How much do you have in your emergency fund?

Tayus

....... i have 3 months pay what does everyone else have?

paulb567

I have enough pay mortgage/bills/spending money for about 6 month.

amosworks

Enough to replace a broken window :rolleyes:

ffacoffipawb

A year's take home pay.

Murtle

what gets included in the emergency fund?? cash in savings accounts or ISA's or ????

M

ceegee

About £1500 - £2000 generally......enough to replace the boiler or the car. Heaven help me if they both go at the same time!

billy_the_kid_2

Alvin Hall recommends at least 3 months pay.

KTF

ffacoffipawb wrote:

A year's take home pay.

I have this plus a bit on top. I should really do something with it rather than having sitting in an instant access account though.

chesky369

Yes, but if you've used up all your ISA allowance, and you don't really trust yourself with dabbling in the stock exchange, what other options do you have other than putting your money in the highest-earning savings account you can find? I have two year's salary in various savings accounts and would love to find something more 'interesting' for at least some of it, but what is there?

$17mma

chesky369 wrote:

Yes, but if you've used up all your ISA allowance, and you don't really trust yourself with dabbling in the stock exchange, what other options do you have other than putting your money in the highest-earning savings account you can find? I have two year's salary in various savings accounts and would love to find something more 'interesting' for at least some of it, but what is there?

How about a regular saver?

chesky369

Done that - Lloyds; only one official 'regular saver' since they mostly seem to want you to open a current account with them and it's all too much hassle.