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Reclaim PPI & other insurance

Archives for October 2018

Alliance and Leicester credit card - who to claim to?
I have been going through old paperwork after a house move and have found old credit card statements for an Alliance and Leicester credit card I opened in Dec 1997 and closed in 2014. I have all the statements and going through them I can see that there is no "payment protection cover" listed on the statement until…
Do I have to pay them?
I’m looking for some advice please! I had a loan with Tesco that I originally took out in 2003. A year later I had another agreement that included a settlement of the first and then I did the same again in 2007. In 2008, I was struggling with finances and my parents started going through things to help me. They discovered…
PPI Company fee prior to July
Hello, Firstly I have just received a successful PPI claim via a claims company. It's great but thier charge of 39% + 20% VAT is not only more than stated but is extortionate Now, we all know of the cap that has come into place in July 2018 setting the max fee at 20%. This is the gov/reg body stating the reasonable maximum…
Identifying if you had PPI Help
I'm trying to help my 70-year-old grandmother find out if she ever had PPI. She's got no original paperwork, and a bad memory thanks to some medical issues (which should help if she does have PPI!) but it's making the job difficult. She knows she had at least the following catalogues: Littlewoods Great Universal Stores…
Third Party - PPI
Ive just received 4 separate letters in the post from RBS and each one was informing me that they have awarded me money. Prior to this, a couple of days ago i revived two letter that stated my claim against two certain accounts showed no evidence of mis sold PPI. The third party company i made the complaint through rang…
Claim PPI - no knowledge of accounts
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PPI Reclaim from Britannia Building Society?
Hi I am looking into putting in a PPI Reclaim from Britannia building society which merged with the co-op in 2009. Do I write to the Co-op or is their an address for such claims to Britannia building society? Appreciate any advice Thx
Claims company or go solo?
Hi all, Just looking for some general advice on a recent PPI claim that I've submitted via The Claims Guys. They've contacted me to advise that they've found PPI on an old Egg loan that I took out in 2004 (or Egg card of similar timeframe - awaiting confirmation) and are sending me the Lenders Questionnaire soon. My…
Halifax PPI claim from 1986
Hi all, I had a 100% mortgage back then to buy a flat in North London. I had to take out an additional add on payment as an insurance of some sort. I was working with British Leyland who went bankrupt in 1988 but I kept the flat going doing various temp jobs on building sites etc until 1996 when I handed in the keys,…
Mis sold whole of Life awaiting redress
I have had a whole of life policy with critical illness cover since 1997. I realised it had probably been mis sold recently when I found and looked over the paperwork. I was offered only this product, but not term insurance that would have better served the purpose. As with many whole of life policies the monthly payment…
Natwest PPI Complaint - start of complaint
Hey guys, just after a quick heads up that I'm on the right track :beer: So in 2002, young version of myself took out a loan to get a car (for circa £2500, over 3 years). The salesperson at Natwest told me at the time, that as I hadn't been in work long or have much credit history, that I had to take PPI or they would…
Amazon Vouchers
My mum's just told me she purchased 150 quids worth of Amazon vouchers and that they are payment for reclaimed ppi. She said she doesn't have to hand them over till her cheque from them clears but it still sounds shifty to me? Anyone come across this before? Thanks 😊
Northern Rock / Legal & General MPPI
Hi All We're going round the houses a bit with our MPPI claim. For our previous mortgage in 2004 we used NR who told us we had to take out MPPI as a condition of the mortgage. Legal & General provided the MPPI and all our payments went to them. It turns out that we would not have been able to make any claim if needed to as…
Halifax ppi
Putting in a claim for ppi on our mortgage with the Halifax. Do I have a claim we need we had it but was told we had to had it or we couldn't have the mortgage. It was when you had a 100% mortgage, our income was possibility £19000.so wasn't a high income. Any help would be gratful
Help needed - Halifax PPI claim
Hi all, Many thanks in advance for helping with my query! I submitted a claim to Halifax via the Resolver app for PPI that I may have had on a credit card that I took out in 1998. I suspected I had PPI but had no paperwork so had no way of knowing for sure. Halifax have since confirmed that I did indeed pay PPI between…
PPI and expired IVA
I had an IVA which where formerly settled and closed on completion of 5 years back in March 2016. Everybody was supposedly happy, I hadnt missed any payments etc so I started afresh, and hopefully will not get into that situation again. BUT..... Since then, I have had a letter from HSBC regarding a claim that I made on a…
dont think i have been missold ppi but how can i be sure
I have always been quite savvy with money. i have only a loan on the kitchen with ikea which is interest free. i am mortgage free. i never took PPI on previous mortgages. i dont pay any charges on bank accounts i always pay off credit cards and store cards in full and make sure i dont tick the insurance box. my friend is…
Abbey National PPI
Hi In 1993 I took out an Abbey National Mortgage interest only over 22 years. Part of this was a Protection Plan sum assured 9,000 with a term of 22 years in case I died. I have the confirmation of Mortgage Recommendation which shows this. I wrote to Santander and they replied statng that they had reviewed their records…
Over 50% of PPI complaints now don't use claims management firms - MSE News
Over 50% of PPI complaints now don't use claims management firms...Read the full story: 'More consumers are making PPI complaints themselves instead of going to claims management companies, a report by the financial regulator has said' Click reply below to discuss. If you haven’t already, join the forum to reply.
Has anyone else had trouble reclaiming PPI from Northern Rock Credit Card?
Hi there They made me jump through hoops with the ID they required and now they say they need more information (which I don't have as it was December 2000). One of the team is doing more digging for me but apparently they can't find the card despite having a system that goes back that far. Any thoughts about what I can do…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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