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future of my investment plan with bank
i invest 500 pounds in ISA collector and investesment plan with a bank from last 3 yrs and now i am not sure wheather should i continue with this or do what, as the growth is not much and market is so uncertain..need help from asn expert cheers
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Saving for a Baby and myself? £1000 start
Hello, Hope this is the correct part to post. I have two questions. 1) Savings account for our Baby with a lump sum to start of £1000 and then £15 or so a month. Prefer something fairly guaranteed and that we have access to. We already have a savings account (Isa) started and another one with the Money she was 'given' when…
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FBN Bank (UK) Ltd - Reg'n No.?
First time on the forum. Does anyone know the FSA Registration Number for the FBN Bank (UK) Ltd? Is it as safe as any other UK bank? Is it covered by the government guarantee scheme? Thanks
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Changes in savings
Now I'm 72 (going to be 73 in 2008!) I don't think there's much point in the H-L Vantage equity ISA any more, especially with the uncertain state of the FTSE - too long-term to be useful. I save approx £200 every 4 weeks, and I'm planning to put it into my Yorkshire BS cash ISA instead, max that out and anything over and…
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3000 quid?
hi have 3000 pounds to invest but i dont know what to do with it?! should i just put it in a savings account? or go for ISA etc? i dont mind risking it, if anybody has any suggestions? otherwise i dont mind putting it into a saving account (but which one?! i dont need to access it that quick maybe 30-60 days notice is…
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Newbie looking for savings advice please?
Hi Guys, I was wondering if i could learn where to stash my cash? I want my wages to go directly into an account that maximises my returns per year? Right now my wages is going into a bog standard Abbey bank account that gives me no interest or anything. I was hoping to maximise my returns but have no idea which way to go…
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Wanted - New savings account for Xmas 2008
Hi, In order to try to cushion the blow of Christmas in 2008 I would like to open a savings account to squirrel away between £20-50 a month (depending on the month). Does anyone have any recommendations for an account that allows you to save this small amount a month and also allows access to the money if needed? Thanks in…
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Best rate for 1 year living outside the UK
I live outside the UK in the EU. Over the years PART of my investment strategy has been to keep a pot of cash in sterling. This has been invested in a lot of different places over the years. UK building society's, UK banks, offshore ie Guernsey, Jersey etc and Non UK Banks. This money is and has always been completely…
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Sneaky ING
Sneaky ING have a special offer for new customers only of an additional 0.53% on their Savings Account making it 5.70% AER rather than 5.15% AER. They have clearly decided to not advertise the 5.70% AER rate for new customers only on the front page of their site where all their exisiting customers will go to log in.…
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Young and looking for long term investment, advice?
Hi, I'm not sure if this is the right forum/board to post this but here goes! I am a 20 year old student. I currently am in the financial situation to be able to invest in the region of £5k every 2-3 months. I'm looking for a 5-10 year low-medium risk investment plan, I have read a fair bit about index funds and some of my…
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Can one hold more than 1 Icesave Fixed account?
Can one hold more than 1 Icesave Fixed account? Most institutions won't allow extra investments in to an existing Fixed rate but they will allow you to have more than one Fixed rate bond with them, I already hold a joint fixed rate with Icesave, does anyone know if they allow more than one? I can't find any info on their…
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Merrill Lynch New Energy
I'm interested in adding a new energy fund to my SIPP for the long term. This one looks to have made some good progress over the last couple of years, and with oil at a record high, this could make people invest more in new energy companies. Does anyone have any thoughts regarding this train of thought? Is there a reason…
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Best Joint Account?
Hi there, I used the search facilty but couldn't find a relevant thread on this topic so I've created one. My girlfriend and I would like to open a joint account together where money automatically transfers from our own personal accounts into the joint one each month. I work full time, she is in her final year of Uni…
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ICESAVE Fixed Rate Question
Once an ICESAVE fixed rate account is opened can it be viewed online in the same way that the easy access account can? They have opened me one today but it has not yet appeared on my accounts list (they have taken the money) . Thanks in advance.
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Why is Halifax offering such high rates on 3 month term accounts (6.95%)?
Just been looking at the rates on Halifax's website and noticed this http://www.halifax.co.uk/savings/fixedwebsaver.asp To lock your money up so to speak for 3 months they will give you a rate of 6.95%. Now, I know at the end of 3 months they could just say the rate if you want to lock it up is 4.5 or something but is…
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Help please!!! growth trust unit explanation???
please could somebody explain to me exactly what these 'units' are please? i have inherited 259.9107 growth trust 'units', i understand what 'shares' are as i used to have 400 shares at 206p - easy! so what are these 'units'? how do i work out the value of a unit (.9107???!) can i sell them as easy as i sold my shares? i…
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What would be the best type of account for saving in on an aprentice wage?
Hi, I could really do with a hand, I'm on a very low wage of £87 a week after tax as im an apprentice mechanic, but I really want to start saving for a deposit on a house in a few years time. Now I know witht he £30 that I want to put away each week its going to take me a very long time but I just want t obe able to put it…
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What's best for my £25k
I'm about to receive £25k and want to know how best to invest. I thought about topping up my ISA and then a high interest account, but I really want to make my money work for me. What's best please?
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Saving Advice Please
My Girlfriend has just received £20,000 from a payout after her fathers death, She was wondering whats the best wat to invest it to maximize interest, she would be looking to save it for 5 Years + before using as a deposit on house in the future Any advice would be appreciated Thanks Mark P.S she has just Opened a A+L bank…
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Post Office
I'm sure I heard on the radio last year about if you invest £300 with the Post Office you get another £100 in vouchers after a while but can't see it anywhere on their website. Anybody know what I'm on about.... or too much wine over the festive period!
