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Nationwide Sign On Problem - now solved
I've been trying to sign in to Nationwide online banking. Each time I click the sign on, I get the... Internet Explorer cannot display the webpage Is anyone else having the same problem?
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Historic Saving Rates
Hello everyone, How high/low have saving interest rates got? In the last century I guess... Thanks!
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Please explain loss of ISA interest?
Hi...can someone explain what happens when an isa is cashed in...rather than transfered ....I understand that I lose tax free status....does this mean i cant ever get at the cash?? ian
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Barclays bank shares
What would you say was a good buying price for these shares, do you think now is the right time to buy or do you think they will drop again???? Looking at maybe 2ks worth..... Kind regards..
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How much personal information should we give to banks ?
I recently applied for a NatWest Cash ISA Plus by telephone but the process ground to a halt because I refused to give them information, regarding my marital status and number of dependants, on the grounds that I considered such information to be irrelevant for the purpose. And why does the bank need to know whether I own…
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Taking money out of an ISA
hi folks, i have around £5500 in an ISA with Scarborough Building Society (saved over 2 years). due to poor interest rates for next tax year, i will be starting up a new ISA in april. the question is...what do i do with my current ISA savings? to gain any sort of interest on it just now, i have to keep paying in which isnt…
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Premium Bond interest to DROPS from 1.8% to 1% in April & new £25 prize
What this is all about NS&I has announced that the Premium Bond interest is to drop from 1.8% to 1% from its April prize draw (until at least June), making Premium Bonds an even worse buy. While the interest rate is after tax, someone with average luck is unlikely to earn even that much... (see the full Premium Bonds: Are…
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buy to let USA
has anyone got any experiance or advice on buy to let in USA? i saw an advert in a sunday paper for a company offering properties from as little as £20k with rental income of £330+ a month. sounds too good to be true! could it be a scam?
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My 'general' savings account - can i get a better rate?
Hi, I've got my ISAs all sorted etc and got my standard bank account all sorted. I've got a savings account which i hardly touch but like to have it there just in case. I've got about 13k in here. It is in the Britannia Direct Reserve which pays 2%net including the bonus where you don't do more than 12 withdrawals a year.…
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where to move cash
i have a 85k in the nationwide b/soc, e account with interest rates what they are at present im looking to move cash to another bank hoping for a better return on capital any ideas where to move too not looking for long term bonds as i have got them already + would not need to make many withdrawls thru the year cheers
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RBS Shares...Any English speakers out there?!
Hey guys and gals... Could anyone explain in simple terms what the deal is with this Placing and Offer business which the RBS shares are going through at the moment. I've been reading various documents trying to get some idea but its like reading a foreign language. I have a hoodless brennan account, and I've just logged…
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Company Share Save Scheme
Last year the company I work for offered a share save scheme which enabled me to save a fixed amount (£150) each month for 3 years and then buy the shares at a preferential rates less 20% which is set at 1.94. There is no guarantee that they will offer the scheme this year but they have done for the last 2 years so I am…
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AFG View
Has anyone heard of them? Have just received a call from them in regards to holding shares. The person that called me told me about the business and that they do a client recommendation of 5 companies to invest in and they do not charge commission unless you make over 20% profit from their shares. I asked for their website…
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Investments v Mortgage interest
Im lookin for some opinion on my circumstances. I fear for the stock market for the rest of the year so I am contemplating doing the following Ive a £160,000 interest only mortage (fixed rate at 6.24%, 1 year to run) with offset facility and early redemption figure of £5,000 Ive enough to offset the full mortgage by…
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Can Inland Revenue look in my bank accounts?
I have always wondered this, I’m not a tax crook or anything but I always assumed that the Inland Revenue / government can look in any bank accounts it likes. Is this true? Thanks
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alternative income streams
A lot of people are struggling to find any form of income stream which will give a yield above that of inflation This is what I have done during the past week. I have to add that I am responsible for my dh`s sipp and that he will be 65 in 2012 I took on the sipp three years ago after `sacking` our financial advisor and to…
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Where best save 15k???
Hello, I have recently been made redundant and have received a 21k payment. I have invested some in to an ISA and will do the same next tax year, but with the remaining 15k aprox, I want to put it in to a savings account that has either immediate access or max, 1 months notice. Anyone know what the best accounts around at…
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Help please!
Morning everyone, I am a long time reader and a newbie on here, so am not sure if I have posted this in the the right section... I am currently paying off mine and my girlfriends overdrafts (we live together) and we are also saving to buy a house. We have approx £500 spare each month to pay between debts and savings. My…
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What best to do with £400k lump, elderly, no pension?
Hi - desperately seeking solution for elderly relative, inherited £400k, only state pension, small share dividends, wants to buy house @£250k - what best to do with the rest to enhance income? Some advice already given:* spread across cash ISA, best rate (variable) savings, premium bonds (confused as to value of last ie.…
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Investment trusts
Hi could anyone tell me what the benefits or pitfalls are of these opposed to buying unit trusts. I have been looking at the foreign and colonial website after deciding to use them for my daughters ctc. They seem to have a property fund that ylds over 7% but then you can buy the shares at a 20%+ discount which makes the…