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£4000 to Save - ISA or Savings Account?
Hi, I have £4000 which I would like to invest, I have an ISA (CIS), and also a Internet Savings Account with Halifax (5.33% Gross) I would like to put the £4000 somwehere which would gain me most interest over the next few years. One thing I do want to do is move £75 per month from it to a bank in order to pay for a MCSE…
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Monthy Interest
I'm looking for a savings account which offers a good rate of interest, who pay interest monthly, offers a cash card and doesn't require a HUGH opening balance. I signed up with Tesco Instant Savings, but didn't read the small print and the interest they advertise is only on savings above £50,000. So 4.60% AER is my…
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Index Linked Savings Certificates
What Do You Think Of National Savings Index Linked 3 And 5 Year Certificates, For Standard Or Higher Rate Tax Payers? (i Know That They Are Probably Not The Best Way To Save If You Are A Non Tax Payer).
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Lloyds 2 year RS
Could those of you that are further in the process than me just let me know what they received gross after year 1 and also year 2 if they paid in £500 first and then £250 each month thereafter. Thanks.
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bank account that separates my savings
hi everyone! i'm sure i read on some post on MSE that they used a bank account which had different sections which they assigned a different goal for (e.g. savings for holiday, for car, for food etc) and then they were able to pay into each section. sorry i'm sure that isn't very clear, but i was wondering what bank…
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Long term shares
Evening all, I have maxed out my mini ISA for the tax year so have decided to invest £200-500 per month into shares. I'm new to all this - i'm a construction manager!!! - although when I was younger I was interested in shares and played invested "pretend" money in FTSE100 companies, keeping track of them on Ceefax - I…
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High yield tracker
Hi I have been trying to find a high yield tracker to invest some money into, as it seems a good idea the fool seems to have had some success with it. Where can I find a list, the only ones i can see on trustnet >indexed funds are ftse 100, 250 or UK Thanks for any help
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Short Term Investment of 25k
Hi guys I will soon be in between homes for a few months (approx 3) and will have 25k equity to play with. What would you advise I do with this money for that amount of time? Any help would be greatly appreciated Brad :money:
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new SAGA Fixed Rate - monthly appears higher?
I'm wondering if there is a mistake on the SAGA fixed rate deals. The one year is offering an AER on 6.6% if you opt for annual interest but 6.8% if you take monthly. Two year deal is 6.55% and 6.75% respectively. Who would take the annual interest deal. Surely I must be reading this…
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NR Postal account old - rate?
I still have an old Northern Rock Postal Account, it's just called "Postal Account" with a red passbook, opened many moons ago. I can't find the interest rate for it anywhere, it's not even listed on the rate update letters they send in the "accounts no longer available section" I know it's a poor account, but I was just…
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Letter from Fidelity (Market Volatility)
Just got a letter from Fidelity (they hold my S&S ISA). Thought I would post it here. I would guess that they sent the letter, since a lot of people have sold or are considering selling.... I am writing to you, as a valued investor with us, about the recent volatility in global financial markets. In my career spanning over…
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Maximise interest
Thanks Aegis. Not worth the risk as you say.
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How hard is it to give someone £25,000
Following Martin's advice I chose A&L for a high interest savings account. Rang up. "I'd like to open a direct saver please" "You can't do that by phone - online or at a branch" "I already have a current account with you" "Sorry" Drove to nearest branch, parked, bought parking ticket, wasted an hour of my time. "I'd like…
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Great News! Leeds B/Soc Online Saver
I got an e-mail this am telling me the great news that from 1 September 2007, my Leeds Building Society Online Saver will continue to receive a "great rate of interest". Only problem is that it is the same rate of interest (5.55% gross) that it was paying before the Bank of England increase back in July:mad: So, after all…
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Somewhere to park money for school fees
Expert advice pls! I would like to open an dedicated account to pay school fees, with 2K going in each month. However, would need to withdraw every three months to may the termly fees. As the new school year hasn't started yet, at the moment we have 12K sitting in a zilch interest current account. What's your say? Many…
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Saving money for grandchild
I want to open an account for my grandchild for his christening present...does anyone know which is the best way to do this please...I want to start off with £100 but want to be able to add to it as he gets older. I would be grateful for any advice
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Prudential Investment Bond- advice please
My first post so bear with me please. Just retired from teaching and have around £30,000 lump sum coming in soon. My IFA has suggested a Prudential Investment bond. I already have ISAs, high interest savings etc. so I don't expect to need this money for a while. I am a cautious investor but after recent stock market…
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N Rock interest
no interest applied to my Silver Saver Online today - according to the T&Cs it is payable on 22nd August anyone else received it ?
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Global Bad debt - is our money safe in UK institutions?
I have money invested in Northern Rock and Chelsea. This morning I heard that Northern Rock was suffering from the global bad debt situation (about 1% of their business involved). It seems that one of Barclays major customers has missed a payment this month but they won't name the institution. Does anyone know anything…
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advice needed on best savings account with not much cash
hi i sell all my old gear thats lieing around the house on ebay.i dont get much back but i have up2 now 160quid.im trying to save money for my kids xmas presents.which savings account wud be the best for me to put this cash in and any i make each month?i want to be able to draw the cash out in december.i know i aint gonna…
