Student bank account: smile?

babykitten173

Hello,
Does anybody know of the best student bank accounts for 2006/2007?

Having done some research I have come across both https://www.smile.co.uk and https://www.co-operativebank.co.uk, which seem to offer fairly high interest for non-regular, no-notice savings accounts as well as a high overdraft facility on the student accounts.

Can anybody tell me a little more about either of these two banks, as they are unfamiliar to me, but aparently are linked together with some kind of ethical standing. I am not so interested in this, although its good. I am more interested in high interest and high overdraft limit with 0% interest.

Anybody with knowledge of these two banks, or another bank which can offer me what I am looking for, please get in touch!:T

Amy xxx

dalriada

I am with smile and if you want a no nonesense, does what it says, easy to use student account then smile is excellent. £2000 interest free overdraft facility and high(ish) interest rates on savings so long as you have a current account (which you do with a student account) and (relatively) low a.p.r. on their own credit card.

You use the postoffice to deposit any cash/cheques and the call centre is in the UK and they are always very very helpful.

Downside is that they do not have a graduate account - you merely keep your student account for one year after you graduate. That's why once I get my overdraft paid off I will be moving - sad but true.

barak

babykitten173 wrote:

..... I have come across both https://www.smile.co.uk and https://www.co-operativebank.co.uk
Amy xxx

Just to let you know that Smile is an online account from the Co-operative Bank.