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Blonde needs help buying shares - please help!
Hi My hubby and I want to buy £300 (yes last of the big spenders!) of shares and would love some advice on how best to do this. I spoke to my bank and they charge £25 to buy and then £25 to sell if you just have one transaction (I can't see us having any more money to invest for quite a while!). Is this about the right…
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How do I find my share certificate?
Hi all. I have shares which I bought in 1997. I was never sent a share certificate. I bought my shares through Lloyds bank stockbrokers for which I no longer have the contact details. I have sold my shares but need to find my shares certificate to send to the company I have sold the shares to. How do I go about getting my…
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Max Bips - any experience ??
Hi everyone, Looking to get a better return on our surplus company money. We run a small Ltd company, and are keeping some money in the company (mostly in fixed rate bonds) to draw on in later years when we eventually wind it up. The company already contributes a healthy amount into our private pensions. Came across the…
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What to do with 30000 no debt
I have 30000 and no debt at all (I've paid it all back). I have a car, just moved back in with my parents and started a PhD with a scholarship. What can I do with this kind of money?
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Buy Gold, they say....
In a few threads here and there on MSE, people have said 'Buy Gold' as an investment; now, assuming they don't mean "walk into your high-street jeweller and buy some plain gold bands", where would one go if one wanted to buy what I'd term 'serious' gold? You know, something like an ingot that would take two strong men to…
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savings for 16 year olds
Hello i would like to ask what the best route would be for my son who turned 16 last week. I have been saving him a little nest egg and do not know the best route to take at present..to get the best deal. At present i have a child account with the bradford and bingley, now Satander..which changes again when he turns 16 so…
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Citibank
Hi Does anyone know how sound Citibank are? Thanks
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Retirement Lump Sum Investment/Saving
Hello all. I'm posting this on behalf of my Dad. He's is taking voluntary redundancy and therefore early retirement at the end of the month (Sept) and trying to figure out what to do with his money. He'll get approximately £100k lump sum. He wants a regular monthly income to supplement his pension as well as putting money…
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MSE News: Interest rates could stay low for years
This is the discussion thread for the following MSE News Story: "Interest rates will stay at rock bottom in the years to come as the Government tackles the UK's wounded economy, a report predicts ...." Read the full story: Interest rates could stay low for years Thanks to EdInvestor for the original post. This thread was…
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Unit trusts, discount brokers and ISAs
Hi this is my first post and I'm hoping for some advice. For the past few months I've subscribed to 5 unit trusts, namely: (Henderson) New Star Tactical Portfolio (£100pm) Jupiter High Interest Fund (£25pm) Jupiter Global Managed Fund (£25pm) Wesleyan International Trust (£25pm) Wesleyan Growth Trust (£25pm) They were sold…
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Saving Accounts for Parish Council
Can anyone advise of a "safe" bank account with good interest for a Parish Council (or Charity) to invest their savings.
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Terra Med - new name for Avitech...
Had a lovely long chat with a guy trying to sell me "Terra Med" shares today, he faxed me some details an in the small print it says it's the new name for "Avitech Lifescienes, Inc." - which I have alread been scammed with 2 years ago! Just letting you guys know.
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Should I invest in NSandI Index Linked Saving Certificates?
I currently have 5K that I want to put into savings. I already have money in a wide range of saving and investment accounts such as Cash and stocks&shares ISA's, fixed term bonds, regular savers, premium bonds, pensions and fixed rate instant access savings accounts. I was looking at the NSandI index linked savings…
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who do i complain to with regards to an investor service?
My mum has quite a few shares with an investor service who are the middel man for saisburys..(?) my dad died and she wants the shares put into in her name...now you would think it would be very straight forward...NO! she has been trying to sort this since dec 08! she has done what they have asked which is PAID a fee for…
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Should I take money from mortgage and put in savings account?
Hi, this is my first time on here and I would appreciate any advice. I have a flexible tracker mortgage at 1.25% interest. I have been paying in extra over the years and only have a couple of years left. However, I am wondering whether I should take say £40,000 out and invest this in a savings account or bond. I am a…
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Which is better 3% Isa or 3.45% non Isa for non taxpayer?
Sorry if this has been asked before but what is the way to compare rates when you are not a taxpayer? Thanks question answered below before I had time to realise what a blonde girly I was being!!!!!!!
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trying up money for two years?
I am after advice about a smallish amount of money I have saved for my daughter. I have made a small monthly saving for my daughter for a number of years and now have a bond that has matured and is worth £3200. I want to place the money in a fixed term account for another year or two. As she is not a tax payer it would now…
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tesco interest
Anyone know how to determine the exact interest rate currently applying to your account with tesco? ive looked online and at internet banking and cannot seem to spot the current rate applying to my account.
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Keeping threads factual and friendly
Afternoon everyone Just a reminder that letting threads turn personal and argumentative rather than factual helps no-one, simply gets the thread removed and takes you a step closer to losing your posting privileges, however long you've been using the site. Please try to keep it friendly. Thanks! Andrea :)
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9 month bond interest
Hi All,Is someone able to help me understand the interest rate for a 9 month bond.I note N&P offer one and when called to ask why it is 2.59% g and 2.6% AER the poor lady got more and more confused and it was more an more obvious she didnt know either.How can 2.59% for 9 months equal 2.6% AER?I am normall pretty good with…
