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Advice - what account? maximum interest on £10,000
I have £10,000 which I want to put in an account to recieve maximum interest. I'm happy to not touch it for a year (maybe longer, but that's all i can definitely commit to). Please help me - I am a financial novice! Thank you
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The FTSE THE FTSE !!! - Loooooking Baaaad!
Okay, if youve been following me for the past six months, you will know that I'd dumped most of my portfolio with a view to buying the market on a decline. Well the decline has / is happening, BUT ItS a lot steeper than I had imagined it to be ! yes its rallied from 5500, but to get to 5500 IN MAY !!! :eek: I was imagining…
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Becoming a lender..
Anyone got any views/experiences on this website https://www.propsepr.com - sounds like an interesting concept ...
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10 year investment plan fails to achieve target
I took out an investment plan 10 years ago to supplement my endowment. However it has failed by a long way to achieve target. Is there anything I can do about this? Are these treated the same as endowment policies? Hopeful for any advice on this
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Investment of a large (ish) sum of money
Hi all Lurked around here for a while but this is the first time i've needed some advice. My Mother has recently split from her very long term partner and the house has been sold and the moneys divided. She picks up her share of money tomorrow from the solicitors but she's a bit unsure about where to put the money for the…
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Premium Bonds
This is just a passing thought at the minute, but what is everyones idea of buying £2000 of premium bonds. I wouldnt get much interest on that amount but what are the odds of having a few wins Any thoughts on this Annie
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mortgage endownment
I have recently received the maturity valuation for my endownment from Phoenix formally Royal life, due to mature 01/08/2006, should I accept this valuation or can I sell it to somebody like AAP, and if so who would be the best to sell it to. Thanks John
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Direct Debits from Savings account
I am pretty new to this, so please forgive me if I do something wrong. I am about to come into a lump sum of money, and was hoping somebody wiser than me would be able to offer some advice. Ideally what I would like to do is set up some sort of account, with a Direct Debit into my normal account to pay for the bills(Rent,…
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tax free cash
hi, i have a pre 87 executive pention, is it easy to calculate the tax free cach i can draw as i understand it may be more than the 25% norm, i am trying to make sure i have enough in the fund to draw the max, cheers.
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Liverpool Victoria Mutual Invstment Bond MVA News
I rang LV today to check on the value of my bond and the current MVA which is now down to 10.76% (from 15.5% in November 2005), and I was told they are looking to remove the MVA as soon as possible. Also, to avoid the dreaded 0870 number, ring them on 01202 292333.
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Windfall - Nationwide????
I've been haging on to a nationwide account for years, in the hope of a windfall. Is it worth hanging on in there? I have approx £180 in there.
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Student bank account: smile?
Hello, Does anybody know of the best student bank accounts for 2006/2007?:confused: Having done some research I have come across both https://www.smile.co.uk and https://www.co-operativebank.co.uk, which seem to offer fairly high interest for non-regular, no-notice savings accounts as well as a high overdraft facility on…
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How Many 'Regular Savers' Account do you have/recommend
After reading Martin's recent article on these have opened up the 7% Halifax, 10% Alliance & Leicester and 8% Lloyds TSB. Just wondering if there are any more that people are recommending...
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Lombard Direct RBoS Warning
As "savings no longer form part of their strategy", they've hacked almost 4% OFF their rates FROM 10th MAY. They are apparently sending out letters (I believe they have to do this within 30 days of any substantial change which is presumably why they've left it for 28...).…
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Cahoot Changes Telephone No. - Close Your Account And Protest
Just noticed after logging into my account that Cahoot has changed their 0870 number to a 0844 number which you are now charged at 4p per minute no matter what time you call them. How can they get away with this. This should be made a sticky so and everyone should reply when they have closed their account in protest. Only…
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How much do you have in your emergency fund?
....... i have 3 months pay what does everyone else have?
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Savings
I'm a first time user to the fourms and this may seem like a silly question ...but here go's I have £100 per month I want to save and am not sure if I should put it all in an ISA or half in an ISA and half in a reguler saver account ....I would like to be able to get at the money in an emergency. Can any one help.......
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with profits bond
Occasionally, I come across posts that mention that with profits bonds are a good vehicle for a diversified portfolio. If this is true, could somebody explain to me why these products are at all beneficial? I was sold an offshore with profits bond with clerical medical 5 years ago from my bank and the performance has been…
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Getting my money from First Direct
Hi I have a First Direct e-savings account where I have put the proceeds of my house sale . We will soon be exchanging on our new house and will need to get at this money. The sum involved is over £160000 . I am wondering if I will be able to transfer this money to my solicitors account from the website. When we tried to…
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Post Office Instant Saver
I have just noticed this saving account from the Post Office: http://www.postoffice.co.uk/portal/po/jump1?catId=19300232&mediaId=23200510 Characteristics: From the looks, it seems an interesting proposal because of the easy access to the money and the wide spread availability of post offices. Seems also ideal for those not…
