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Lifestyle cover insurance vs income protection benefit
Hi can some one please help, We got our first mortgage 2 years ago and as part of it we had to sign up to a number of insurances. Just looking at two of them now I can not really tell the difference between them both as they both look like they offer similar things. However one I can not cancel the other we can renew.…
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PPI reclaim - Tesco bank asking for sickness benefit details etc
Hi all, I'd be most grateful for some quick advice as this is a bit urgent. I submitted a PPI compensation request to Tesco Bank on behalf of my late father. I got a phone call from Tesco bank end of last week - they said my dad did have PPI (from April 1999) and are investigating if it was missold. While recognising I…
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PPI to protect rent payments in event of a death?
My partner and I are tenants. Following a decline in my 90-year old mother's health, we are taking up a joint lease with her on a three- bedroom bungalow so that we can have her living with us. There is clearly a possibility that she may not live out the tenancy, in which event we would struggle to pay the whole rent until…
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Amex travellers cheques in father's name
Hello, I am struggling to cash in some Amex dollar traveller cheques that are in my Father's name. I have his Power of Attorney. I tried his main bank and they said they couldn't cash them in due to the fact they were in dollars. I called Amex and spoke to someone offshore who clearly didn't understand what a POA was! I am…
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Life insurance terms
I have life insurance with critical illness and PPI. When I moved house I tried to change the terms. I was told I wasn't able to, I have since discovered that they should have allowed this. I have contacted them and they have admitted this should have been allowed and I was missing informed. They have opened a complaint,…
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HSBC ‘scared’ us into getting individual PPi for or first ever joint mortgage...
So back in 2001, we bought our first ever house together as a married couple. My husband was the one who went to a face to face meeting and did all the paper work for the mortgage as the HSBC was around the corner from where he worked. He can’t remember the exact details but he does remember he felt he was pressured into…
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Brother Overseas Reclaiming PPI
I have a brother who lives in the USA who is trying to reclaim his PPI. He has advised me that he cannot use an overseas address on the MSE forms, how do we get around this? Sorry if this has been posted before but I could not find it in a search.. Matt
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Life insurance complaint over insured
Hope someone can advise. CBS have admitted they sold.me life insurance with PPI in 2006 for a value of £90k when my mortgage was only £70. They have offered to pay me back the life element different between £70k and £90k but not the PPI element. I didn't realise I had PPI built into this. Should they not refund me for my…
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PPI complaint on behalf of late father
Hi all, I am just looking for a bit of advice. My father passed away almost 9 years ago. A few years prior to this he was declared bankrupt (no assets etc) and the bankruptcy was discharged before he passed away. I recently received a letter addressed to my dad from Barclays, the letter said if he would like to raise a…
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PPI Blackhorse loan
Hi, has anybody had expercience with blackhorse please? I'm going to be a little bit vague on dates as I have everything stashed away but basically I had a loan with Blackhorse back in 2001-2003 and had the evidence/bank statements to support it & PPI paid, I filled in Blackhorse's contact page re PPI back in early…
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Should we give up &/or try a PPI reclaims company?
Is this in the Spirit of the Law? A & P Pat In June 1996 we took out a loan with First National Bank plc which included a payment protection premium. This was to finance the purchase of a conservatory by St Helen's Glass who seem to have acted as an agent for the bank. We have all the relevant, original paperwork. We have…
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uploading documents on Santander PPI complaints online form
Ive filled in the complaints form online. Although they say you can upload documents, theres no prompt for it. Anyone know how to do this?
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Ford Credit prior to 2000
HI All !... we had many new ford cars overs the years ( Under their "options" scheme) can anyone tell me who provided credit on these cars prior to about 2005 ? I have some details on the first car we had ( Reg number) in 1996 and wondered if we could find who provided the original finance ? Any ideas ? Thanks !
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A bit lost/confused
Hi everyone I hope someone can help me, I've started looking at starting my PPI claim but am stumped at the first hurdle! I bought a house with Taylors Countrywide and was basically forced to make a decision there and then to take the PPI as they told me I couldn't have a mortgage with it (the mortgage was with…
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PPI claim rejected by Egg who say I've now missed deadline
I had an Egg credit card in 2001 - so a heck of a long time ago! I wrote to the Canada Square office, who say I DID have PPI, but my claim was rejected (in September 2017): "Whilst we do acknowledge that there may have been flaws in our sales process, I am not persuaded that any of these sales failings would have affected…
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Resolver or the Companies own, which is best for PPI check?
Im probably very late in the day needing to check for sufficient information to then lodge a PPI claim. Ive been working on some over past few days from old and new experian reports. Very little paper work. Ive had a result from Resolver in one day on one item, albeit that they had no info. Im getting the feeling that…
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A new way for Capital One to AVOID PPI PAYOUTS
HI there, I am new to these forums, so appologies in advance if I don't quite get this right. I have read through countless other dicussions but cannot seem to find anything related to my issue. Capital One sent a letter after my Resolver PPI complaint. The letter basically states: 1. not mis-sold PPI as your accepted this…
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Dixons Carphone fined £29.1m for mis-selling mobile insurance - MSE News
Dixons Carphone has been fined £29.1 million by the Financial Conduct Authority for mis-selling a mobile phone insurance and technical support service, known as 'Geek Squad'...Read the full story: 'Dixons Carphone fined £29.1m for mis-selling mobile insurance' Click reply below to discuss. If you haven’t already, join the…
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Rejected - MISSED DEADLINE
I have tried to claim for a PPI, from Woolwich now Barclays, however the bank has written to me saying they wrote to me back in 2001 and 2005 saying there was a high risk that your policy would not reach maturity value !!?? I apparently missed the deadline under the FCA COMPLAINT DISPUTE RESOLUTION whats that got to do…
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Kwik-Fit Store card
Hi some years ago I had a Kwik-Fit store card issued by GE Finance (now Santander). I put a claim in for PPI and have received a letter back from Santander offering me a final settlement payment of £200. With previous successful claims the award has been itemised and included interest, but Santander has not done this. I…
