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Investing Advice for Non Resident
Hi, Looking for advice on where to invest 15 to 20+k a year for 20 years which needs to generate income for retirement, (I have about £15k in a UK pension which i haven't paid into for over 10 years) I am a UK expat (Non resident, pay no tax), been away from the UK over 6+ years, i own a property in the UK which is rented…
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Best account to pay in 25K cheque
Looking for some advice. I have a cheque of 25K that I'm wanting to pay into an account which will give me the best possible interest rate. A&L have the 12% savings account but upon looking into this I see that you can only pay in a max. of £250/mth over 12 mth period giving me £195 gross. Any advice at all appreciated!
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Surrender Value is more than maturity Value- can this be right? Help!
I apologise in advance, this is a bit long winded because i have tried to put in all the information, in the hope someone can help me. I have a full endowment plan (not traditional low cost), which is not linked to a mortgage any more. it was with the refuge-who are now royal london. I took it out in 1987 over 23 years, so…
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HSBC: Extra interest on certain savings accounts if you contact them
HSBC are offering an extra 1.25% AER bonus for 12 months for new and existing HSBC Flexible and Premier Saver customers as part of their 'Sale' - in additional to the normal interest rate rate. They will also contribute £2 to the WWF to support the HSBC Rainforest Preservation Project for each customer who takes them up on…
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Best Index Fund?
I want to put money into an index tracker. I have a mini cash ISA, but I understand it doesn't matter much if you have a maxi share ISA or not, as capital gains tax allowance is enough that you won't be paying tax for a long time anyway. My understanding is that it's impossible to predict which managed funds actually…
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Best way to invest £1500
I have got £1500 to invest for my eleven year old which is currently sitting in a childs savings account earning 5.6%. My thoughts were to put it into some kind of bond and tie it up till he is 21. But have been told by the halifax that it is not really enough money to do this and it is best where it is!!!!! Any advice…
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Loss of interest on drip feeding to regular saver?
I'm getting a bit bogged down with my research on savings accounts! I have a HiSave Account with ICICI and thinking about opening a regular saver account somewhere to drip feed some of the money in from HiSave. The query I have is that you can only link one account to HiSave - my current account - so I would have to…
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ICICI not responding to any of my emails
I have been trying to open an account with ICICI for months. Because of a new address of mine they sent me an initial query via email. Despite emailing them time AND time AND time AND time ago, they haven't even bothered to respond to a single one of my emails. they clearly don't want my money. To be honest, I would be…
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AA dropped from 6.5%
Is is my imagination or has the AA dropped its saving rate from 6.5%??
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HSBC drop their savings rates
Hate to be a bearer of bad (but expected) news, but I've just noticed that all editions of the online saver have had a rate cut of 0.25% effective today (04.01.08).
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Abbey 7% 1 year fixed term bond
In Dec 07 Abbey were offering this 1 year 7% bond which looks very attractive. It seems that they had a big demand for it and it is now getting clear that Abbey is not being able to cope with the demand. I have been told that they are having problems with their computers and are not able to open the Bond account even…
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What's the best way to get out of a stocks & shares ISA?
I have a stocks & shares ISA which I would like to cash in, but continue investing in an ordinary cash ISA. What would be the best way to do this but still retain tax benefits? Cash in in March & start again with cash ISA in April?
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best rate fixed rate bonds
Dont want to duplicate but I have searched and cant find a recent thread on this? The best I have found this week are Bradford and Bingley at %6.8 annual and %6.6 for monthly interest although I did read another post saying these might vanish from 5th Jan so you need to apply online today. The other is from Chelsea…
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URGENT - SWIFT code needed for Halifax!
Hi I urgently require the SWIFT code for Halifax. Is it the same for every Halifax customer? If a company deposits money into my account, in Euros, what charges do Halifax charge to convert this to pounds? Thanks
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Darling partly outlines new saver protection
Looks encouraging, also but looks like he might go back on his £100000 promise. Sweeping powers to intervene in failing banks are to be given to the Financial Services Authority as part of a regulatory shake-up by Alistair Darling, chancellor of the Exchequer, to avoid a repeat of the Northern Rock crisis. The new measures…
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B&B Fixed rate e bond issue 20
Sorry if this has already been asked, I couldn't see it. I applied for the fixed rate issue 20 bond and got my ID in the post today. I am able to sign in, and see my bond with a £0 balance waiting for my initial deposit. Their terms say my initial deposit can be from a cheque sent to them, or a direct debit from my linked…
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Extra cash were not sure we have
I'm sorry if this is the wrong place(or even wrong site) My wife has a savings accound that had been setup by her Grand farther and had some money in there from when he dies that was for her when she got married as well as some money for when she reached a certain age. Then at a later date this account was signed over to…
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Saving to spend ~ help please
We want to save money each month toward those inevitable annual costs ... car repairs, holiday, vet bills, house maintenance etc. We've done the MSE budget planning and worked out what we need to put aside each month. So the key criteria I believe are ...* Able to deposit around £400 a month * Able to withdraw money…
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where to put granny's money?
Granny has given £3000 to each of my kids. Well, one is a student of 18 but doesn't pay tax. The other 13 years old. They could lock this away for a couple of years. Any ideas please as to the best way to go with these savings. The eldest is doing a great job living off the student loan which won't need to be repaid for a…
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Where can I set up a "dummy" share trading account
Hi, I hope you can help. I'm looking for an online share trading site that before moving on to the real thing will allow me to play with a dummy account / portfolio and allow me to make dummy trades etc. till I get the hang of what I am doing. Can anyone point me in the right direction please as I'm struggling to find one.…
