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Reclaim PPI & other insurance

Archives for October 2019

PPI and Tax Credit question
Hello everyone I wonder if somebody could perhaps guide me in the right direction on this issue. I have tried calling HMRC but after talking to 3 people, I have received conflicting advice and so am more confused than ever! I am a single parent working part time and earning around £12k. I receive working tax credit and…
HSBC PPI query
Hi all I have received a credit in my bank account marked HSBC redress account. I haven't received any paperwork regarding it yet, but can anyone tell me if this is a real payment and not a scam? I really need this money to sort put some debts, but am scared to spend it. TIA
PPI claim rejected: policy “in creation”
Hi all I’ve heard back on a mortgage SPPI complaint that it is being rejected because the policy remained “in creation” and never went live. I’m confused - I have a policy number and if it never went live, that’s their mistake surely? I was still missold and the premiums would have been priced into my payments, whether or…
PPI missed deadline.
Can we still claim PPI? We used a PPI claim company in 2018 to check if we had ever paid PPI on various accounts. At that time we were living in Spain and all our belongings were in storage, so we had no access to account numbers etc. One of the companies was Dorothy Perkins and they claimed that they could not find any…
ppi barclays woolwhich building society regected
Hi all if anyone can help i would be grateful , I have put in a complaint with Barclays who initially said we did not have a mortgage with them ( Woolwich), from 1997 to 2002 ,after i insisted we did and gave the account number they then wrote to me to apologise and were investigating , this too over three months and…
Awaiting payment
Hi all I’ve been successful in a ppi claims it’s just over £2000 I accepted the sum and sent back the letter on 4th of September, said will be paid out in 28 days , the 28 days have came and gone so called them up to be told there’s a delay in payment can’t give me a timescale ? Has anyone else had this problem :(
Blackhorse challenge ppi
Hi I'm hoping someone can help me I took out a loan in 2006 -2008 was most definitely mis sold ppi I have paperwork showing that I turned it down but yet still put on. In june 2019 I sent off paperwork to claim it back, blackhorse have come back saying they contacted me in 2013 to advise me to claim then & as it's now over…
PPI and IVA
My wife and I finished our Iva with full and final settlement in 2014, Took out Iva with a well known company recommended by citizens advice. Got our Iva closure certificate mid 2014, Between 2014 and 2016 ppi claims company searched all my accounts, and announced in mid 2016 their search was completed, successfully…
Ppi/asu
Hi I requested information from HFC Bank to see if i had PPI - just received back a statement from HSBC (only a statement no cover letter) regarding my second mortgage/secured loan taken out in March 2002 (paid off in full November 2004). It states at the top Payment Protection Insurance: No But at the begining of the…
PPI Tax and ESA
Hi, sorry for this question, but i cant find an answer and it might not appply to me, but thought I should ask, as I dont like using the food banks. In July 2017, I got a PPI refund, just under £3000, (used to pay off an overdraft if that matters), and paid just over £300 UK Witholding Tax. Am I able to claim this back? If…
Ombudsman confusion
Hi I sent off a complaint to my bank, complete with loan statement showing amount borrowed and ppi paid. Bank statements showing payments made. Loan was drawn down in 1996. The bank responded and said they didn’t have any of the paperwork and didn’t know my loan amount or ppi ! I sent all the paperwork back again but got…
Does this claim include my husband ?
Myself and husband didn’t think we could put in a claim for ppi because it had been many many years since taking out any loans we are taking about our first loan as a couple being taken out in 1989 including our first mortgage in 1990 , over the years we had different loans in joint names and credit cards in individual…
Bank denials until Claim Company involved
For over 3 years and 24 written communication between Lloyds and the Ombudsman our PPI claim was repeatedly denied. Just 6 weeks after involving a claim company Lloyds 'found' we had a valid claim and paid up! We had to pay 20% to the claim company and Lloyds is refusing to refund us this amount., which we feel they…
Plevin payment shortfall?
Hello Contrary to most advice, instead of doing it myself, I opted to go through Reclaim PPI to sort out my PPI and as a result, received a Plevin payout from Barclaycard for £4.5K back in March. I thought that was the end of it but this month, received an email from Reclaim PPI to say that although I'd already received a…
Contacted by Tesco directly
Hi I recently made my first PPI claim through a PPI company, and today the company contacted me by phone to inform me that my Tesco Loan PPI claim has been successful. The PPI company went on to tell me that they will now send a letter out to me, which I believe I need to sign and return to them if I accept the deal. I…
Shop direct finance / littlewoods
So I sent my PPI complaint in July . They sent a letter acknowledging I had PPI on account from 2006-2012 and said theatre looking into it . Since then I’ve heard nothing . Rang them today and they said I’m on day 80 but said they have yet to look into it ... Anyone else dealt with them and experienced the same delay and…
PPI enquire to Skipton Mortgages now managed by Amber Homeloans
Hi, I had contacted Skipton Mortgages (via Skipton PPI address) about a mortgage that I had with them in 1987. I hadn't heard anything after nearly 8 weeks, so eventually got put through to the right number and was able to confirm who I was and exactly how much I was paying and they were even able to provide me with my…
PPI rejected for 30 day cancellation?
Hey I have a PPI claim with has been rejected under their reasons of '30 Day Cancellation - No Premiums Paid or Premiums Refunded' Is this allowed under PPI claim law? I mean can the bank do this? Should I just accept? What to do? I have a signed Loan certificate which includes PPI from 2001, does this not mean I have had…
ABC (Agents Balance Care) with Littlewoods
Hi guys, I’ve got my mother’s Littlewoods statements (archive statements) via a SAR and I can see there is a line called “BNPL ABC BAL” which is Buy Now Pay Later Agents Balance Care Balance I.e BNPL=Buy Now Pay Later. ABC=Agents Balance Care BAL=Balance. I’ve looked on some posts on MSE and other sites, and it seems that…
IVA Advice re: Payday loan reclaim
I've just started an IVA and I have a general question about saving for emergencies etc. So my finances have been scrutinised and it has been decided I have a spare £100 per month to pay my creditors. If I were to manage to save any money per month and put it in a savings account for emergencies (ie., car breakdown or a…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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