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max isa
I have had a max isa for some years now and suffered a drop of 50% in its value several years ago because of a fall in the market, since then it has recovered and I am back in profit. It would appear that the market may be in for a fall this year the question is do I stick with the isa or pull out and put the cash in to a…
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RIPP OFF !! Nationwide Flex Account
HI All If you are considering opening a Nationwide Flex Account THINK AGAIN ! We opened one March 2006 with about £25000 in it was looking forward to getting 4.25% interest at the year end thats what we were told by the branch manager. And guess what we got £132.00 an absolute ripp off. Been down to the branch today and…
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Chelsea BS 6.90% 1 year fixed, already closing
http://www.thechelsea.co.uk/html/savings/invest_fixrateops_intro.html This account became available on Saturday, but according to branch staff when I went in today, is already closing. Today is the last day you can get your money in. I think it is so stupid - they have a big pile of leaflets and posters in the branch, all…
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Halifax vs Sainsburys vs The AA savings accounts (Halifax rate dropped yet?!)
Need a new savings account asap now since my Icesave is at the £35k limit and I'm being overly cautious in not wanting to put any more into there, in case the worst happens. I was looking at the AA, but noticed that the rate includes a 0.2% bonus, and the rate hasn't dropped yet so it probably drags it down below the…
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Selling our house and how to live off the equity?
Hello, Very exciting we are selling our house, and going travelling round the world. In total (includng our savings) we will have approx £150K and we would like to spend 100K travelling the world over five yrs (or until it runs out). But I have no idea of where to start regarding, where to keep it, how we can earn the…
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DSGI Share Prices
Hi all DSGI shares have fallen over the last six months and fallen alot over the last 2 weeks. any opions on weather its a good buy and when u would buy it opinions please regards Neel
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CTF - Growing Up Bond with The Children's Mutual
Hi All Anyone have any previous experience with this product or much knowledge of it?
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CTF - Growing Up Bond with The Children's Mutual
Hi All Has anyone had any experience with this CTF?
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xmas park hampers savings?
i was just wondering if any1 has done this b4 and how easy it is to do. I got £400 this xmas through park, and found it easy. but now im wanting to do it myself and maybe get sum extra vouchers for next xmas.thanks
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Gold ETFs in a balanced 10 year portfolio
What percentage of your portfolio might you consider putting into Gold ETF as a medium risk 10 years investment ?
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Coventry 50 Plus Esaver 6.55% - Application Query
Following on from a previous thread, which was posted 31/12/2007 Previous Thread As I am an existing member, I downloaded an application form before it was closed and applied online. However I received a paper application form on 4th Jan for a 50 Plus Esaver(2) at 6.40%. I have emailed them about this, as it was clearly…
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ETFs & ETCs
Hello, Hopfully some one can help me. I have a lump sum of cash that i want to invest across about 5-6 ETFs and ETCs over the medium to long term I then want to be able to drip savings into the various ETF/ETC's on a monthly basis. I wont be able to invest huge sums so it important that costs are kept as low as possible…
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Where can I find out the current and historical RPI?
Hello All, I have some NS&I Index Linked certificates, which are linked to RPI. Where's the best place to find the official rate of RPI? All I can find on the Bank Of England web site is CPI figures and the HM-Treasury web site has only a simple spot rate (of 4.2% for last October). Anyone know where they are officially…
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Best short term investment? (£6000)
I recently looked at changing my car for a new one (i change my car every 9 months). I was told if i take out finance on the car then i could save an extra £1000. Because my current car is only 9months old i can use 35% of its value as a deposit and then i will get £6000 back for the rest of the value. Apparently i can…
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savings account question
Hi everyone, Can you knowledgeable people point me in the direction of the account which will pay the best interest for these circumstances. Im currently using Icesave and i am happy there but i need to be able to transfer money to Hargreaves Lansdown or Self trade instantly to make investments, obviously Icesave has to be…
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175k investment strategy
My 87 year old father in law has moved in with myself and wife. He sold his house for £175000 which is to be invested. My wife has moved from full time to part time employment to care for him. Her annual gross salary will now be £7500. It is intended to use the interest/income from the investment to compensate my wife for…
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Is ICICI a good bet?
Hello I was wondering if anyone had looked into the ICICI account and thought it was a good savings account? Is it not a better bet at the moment to go with a fixed rate savings account when Bank of England interest rates are predicted to fall? I have c. £70k to invest, jointly, and it would not be touched for probably the…
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Child trust fund
Hi all didn't know which forum to ask in so thought this the best place to ask. which would be the best account to open for the child trust fund with the £250 you get for baby from the goverment, a shares acc or a savings acc?
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Carpetbagging
Hi there This is my first post but, as a newly retired person, I suspect it will not be my last. I need some advice on some BS accounts I opened years ago in the hope of getting free shares if the BS converted. My husband and I currently each hold an account in the following: Alliance & Leicester Bradford & Bingley…
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Cash ISA Query...
Hi there people! - I'm new and will be staying!:D Right then, decided I need to save money for the future just a quick question. Say if I start with £3k, and I put this in the ISA, and put in £200 a month, will I really have a total of roughly £38k after 10 years. At 6.05%. This is what the calculator at the bottom of the…
