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HSBC PPI Claim Help
Hi, First post so please be kind. So when I was a lot younger I took a few loans out and credit cards and thought i'd look into a PPI claim as there is a deadline. I filled in HSBC online PPI enquiry form as this was where I took out my loans etc. I have since had a reply back from HSBC and unsure of what my next step or…
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REALLY old PPI
Hi Ive just posted out a load of enquiries using MSE templates to see what PPI I have had, and the only positive was for a loan taken out with Endeavour personal finance, now with HSBC with 'ASU' insurance added as a lump sum at the start of the loan. I paid the loan off in full after 3 years. The insurance added was…
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hfc and rbs ppi clim no records
Hi ,i am having problems after complaining to hfc bank and rbs. Firstly hfc car loan ppi complaint i hada car loan 1994 and hsbc which has now taken over hfc have no data on my loan. Rbs mortgage 2000_2006 have told me that they also have no data on my mortgage, what options do i have as i have no paperwork for these…
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Bank has no documentation
We have written to Lloyds and Bank Of Scotland about a PPI claim and had the following response and wonder where to go from here? Lloyds - Do not hold a copy of thee original mortgage agreement or details of any insurance that you held with the mortgage. Data protection and retention laws require us to only hold…
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JenniR
I had a mortgage protection with Woolwich building society. Would I be able to claim PPI from these payments?
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PPI Pleviin claim
Hi I am after some help, I am trying to make a claim for the commission on my PPI and went through the mortgage provider/broker ad did not get anywhere so I referred to the ombudsman, the reply I got from them is below which I do not understand, any ideas? Many thanks for the email you sent. I can see that it has taken you…
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Capital One state they will not relook at previous rebuked complaint
I made a claim for mis-sold PPI in 2011 with several credit card providers that I had a PPI policy with. MBNA upheld my complaint on two of my three cards but not my MBNA American Express card (the relevance to this additional info will become clear). Capital One did not uphold my complaint (even though this was the one…
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Historic Business Bank charges
Hi there, Currently doing a bit of research for my dad around charges he incurred when he had his business in the 90s. He was with Barclays and he claims that he was charged extortionate interest charges for overdrafts and told him that the only way he could continue his overdraft is if he turned the amount into a loan,…
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Is my bank loan PPI valid for Plevin?
Hi there I've just discovered I had PPI on two loans from First Direct, both opened in the early 1990s. One of them is a straightforward Personal loan, and I'm assuming it was paid off within a few years, and therefore not eligible for a complaint under the Plevin thing (please tell me if I've got that wrong!) I am still…
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PPI with DFS
Hello there Apologies if it's a silly question, but how can one tell if there was PPI sold when we bought our sofa with DFS on an interest free credit? I've found paperwork from 2011 with the sales contract and finance contract but there seems to be no mention of PPI on either, only stain cover policy which we did indeed…
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SCUKL time barred
Hello everyone I am hope to get a little understanding on a reply regarding my ppi complaint on a new look store card. I received a reply from Santander advising my complaint against the insurer Financial Assurance company has been upheld. However there is a 2ND letter stapled to the back of this one regarding the same…
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Barclays CPP claim (pre 2003)
In relation to this thread: https://www.moneysavingexpert.com/reclaim/CPP-card-protection/ My wife has had CPP since 2003 for her 1 card that she's ever had!!!! She was sold a payment protection service which would cancel her only debit card she has with barclays. I am trying to assist her in claiming for all the monies…
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PPI Claim
Hi So there are three of us living in the same house. Two of them are claiming PPI. When the company who searches their records does the search, do they do it on the household or the individuals who are claiming? I’m only asking because I don’t want my details to be searched?
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Resolver form for PPI of a deceased relative?
Hi all, I wonder if anyone has any advice. I have been reading on the MSE website that PPI can be reclaimed on behalf of a deceased relative. However, on clicking on the MSE Resolver, the form asks for one person's details only (which I assume should be mine). Is there a specific form for reclaiming PPI on behalf of a…
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Reclaimed some MPPI, but the bank took most of it back
I recently helped my dad reclaim some MPPI back from Halifax to which he paid between the years 1997-2000. In total, the amount my dad paid came to £252.76 which I believe he should have received plus interest. However the bank reduced this number down to £62.61 by factoring in things I've never heard of, using certain…
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Aegean/FNTC PPI
Hi, Has anyone had any success claiming ppi from Agean FNTC(finance) I ask as they are located in the Isle Of Man and I was sure the rules for outside the UK are different. Thank you
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Lloyds Bank PPI Claim - Dodgy Old Bank Practices!
Just a funny note on this. I had a Lloyds card when I turned 18 which I know I paid PPI on. I have disposed of all the paperwork however finally Lloyds have returned me the details of the account. When they sent the details I noted that they listed the 'active' dates of the credit card account as being opened 1/7/2003.…
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statutory interest payment against possible debt owed
Hi all, I have accepted PPi compensation from RBS and after I posted the acceptance forms, I realised that there maybe a debt o/s but albeit one I think I paid off via them accepting my offer of full and final settlement. My question is, can the statutory interest paid on the settlement be used against any debt that could…
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Info for PPI claim - mortgage account not showing on credit report
As I don't have the paperwork for a mortgage I paid off in 2014 and I want to check if I can claim PPI back, I looked on my credit report. However, I can only see the mortgage I updated in 2007, when I bought my ex-husband's share of the house. The original mortgage, which was in both our names, was taken out in 2003 and…
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Paid out on PPI when you didn't have it?
Slightly confused this morning. After taking ML advice and starting to claim back PPI we have received letters from RBS to say they previously paid out to us. History - back in 2012 we claimed PPI and got £3200 payout. Just recently my husband said that he was sure there was more so we applied again. We asked RBS for a…
