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Monthly Saving with 1 withdrawal per annim
I put a sum of money into savings per month but need to use half the savings at the end of the year for payment of my static caravan rent. The savings are building but always need to withdraw half of 1 years savings at the end of March. Is it better to have an account with monthly interest or yearly. If so who is best
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alliance a leicester query
dear guys a girls, i am going to close my alliance a leicester current account on the 1st of febuary because my regular saver has finished and my £450 free overdraft has finished ,after 3 months will i be able to get the free overdraft again? got £2,00 overdraft with nationwide but dont use it. thanks for any replies.
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AER % interest and monthy paid interest
Hello Everyone, I understand how AER works (interest % as if interest was compounded monthly and paid yearly) Will you get the same amount of interest if you are paid it monthly and make no withdraws in the year? Or is the idea that the bank pays you a little extra interest so they paid interest for you once a year?
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Did anyone loose money with the Northern Rock instability?
I didn't hear anything on the news...Was what the Bank of England did enough to prevent any loss to people with mortgages etc?
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Savings "Protection"?? changes on way
Hi...as predicted changes on way to safegaurd savings....Has anyone seen any more details of what may be in the pipeline??
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whats your stock market predictions this year ?
whats your stock market predictions this year ? mine is that the FTSE 100 will end around 6700
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£4000 to invest BUT NOT ON-ONLINE
My friend has £4,000 to invest but she does not want to do it online, she wants a High Street Bank where she can just go in and get the money (i.e. instant access). I've tried looking at this site, but due to the fact that I'm thick when it comes to financial aspects, I haven't really got a clue where the best place to…
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£13.5k to invest or pay of the mortgage
Hi All, Newbie here so please be gentle with me !. I have £13,500 in my bank account burning a hole in my pocket. I'm currently 2 years into a 5 year fixed rate mortgage @ 4.49%. I can pay 10% off each January which I intend to do this month. Any advice on aleternative investments or is wise to get the mortgage down as…
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Investment & Bank Account Advice
Hi, At the moment i have roughly £7k in a Halifax current account. My wages are paid into this account and all of my bills come out of this account. On the £7k, all i receive in interest is between £6-£7 a month. I am willing to invest £5k or maybe a little more, on what people could recommend. Also, if i was to change my…
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Euros - where to save them
Hello. I visit Europe every so often, and usually have a few Euros kicking around. I am also occasionally given a few Euros. Now what I'd really like to do, is open up an account in Euros, and just stick them in there until I go abroad next. That saves losing out by keep exchanging them into pounds, plus the hassle of…
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House sale funds
We have recently sold our house but have not been able to find anything else has yet.We are looking for the best short term savings account that will give us a good interest rate but able to access the money when we need to.Thanks for any help or advice you could give.
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Pension Advice
HI I HAVE A STAKEHOLDER PENSION WITH HSBC & WANT TO CASH IT IN AS IM NO LONGER PAYING ANYTHING IN. I RECIEVED A LETTER FROM THE BANK SAYING I CANT HAVE MY MONEY BACK TILL IM 50-75. IS THIS CORRECT? WOULD APPRECIATE ANY ADVICE THANKS:confused:
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Search for local banks & building societies
Hello, Does anyone know a good way to find all the banks and building societies in your local area? Is there a site you can do a search on? does not apply so much to banks, more to building societies as a lot are localised. Thank you
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Direct Saver Accounts - statements through the post??
Hello Everyone, I'm talking about 'Direct Saver' accounts, i.e. deposit accounts which are accessible either online or by phone. You deposit money and withdraw through a linked current account. Do you know if you can ask for statements to be sent through the post each month like with other standard accounts? or do you have…
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Treasury Stock - Help?
Hi, I was left some treasury stock which is due for redemption shortly. I have had a letter today with details for reinvestment or can take the money and run. My query is that enclosed is a list of treasury stock to purchase with varying amounts of interest from 4% to 9%. I am wondering what the catch is - surely everyone…
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Investment Clubs
Hi Is anyone here involved in any investment clubs, I was thinking about joining one, or perhaps setting up one here for MSE? Thanks
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tax at sorce
i use a ING savings account which does not tax at sorce and alow my intrest to compound i then declair my ernings on my anual retern, taking full advantage of the compound intrest. if i have a bad year and pay no tax i keep all the intrest. if i were taxed at sorce in a bad year i could reclame the tax but not the intrest…
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Will icesave reduce rate
Is Icesave likely to reduce the rate by 0.25% now that others have done? SORRY SHOULD HAVE SAID "WILL ICESAVE REDUCE RATES"
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BACS Payments
Do BACS payments need to paid into a current account, or can they be paid into savings accounts such as an e-saver? I'm thinking about payments from cashback sites.
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Teachers Building society savings plan...
Hi, recently saw an advert with regards to the TB society ten year savings plan. Was thinking of putting away £35 per month over a ten year period. Anyone got any advice/experience of this particular savings product? Is it any good in terms of past performance? Many thanks, ;)
