after the instruction. Now 2 weeks later it still has not come out of her bank and obviously not into mine. Are they likely to move the whole lot ie add up the…
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Abbey's Super Bond; Worth a Go?
Hi, I have about £12,000 to invest and have looked at the main high street offers. The Abbey has a "Super Bond" paying 5.5% on a 50/50 split deposit. Half the money would be invested in a one year fixed rate account and the other can be "gambled" on either the FTSE 100 or house prices going up. This would be locked in for…
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opening a share trading account
hi guys, which one would you recommend ?? i am thinking of going with selftrade.co.uk - plus they have been recommended by robbie. but do they charge an annual fee or inactivity fee ? i can only see they charge 12.50 per trade. how about iii.co.uk - they charge a tenner. any good ? cheers
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5-year bonds if moving abroad?
Hi everyone. I am hoping to move to South America early next year to teach English but am struggling to work out the best thing to do with my savings, the interest on which I hope to use to supplement my income. In total I have just over £200k in savings as a result of selling my house (am currently renting), most of which…
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Saving Advice needed please!!
Will have roughly £800 - £1000 per month to save. The aim is to pay off our mortgage but as that interest rate is only 1.45% it makes sense to out the money into a higher interest account and make the money earn me money in the meantime IYSWIM. I don't just want to go with the higher paying rate on paper - I prefer…
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Fixed rate bonds
Hi, I have a couple of fixed rate bonds which are due to mature in the next couple of weeks, I took out six seperate bonds last year all around the 7.1 - 7.2% fixed rate, one has just matured, five to go Clearly the rates available now are sigificantly lower, I have already put 50k into the Newcastle 5 yr fixed rate with a…
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Savings & Investments
Hello I hope someone can come to my rescue, I have received from my pension a lump sum of £49,908 and a monthly income of £611 which I don't need to use for the next say 5 years or so. I don't want to tie it down to tightly as I may need to get at it at relativley short notice. I hope this makes some kind of sense. Many…
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Getting Access to a Savings Account
Help! I am new to MSE so not sure if this is the right place to post this message. An 18 year oild friend (girl) has a savings account, set up by a grandparent, where the mother is a trustee. The problem is that the mother has thrown the girl out of the family home and wants nothing further to do with them. The girl has…
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Inheritance and benefits
My mum passed away and her house is to be sold and split between me and two other siblings. After the mortgage is paid off we may receive about £25k each but I am on benefits (WTC and also Housing and council tax benefit). We have children I would like to save for and also save for our future. My question is what do I do?…
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Urgent advice needed!!!
I have a Halixfax "The Little Xtra Club" Savings Account, which was opened by a family friend, and held in trust for me, the account booklet I have has my name and address printed on the inside. When I turned 18, I went to my local Halifax Branch, who informed me that I was not entitled to withdraw the monies without the…
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Chelsea Building Society Savings Terms & Conditions
:confused: Having read the Chelsea BS Terms and Conditions (T&C's) and enquired of the Chelsea it would appear that the Summer Bond Fixed Term fixed high interest account, recommended by Martin, includes the risk that at the end of the 1 year term it will not be possible to withdraw all of the invested funds. The terms…
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Bradford & Bingley Notice Saver Online
I presume I can open a B & B Notice Saver Online with funds from my B & B eSavings (issue7). Has anyone had done this already? 3.30% gross/AER (variable) including a variable bonus of 2.80 gross/AER for 12 months from account opening. £1,000 minimum opening balance. 60 days loss of interest on any amount withdrawn.
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Savings
How much would I earn on a savings account with aer 3.30% with value of £8000 for a year ? thanks IndyPingu
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AA fixed 5 year 5.15%
With my AA 12 months fixed (7.21%) saver account about to mature the AA have written to me and included the rate for 5 year fixed at 5.15% APR. 90 days loss of intrest on withrawals.
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ING rates
ING advertise all over the place their ING direct account at 3.2%. With today's newspaper, in amongst the "fallout" is an ING leaflet to apply for one of these but at only 3% :confused: It says of the three ways to apply, one is of course online, at which point people will see that it is 3.2%. But if people use the leaflet…
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How much...............
Do you manage to save from your wages/salary per month? I'm managing £200 per month which is just over 16% of my take home pay, is this good? what about you??
