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Currency Exchange
i HOPE SOMEONE CAN HELP. CAN ANYONE TELL ME WHAT IS THE BEST COMPANY TO CHANGE OVER US DOLLARS to Sterling. WE HAVE JUST SOLD OUR VILLA IN FLORIDA AND I AM LOOKING FOR THE BEST RATE. I HAVE BEEN ON A FEW WEBSITES and the best one I have seen is for a company called https://www.onlinefx.co.uk If anyone knows of a reputable…
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how to cash a $ cheque the MSE way ?
please will anybody with more knowledge in this than me give me some advice. I have some shares that have to be sold in the US and I will receive a cheque in $ so I need to know the cheapest way for me to cash this cheque to keep the charges down. The amount in $ will be no more than $3500.00. Many thanks for any help…
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£35k in First Direct Savings - Better Home??
Hi, I’ve just come across this brilliant site and amazing forums!! I have a savings question and need some advice. I have around £35k in savings which I don’t need instant access to. Currently I have the lot in a High Interest bonus savings acct with First Direct – I’m not sure of the interest rate but I actually received…
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Buying Index-Linked Gilts
I am thinking about buying UK Government Index-Linked Gilts with a 2 - 4 year (or longer) investment horizon. How do I choose which Gilts to buy ? As an individual investor am I better off looking at new issues rather than the market ? Or should I leave the decisions to others and buy Unit Trusts ? Note the investment…
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Lambeth kids' windfalls
Some children are entitled to windfalls at Lambeth Building Society, but others have fallen foul of the "rules". It's a random thing relating to how you filled out the application form. I had 'phoned up Lambeth on this subject, but the helpline desk simply gave out wrong information :mad: and assured me that all children…
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what is the best account for a 14yr old?
i was wondering what account would be best for a 14 yr old? it needs a card and accessed via internet and needs a good interest rate?
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ISA @ 5% or Savings Account at 10%?
I have some money in an instant access ISA. I can also currently save £100 a month. I have the following questions: a) I have the opportunity to have an A&L adults regular saver at 10% (which I would have to pay tax on the interest). I don't know the maths, but is this a better deal than an ISA at 5%? (I'm on the 'regular'…
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Best Saving account for over 10K
Hi, A Family Member has over 10K to put in a saving account, they havent used up the ISA for the year yet but i think that will be put in a nsani ISA account, very soon anyway the rest over 10K needs to be put in a saving account, i have seen a few. ING DIRECT - Savings Account FIRST DIRECT - e-Savings Account CAHOOT -…
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possible to get £100 "switch" bonus from RBS
hiya, I want to join the RBS current account and grab the £100 "switch" bonus. I was hoping that it would be similar to the barclays offer. However, I think that I would genuinely have to switch my alliance & leicester account over, instaed of simply making a few mothly payments to my newly created RBS account? Is this the…
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Investing 40-50k short term
My cousin is in the process of selling her house and for 6 months she shall be renting with her partner while he sells his property. she will have between 40-50k and obviously she would like to get a decent rate of interest without tying the money up. Can anyone tell me where the best rates are currently for savings of…
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Instant share trading
Can anyone advise me if there is a company where you can register then sell shares immediately? In the past when I've looked it seems you have to register & pay a fee on a regular basis, so I've never done this, as I only had Egg shares :confused: , now I've got Prudential and when the share price went up recently I wasn't…
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Totally Confused
Hi :confused: I've read the articles on here about saving, and I've read the sections of Martin's book about savings and my head is all mashed up. Help! Can someone decode it for me. Here's my situation and here's what I'm aiming for. I'm a non taxpayer who'll prob stay that way. Wife is taxpayer. I have between 25k to…
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Icici
Having a substantial sum on deposit in ING (Seven Figure) I decided to transfer this to Bradford and Bingley and ICICI, this was after seeing they were the top paying clean accounts. I applied to both the above banks on the same day, both notified me I was registred on the same day and the initial deposits were taken on…
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Lump Sum Investment
Hi All the threads I can see relate to regular savings accounts which isn't what I'm after (I think!). If I had 30k, wanted it to be invested somewhere relatively safe with the best rates of interest I could get, and I only needed to draw from it once a year (to skim the interest off the top to pay some bills) where would…
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Mortgage Equity Plan - Help!
I am in the process of getting an interest only mortgage with the Nationwide and they require me to have a plan in place which will pay off the capital at the end of the 25 year term. I spoke to one of their in-house advisors and he suggested the Natiownide Tracker Fund. I don't have to get the plan from the Natiownide - I…
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Fidelity Investments
I started putting money into funds with these people in February, but seem to have nothing but problems. My biggest is they refuse to send transaction statements to my full forname and surname, i.e. they are sending to MR S Surname. I asked them twice, and both times said they would change, this time, I have been told that…
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endowment as life assurance
Hi all I have stocks isas ect but have no life assurance A thought just occured to me would i be better paying into some form of endowment as part of my investments? And if im lucky enough not to die in next say 15 years then ill have (hopefully) a lump sum to show for it ? Also if a good idea what would the tax…
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Best Interest Rates
Hi Everyone We have just received a cheque for re-mortgaging our house (even though the initial mortgage has long since been paid off) to fund a holiday home overseas. We dont need this money until next February/March, so where is the best place to put it for maximum interest? Many thanks in advance
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investing for children
Hi all I have a 12 years old son and would like to set up an investment account for him to build up a fund to start uni at age 18 or assist with a house deposit at age 21 my thoughts are that considering there is still a length of time that shares will be a good idea the thing is at the mo I can only afford about £30 a…
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New to Shares, Brokers etc. Advice needed
Get rich quick!! Wouldnt we all like to??!! Ive been reading the forums and links re shares and investments and would like some advice. If I was considering shares, investments and the like to get rich quick", where do I look (apart from marrying a millionaire)!. Who do I invest in, how much, profit etc or am I dreaming?!…
