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Investing
I have about 100000 to invest to generate and addition to my pension. i need this to provide capital to live from. I know little or nothing about where to put it I do not want to be too risky with my investmenst as it is ALL i will have to supply me with funds to live on. I dont want to put all my eggs in one basket but…
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turkish interest rates...puzzled
My mate came back from turkey and told me the savings rates in turkey are 18%. I said he must have the wrong end of the stick. So i checked here: http://www.hsbc.com.tr/eng/retail_banking/interest_rates_and_fees/interest_rates.asp#2 indeed they are 18% Whats going on here, i know i am missing something here, but what?
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Sinsburys Bank payments to YBS reg saver ?
Is it possible to fund YBS reg saver using Sainsburys bank account?
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Quick q on P.B's
I know what most thoughts are on here but here's my question Both me and the ball and chain have seperate bank accounts and we ain't married yet, I am going to receive 100k in the very near future and want to purchase some bonds for around a year. Can I also transfer some of my capital to her to purchase P.B's as well
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Monthly Savings or Yearly ISA
Hi can someone quickly tell me which of these would pay a better amount of interest (assuming no withdrawals). Thanks. 4.86% paid monthly (HSBC Online Saver, Net%) 6.30% paid yearly (NS&I Direct ISA, Gross%)
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Thoughts on these funds?
OK toe in the water time.. :) If I were looking at these funds (even distribution), what would your initial thoughts be: Gartmore China Opps. Invesco Perpetual High Income Invesco Perpetual Latin America HSBC FTSE 250 Index Ret Inc JPM Natural Resources ML Gold & General Jupiter UK Growth I'm specifically not mentioning my…
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Stupid Question?
I have had a cash ISA for a few years now and having recently checked its interest rate I am in the processes of swapping it from one account to another that pays a better rate with but with the same provider. My question is; usually my interest is credited every March so what will happen to my interest earned upto date?…
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ISA or tax free
Just a question out of curiosity. Over the last year or so I have transferred all our money from my name into my wifes name (she is a non tax payer) ... generally it is in simple savings accounts and the apporpirate R85's have been completed.. I was just wondering if there is any advantage in putting some money in an ISA…
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£200-£400 per month
Hi I have a min of £200...max £400..... per month "spare cash" ...now then, I also have a bad debt/loan of just under £9k (interest frozen), which, if I pay off in full, attracts a 40% discount....my logic is to carry on paying the minimal repayment amount on the debt (at the mo, only £24 pm) and save the £5400 lump sum as…
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Where have the market indices gone?
I go to the London Stock Exchange site and on the home page I could see all the current market indices i.e. FTSE 100, FTSE 250, Small Cap, Dow Jones ... etc etc. But they are no longer there :confused: . Anybody know where they have gone or another site where I could view them?
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How Safe is your/my bank ?
Hi, Might at first seem a bit of a daft question this, but can anyone advise me of where I can research how much individual banks have in reserve, as i'm trying to understand the probability of them going under in the event of a severe economic downturn. I've done some initial research into how the banking system works,…
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Icesave - any catch?
OK I've been deliberating for a while about who to use for a "high interest" account to dump £35k into and probably an additional few hundred quid every month. Basically I want monthly interest and no penalties for withdrawals. Icesave seem the best bet. Tbh I'm wary because of the sums of money involved and the fact it's…
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I think I've been a fool
I've been a bit too busy opening new accounts I think and missed something. I opened a Nationwide regular saver this week and immediately transferred £250 into it from my flexaccount. I have some DD's due to go out on Tuesday and some money due in externally to cover these on the same day. I seem to recall reading HOWEVER…
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Financial Services Compensation Scheme
I know that if your bank/building society goes belly up, it is the total of all accounts that gets assessed for compensation purposes. But what happens if, say, you have savings with SAGA (who are financed by Birmingham Midshires), and you also have savings with Birmingham Midshires (who are owned by Halifax), and you also…
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R85 R105
Hi I am selling my appartment in the UK, and want to live in France 9 months a year, 3 in the UK. I am not working, and in my 50's. I was going to give my building society a R105, and claim gross interest, which would work out at £7,300 per year interest. But I am having second thoughts. If I did, I would be eligible to…
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investment bond
Hi I have had a Norwich Union Capital Plan With Profits policy and a GA investment Bond since 1991 I am now in need to raise capital,Should I surrender or partially surrender the policys,would there be tax implication. Sorry for lack of knowledge!!! I have basically ignored this investment not knowing how to go about it.…
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Cheques for Portman members
Anyone know when merger cheques are likely to be posted out, given that they have 28 days from 28th August to actually send them?
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Moving accounts - advice
As I have mentioned before I am currently with the Leeds BS and will be moving funds into Sainsburys end of Sept when the interest is paid. Should I leave some cash in the Leeds in case of takeover or shut the whole account down?, advice most welcome ta
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How does Icesave work?
Can you explain this direct debit thing to me please.I'm used to sending money by BACS which takes three days. I opened an account last week and asked for £250 to be transferred. Apparently the money won't be in the account until next Wednesday. Does it usually take that long (over a week)? I'm concerned about loss of…
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Tesco Instant Access Account
I have just opened the above account and it said it had an introductory rate of 6.3% as an opening bonus. It is now showing at 5.75% - what is the current rate for a new investor? It mentioned something about getting 500 plus 500 clubcard points. I am now confused as to the correct rate and whether I can get the points.
