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Dh? Dd?
Been here a while, but still don't know what DH, DD etc stand for! :confused: Anyone? :confused:
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Need to become an adult
Hey Guys, I have heard alot about this forum and finally decided to bite the bullet and finally join. I am currently living at home and commuting to work, so this is mainly my only outgoing along with phone contract. However, at the end of the month i am only saving around 300 per month. I have a student overdraft which im…
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Child Trust Fund advice please
I took out a Child Trust Fund with Halifax some 5 years ago, having received one-off £250.00 Government payment as incentive for our newly born daughter. In addition to this, I decided to put £30.00 into the fund each month via direct debit and have done so for the last 5 years. As you can see from the key facts…
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A&L interest rate change notifications.
I have an Esaver2 account with A&L I've just realized that I've never had any Emails from them regarding interest rate changes. Do they send these out or have I had a screw up on the Email address front? Also: it's it worth changing the account to an "online saver issue 4" (gross 3%) on the first of next month? These…
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Transferring Past/Present Cash Isa funds
Although this may have already been covered please clarify! I've already used up my full £3,600 - 20008/09 cash isa allowance with my Barclays Tax Haven Isa (currently @2.18%)opened April 08 @6.51%. Come the 6th April 09 I'm then going to deposit (with NEW funds)my full £3,600-09/10 cash isa allowance into the new Barclays…
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Skipton Fixed Rate Cash ISA 6% to 31.12.08
I have today received a letter from the Skipton..."you may be planning to make further investments after 5th April 2009 to maximise your tax-free opportunities. However, as this fixed rate ISA and the account was closed to new investments on 29th July 2008. This means that you will be unable to invest in this ISA in the…
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Chidren's (regular) savings account's - which one?
After a disappointing phone call to Halifax about my daughter's regular savers account - where they advertise 10% interest in huge letters, but don't tell you that only money which has been in the account for 12 months qualifies for this rate, therefore in *real money* terms interest works out about 5.1% on the balance…
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Saving rates
Hi all! Just wondering if anyone can help me. I opened my first savings account in August 2008 (YAY ME! Lol!). BUT...when I opened it I was told there was an agreed minimum amount to stay in there for 9 months of £500. I have stuck to this. In return for keeping my end of the bargain it was agreed to have a 6.5% interest…
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Catholic - Chelsea Building Societies merger. Which account to close?
Following the merger I now have two accounts with Chelsea Building Society - one which I opened with Chelsea and which has £250 in it, and one which I opened with Catholic Building Society and which has £100 in it. I think they both give me membership of Chelsea but presumably I wouldn't get a double windfall if Chelsea…
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I'm scared of funds, so which 20 shares to buy?
I've looked at some of the index tracker passive funds but the T & C's aren't clear enough to me as to what additional risks might lurk by involving a fund in the chain. Could a collapse of the group mean my money dissapears along with the rest of the funds assets, OR ARE THEY 100% CAST IRON RING FENCED AND SECURE? The…
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LLoyds RI
Can somebody explain how the Lloyds rights issue will operate. I know that the price is set at 38p and get the impression that it will be offered to the institutions first - is that correcct. Also no date has yet been set. Can you tell me how that it will affect the SP will it dilute it, will it open following day at a…
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YBS RS version 1
I reckon this is worth £500 a month again. It is offering 3.75% with a bonus of 3.5% so hopefully it wont reduce. The bonus is not fixed, but in the event it does reduce just take the money out and continue with £10 per month until the end of the account year to clarify - this is the original one from 2-3 years ago - if…
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Where to invest without locking it away
Hello I have £60.000 where is the best place to put it, I dont want I lock it away Thank you
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Alliance & Leicester esaver
the rate on the esaver has rich rock bottom so i decided to move my savings somewhere else. any suggestions on witch saving account that pays better then the Alliance & Leicester. preferable a monthly paid interest. £40.000 to save sorry but i am a bit of a newbie regarding choosing the best saving account. thanx GS
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14K a Small saver??
Hi. I am so mad and annoyed I could spit! I just went to the Britannia, saw a lovely helpfull lady, who gave almost no advice, Went to the Nationwide, and saw a spotty boy who gave even less advice. Ok the story, last August I had 7K to invest. My bank, First Direct, said it was too small to invest (I have no ISA's), my…
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Selling Shares
I have a number of Rolls Royce shares which I acquired through a share save. I am waiting for them to come up to a reasonable level before cashing some in. I have a feeling that when I look up the current share price, (currently 309) this would not be the price that I would get for them when sold - is this right? If so…
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Fund supermarkets
what is the best and cheapest fund supermarkets to drip feed say £600 a month into a fund (say Invesco Corporate Bond)? I know I pay an upfront fee but what about withdrawing money or switching funds? is that likely to get charged? I was with St Jamess Place and they were expensive - 5% upfront (I think) and sliding scale…
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2 Year ISA coming to the end!!
Right, this is my 1st thread. Ive got a 2 year ISA coming to the end (31st March) I'll be getting about £5700. If anyone could help where i should put the money that would be great. Cheers
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how many eggs $10,000 can make?
hi, these days, i want to invest $10000 to make business. What field should i am engaged in? and how much will i earn? Any valued suggestsions? Thanks!
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My 2 year olds account is being taxed
Hi, Just getting my account books out to update my saving accounts (update intrest etc) and noticed that my girl's Norwich & Peterborough Headstart Account has been taxed since it was first opened! (august 2006) I am going into a branch today as surely she shouldnt be taxed on it?? My eldest has got the same type of…
