CTF - Growing Up Bond with The Children's Mutual

Franko43

Hi All

Anyone have any previous experience with this product or much knowledge of it?

dunstonh

yes. I have used it for a number of CTFs.

Franko43

And your thoughts are Dunstonh? Is it a fairly reasonable product? Are the comissions costly/cheap in comparance with others?

dunstonh

Its the major player on this front. Indeed, many other companies white label the product as their own but its CM providing the backend.

Costs will depend on how you set it up but if you are talking about the initial £250 then maximum commission is £7.50. I have tended to set the ones I did up on nil commission as it isnt worth the hassle. I cannot recall if that made much of a difference or not. Remember the types of people I generally deal with have portfolios in excess of £100k. So when this £250 voucher arrives it is more a case of me being told to stick in whatever I want as its meaningless.

You should have a good enough choice of unit linked funds to meet the needs. I have also pointed a few to F&C investment trusts as a possible alternative. You may wish to look at those for your own research.