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Building Society as Current Account
Which building societies offer services such as direct debits, standing orders, etc., and which would you recommend. I'm sorely tempted to switch from Lloyds to a building society - if feasible! Advice appreciated.
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House sales funds - quick buck?
Friend is selling home and purchasing new house but doing so will have £750k in his bank for 3 weeks - is it possible to turn a quick buck in that time by sticking it in an instant access account, or are there any other to turn a quick buck?
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what to do about my isa ?
hi just looking for a bit of advice please... i have an isa which will mature this april. i was thinking of carrying on investing my money into an isa. however with the isa interest rates being so low i was wondering if it would be better to pay off a lump sum off my mortgage.that way i would be cutting the interest i pay…
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lets talk risk
now there's been lots of talk about the banks' risk-taking folly in playing with highly leveraged, illiquid, difficult-to-value investments. However not many people look at their own situation. Many individuals are guilty of taking the same risks... and that is in the housing market. for most people buying a house is…
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Teenagers savings
Hi My 14 year old daughter has finally been awarded compensation for injuries received when she was run over by a car :j . She now has £3000 which she would like to save for when she is old enough to start driving. Can anyone help me find the right kind of place to put her money in order for it to make as much interest as…
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OAP Savings - Confused
Hi, Simple question hopefully: - Scenario:- My parents (Dad 73, Mum 64) have Government pension, guarantee credit bit (I think), all their teeth, eyes, medication etc paid for. My father has an additional pension of £104 from local authority he used to work for. They receive full housing benefit (council tenants) and…
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Bank of Ireland 4.1% fixed rate bond (12 months)
I was just wonderin if anyone had heard about the bond also if anyone had any details about whether money was safe and is it under the government 50k guarantee. Thank you! LAURA
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Nationwide SVR - is this possible?
http://www.nationwide.co.uk/intermediaries/mortgages/remortgages/remortFlexbenBorrow.htm I have £1 mortgage with Nationwide (which was taken out as a variable rate 'interest only' mortgage in 1987 - so there are 2.5 years of that original term left) Does 'borrow back' apply in these circumstances and (more importantly) is…
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Guaranteed return on small savings
I have recently been thinking about the supermarket christmas saving stamps schemes. Normally I would not bother with them because it forces you to spend in a particular store, but with interest rates currently so low it has become a far more attractive idea. There are pros and cons of course, but you are guaranteed upto…
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Zopa?
Hi all Just heard about Zopa from reading this article: http://www.timesonline.co.uk/tol/money/savings/article5816534.ece Am thinking of joining the Lending side and wanted to know if there was anything extra I should be warned of or any advice from fellow Zopa Lenders? I am not planning to lend a lot. Maybe £500-1000. It…
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Advice for opening the Citi bank savings account
I want to open the Citi Bank's Flexible Saver (issue 4). The application form says I have to nominate an account elsewhere to transfer money into the Citi account. I can do this, but then I want to transfer money every month from the Citi account into another bank account - which I've not yet opened - to cut a long story…
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bond and giving it away!
Hi there, not sure if this is in the right place so please move if it isnt. a friend of mines parents have a bond which they can cash in at any time, or, it will pay out on their death. its worth around £25k at the moment. the friends parents are considering transferring it into the daughters name as she would get it on…
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ISA Best One
Hi my misses want to start saving some money (At Last lol) I said to her to open a isa just wondering which one would be the best to open at this moment in time. She has got accounts with natwest. Thanks
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Nationwide regular savings account
Can anyone tell me if I can use the card to my Nationwide regular savings account to withdraw money when in Spain, and if so, are there any charges?
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Tracking a portfolio online
Hi all, any recommendations for a web-based portfolio tracking service? I've got a number of companies I'm thinking of buying shares in and it would be good to have lots of the data in one place and nicely managed. cheers
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Looks an attractive time to invest in oil
Thinking of investing in CF Junior oils fund as prices have pretty much bottomed - can't see them dropping much. See graph screen shot below: Graph showing fund performance and value. Who agrees with me?
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Dunfermline BS Not As Canny As Scots Are Famous For Being....
Wont be a suprise if it loses its independence, no spend required for suitor. :rolleyes: http://www.sundayherald.com/business/businessnews/display.var.2495481.0.dunfermline_building_society_plays_down_merger_talk.php
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Market knowledge
How to be updated on markets (I'm interested in index-tracked at the moment), apart from reading a forum like this and some other websites? What I found is Yahoo - the week ahead. Are there similar articles that do market analysis as well? thank you
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Savings ac asking for employment details
I've just come across a savings account application(Abbey) that asks for employment details and net income. It asks for employer name also. So I just put unemployed and £1. It also asks how you plan to regularly fund account - I don't - it wasn't a regular account. I can understand these questions for mortgage or maybe…
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Recommend a friend with A & L
Remember we all have friends http://www.alliance-leicester.co.uk/current-accounts/recommend-a-friend.aspx Good offer but doubt they would get the offer of the £100.