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High Interest Rate or Better Customer Service
Abbey doing high interest saving account staff these days to attract more customers. I was one of them who had attracted 10% interest in Super monthly saver. First, they have open the account but they didnt set up regular transfer to move money from current account to saving account. Since 2 month has passed, I have lost…
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A&L Capital Account (GUARANTEED)??
Hi All I have been offered a 3yr Guaranteed Capital Account by Alliance & Leics. (11% or 50% of any growth in the FTSE 100 Index) as long as I keep my £3000 transfered from my Direct Cash ISA Issue3. (currently paying 5.90% p.a) in for the full 3yrs and I was wondering if I would get a better or equal return if I left it…
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MOVING ISAs LOSS OF INTEREST
Our accumulated ISAs are with Yorkshire Bank earning 6%. It is a large amount i.e. over £40k. If I move it to Kent Reliance to earn 6.21% it would only earn an extra £89 in one year. Does anyone know, does the money stay uninvested for a few days? If so, it hardly seems worth moving it. What do you think.
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northern rock update of interest to savers and those with shares in NR
Northern Rock ups sub-prime rates Northern Rock's earnings will not be affected by a sub-prime crisis Northern Rock is to lift the rates on its range of fixed-term mortgages for borrowers with patchy credit histories. From 29 August, sub-prime home loans at the lender will cost up to 1.25% more. Loans that track the Bank…
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Problem opening accounts
Hi there I am looking to invest in a savings acc,but have a problem in that I do not drive therefore no licence & I do not have a passport. Both these items seem to be required . How do other people deal with this. Thowes
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Alliance & Leicester - do I have this right?
Just need to double check I've got this right. If I open a Premier A+L current account and put £500 a month in (at 6.5% AER) I can then transfer £250 a month of that to their Premier Regular Saver (12% deal is back again) for 12 months (the maximum the 12% offer is on for). On top, I'll get £50 back if I go via Quidco.…
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ING Savings - £50 or £75 incentive
Hi, take a look at these offers that ING are offering; http://www.ingdirect.co.uk/offer50/ http://www.ingdirect.co.uk/offer75/ What do you think. Anyone see any catches other than new customers only?
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Trustnet Portfolio Problems
Has anyone experienced problems with their Trustnet portfolio today? I have been using this facility successfully for some time but when I logged on today they were all messed up. For example, in one portfolio 12 Investment Trusts and one Unit Trust have simply "vanished". Disappointing, to say the least.
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2k in Premier Direct Current Acc whats the MSE thing to do?
I have used up my ISA allowance this year.... Premier Direct current Account £2000 (Which i dont use for spending) 6.50% AER (fixed until 31.10.08) on balances up to £2,500, 0.10% AER (variable) on balances over £2,500 ICICI HighSave Savings account Earn an Annual Equivalent Rate (AER) of 6.30% Should i just keep it where…
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Paid off mortgage, what to do with Endowments?
I have recently managed to pay off my mortgage but I am still paying into the original 2 endowment policies. Now that they don't cover the mortgage, do they still provide us with a form of life assurance? The original policies were with Standard Life and we pay £60 per month for a sum assured of £47k. We think we might…
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£50k Investment Bond or Not ?
HI My elderly father has Been offered a return of £208.33 per month from Alliance&Leicester Investment Bond for £50k investment(10yr). is this a good deal or is there a better place to put £50k that would give him a better monthly pay out. Were trying not to lock it away long term.
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Halifax Fixed Rate Websaver
Is it worth opening one of these accounts, and for what length of time?
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large lump sum short term
Hello - I have just sold my flat and not yet found my 'dream home' what would be my best investement for almost 200k short term, ie 4 months ish? thx
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ING-New Account-Guaranteed Investment Account - 65% of any FTSE 100 growth over 3yr
Just gone on the ING website and seen this new release.. Has anyone applied yet? Does anyone think its any good??
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Which savings and ISA account?
We're looking to invest some money for 12 months probably £3,000 each for my wife and I in an ISA and £5000 in a savings account. We then will need to use most of it after 1 year. We're currently with First Direct and would prefer an account that we can manage on line. I've gone through alot of the information on here but…
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Can I cancel a PEP/ISA equity transfer ?
Late last week I sent to Hargreaves and Lansdown a written authorisation for them to organise a PEP/ISA equity transfer from Legal and General. Yesterday I got contract notes from Legal and General showing that they had completed the sale two days earlier. Nothing else was included. I would expect them to send a cheque to…
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Pay off free overdraft (hanging over head) or save it.....?
Hi Bit of a query to see how others do it... I've an £1800 student graduate overdraft (should have come down a long time ago but the bank have missed it!) and I want to get rid of it (apart from mortgage it's the only personal debt I have). BUT I'm not sure what to do. I reckon I can save about £400 a month to throw at…
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Saving on Egg Money Card
Hi guys, Can you please help with some advice. My wife and I would like to put some money aside each month into an account that will be used for both saving a little and family costs (such as car costs, birthdays etc). We have put some in our Egg Money account, and will probably put in around 150-250 a month. My concern is…
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Effect of US mortgages to the UK
It seems that the recent US mortgage problems have affected the price of our investments, here in the UK. I have 2 that have dropped by 4-5% since 10th August. I am looking for advice on whether to cash-in these endowments, 1 due to complete in December and another in 18 months or to leave them and hope. Thanks for reading…
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Saving in kids name?
Hi all, I've recently become a father and was wondering where is the best place to set up an account in my childs name? How much can be invested a year in their name and what are the rights regarding who has access to the money? Any information would be gratefully received.
