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Career Advice - Progressing to full IFA
Hi, I am not sure if this is best section to post on but have noticed a few IFA's posting great comments here and was wondering if anyone could help with some career advice. I have 10 years experience in financial services initially working for an insurer, but for the past 8 years working in admin/paraplanner roles in the…
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Egg Identification Problems
Hi All In order to open my account with Egg I have been asked to send either a telephone bill, council tax or utility bill or a bank credit or store card statement with my name on them. I don't have any of the above, is there anything else I can use instead? Thanks
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Tesco Online Savings - DELAYS!
In short, took 4 weeks to process the application and cash the cheque - 1 months interest lost as I had to transfer the money into the current account to cover the cheque. Then for the past 3 weeks we’ve been trying to set up access to the on-line banking which requires 1)on-line registration 2)written confirmation…
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Quick Cash ISA help
Hello, Can I start a cash ISA now before the dead line with a small amount and then say top it up to the full allocation in April and also start a new one in April? Thanks
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Maturing Investment Plan
My wifes investment plan is due to mature in October of this year. She took out the plan with Sun Alliance in 1989. She invested £50 per (10 x £5 plans) month but cashed in 3/10ths of the plan 9 years ago. The fund was transferred to Phoenix several years ago. My wifes most recent annual statement showed that the total…
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Closing a Joint Signature Savings Account
Hi Can't believe this is my first post after years of trawling through these forums for years finding great money saving tips. My problem is that I have an old joint savings account with my ex girlfriend from 1989 with the The Britannia. About a year ago I had a statement from them saying there was about £40 in the…
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Isa
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HSBC Regular Saver - 8% AER - any better out there?
I don't have much in savings right now (a filled cash ISA for this tax year and that's it), but can save about £1500 per month for the next six months, then about £1000 per month after that. I'm with HSBC for current account etc, and was just looking at their regular saver. Max. monthly savings amount is £250, but it's…
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Please Help Us Test New Pensions Calculator
Hey folks, If you've got 5 mins to spare, we'd love some feedback on a new quick calcualtor we've put together All the details are here Thanks! Dan
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ING offers short term fjixed rate savings 3% AER
ING offers a 3% AER fixed savings account. As I'm inheriting over 25k shortly, and want to get onto the housing ladder, but am currently redundant, this is the sort of deal I having been looking for. Are there similar offers that better this one? A limited offer: 3.0% AER (2.96% gross p.a.) for 3 months , minimum 25k 3.0%…
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Quickest way to move £
Hi I am going to have some money paid into my Nationwide account this week and need to move it to my Yorkshire building society account. Is it best to move it online or use a cheque? Large amount so can not draw the cash out. thanks
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ING Direct down 0.5% from today
ING have just shifted down today by 0.5%. New accounts opened from today will still attract a 1.48% bonus in the first year. Anyone who opened an account within the year will still have the bonus for the year that prevailed then as I understand it (I hope).
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Is there a limit to amount of shares you can cash in each year?
My husband and I have about £14,000 worth of shares each and want to cash the majority of them in to pay off a large chunk of our mortgage when the current deal we are on ends in July. However, is there a maximum amount we can remove without having to pay tax or anything else on? Or can we have as much as we want? Thanks
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Share Purchas Plans
Not sure if I have posted this in the right place! Husband has the chance to join his companies Share Purchase Plan - I understand you make monthly payments to buy share in the company for 5 years.... can anyone advise if these schemes are worth doing at the moment with interest rates so low etc. Not really sure how it…
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may to may cash isa
I purchased a cash isa from Barclays last May(08) and would like to know if I should withdraw it on April 5 and re-invest it in another isa for the full April-April year, or leave it in until it matures and transfer it then?
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what to do with funds in Euroland accounts
Hi, My business generates income 98% in Euros from French clients... since it is not possible to open an account in the name of a UK company in France I have opened a corporate account in Ireland (and also have a personal account there). Some of these funds I have repatriated but I now have quite a lot of cash in these…
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18k sitting in a ISA
I have 18k sitting in a ISA with the "Newcastle Building Society"........It is a cash ISA... Is that the best place for it??? (not sure what rate i am getting at the moment)... Ideally i would like instant access....... Which is the best place to get the best out of this money?? I also have 8k in a account which i was…
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nat west e savings
Hi I opened a natwest e saver last year I cant remember what the deal was can anyone else were they offering free £50 after the year was up? does anyone know?:confused:
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Arch Cru fund range has been suspended
I know some of you here may have used the funds in question so may be interested in this article that has just flashed up. http://www.citywire.co.uk/adviser/-/news/collective-investments/content.aspx?ID=332880&re=4928&ea=196312
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VIDEO BANKING ..am I out of date ?
A few years ago I asked my (rather large) Barclays Bank branch if I could have their email address in case I wished to contact them urgently. The reply was Barclays do not offer this service. Now I have been contacted by RBS offering me a full without charge video conferencing facility where I can speak with a senior…