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Monthly Interest + bagging chance
Looking to invest £50k - need monthly income with hopefully a reasonable bagging chance
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F+C Child Investment Plan
Hi, I've been researching child investments over the weekend and the F+C Investment Plan looks a good option to me. I was hoping that someone with one of these would confirm its OK and also which blend of trusts to go for. I'm not over cautious and with the kids being less than 2 I should be able to afford to be fairly…
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Cahoot Savings Account - Problem setting up direct debits
Opened a Cahoot account a couple of months ago and you won't believe the trouble I have had actually paying money in. Cannot believe it can you - a savings account that won't accept money. The issue is all around setting up the direct debit. Form was filled in and customer services state that all is ok, yet whenever I go…
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Best Savings Account?
Can anyone help me? My mum has £100,000 that she would like to save for 3 months, can anyone recommend a good, high interest savings account for this? I'm not sure what's a good rate of interest... can anyone tell me? Thanks:mad:
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Best Savings Account??
My son who is 15 has a current account with the Yorkshire Bank. This is ok as he can use his mini bank card when needed etc but he is now saving as much as he can and I was wondering which was the best way of getting the most from his money he can now transfer £500 into any kind of savings account/policy and everytime he…
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Way around HSBC on-line saver withdrawal penalty ?
As has been discussed on other threads, us poor expats have great difficulty in opening new accounts due to the "must be resident for tax purposes" criteria (this is different to having a UK mailing address - which I do have). One poster basically stated that if you move abroad, keep all your accounts open because you…
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Where to invest £40,000 over 12 months?
That's pretty much it. I cant see beyond an ISA, a savings & a regular savings account. Anyone got a better idea, free from risk? Many thanks for any help.
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investing for income
hi, i am retiring to france in a couple of years when i've finished the renovation of my property there, i need to live of the proceeds of my uk house hopefully 500k, any ideas of the best vehicle to invest to get income, i have a partner who could share the tax burden if required, i will be about 55 when i go, many…
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Savings Diary
Has anyone done one before? :confused: Was wondering if it would be a good idea to help and encourage people to save.
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Calculating interest
Can someone help? The formula I have used to work out my interest with ING has been as follows =(A2*(B2/100*0.8))/365*C2 This has always worked out to the penny. However, I found the following formula on this forum, =SUM(A2*(1+(((1+B2/100))^(1/365))-1)^C2) This gives a different answer ofter taking into account the tax…
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Need help to find account
Hi guys I get quite a good wage and i work offshore 2weeks on 2 weeks off so means when am away i dont spend anything. But when am home or due to come home sometimes i order things etc off the net or order stuff when am home. really just wasting my money on stuff i dont need. I am needing to save over next 6 months really…
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A&L online saver issue 2 rate reduction advice
Hi there I have had a good look through many of the threads and found one similar but was wondering if you could please help with what I should do. My account is going to lose its bonus (0.9%) frm 5.15% just now on 30/06/06 and I have about £12k to save. I have an ISA and am sorted with that but please help with which…
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Lump sum short term investment
Hi All Wonder if someone can give me some good advice. I have been awarded 2 compensation claims (approx 12k - 15k) and I'm looking for a decent savings account which I can use to drip feed another monthly savings account at 1k per month which pay better interest rates. I already have an ISA for this year. The money is…
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ICICI HI Save Query
I opened a ICICI HI Save account the other week, and sent a cheque for £1 with my bank details. I tried to transfer £50 on 29th May and it still not been received at my ICI account nor has it left my other account. How long does ICICI to transfer money between accounts?
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Lump Sum
Hi We are selling our house and hope to have a lump sum of about £350,000, to invest, until we buy something else. We will be staying with my father until then. What would be the best way to get the maximum interest on this money? Thanks Jackie
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Building Society Association
Have updated their website
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ICICI the incompetent *******s strike again!
Sorry for profanity! Arranged transfer from ICICI to current on 23rd May. Money still not arrived depsite others in past taking 3 days. Phoned up and was asked bunch of stupid questions before being told there is a problem with transfers made on 24th that may have also affected me. Was promised the obligatory call back…
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ISA Interest rate with Alliance & L
Hi All, This afternoon I had to ring the Alliance & Leicster so that I could trasfer my Direct ISA from them to the Bradford & Bingley. (as recommended on this site). The man on the phone asked me why I was changing so I said to get a better rate. He then told me that the A&L rate was 5.2% ! Well this came as news to me…
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Help Needed over Canadian dollars saving account
My dad has had some canadian dollars in an account since a couple of trips in the 80's. He always kept them as he planned to return but has never got around to it and doesn't think it will happen anytime soon now so has decided to withdraw the money. The problem is that the bank say he will be charged for withdrawing the…
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HELP! £60k to invest for kids education
We have been given £20k each for the kids (4, 9 and 10 years old) the capital of which is for their university education - any interest or earnings are for us to do with as we see fit (build up pensions, re-invest, holiday, house etc..) by their grandmother (who we hope will live for at least another 7 years!!!) We earn…