We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaim PPI & other insurance

Archives for August 2018

PPI claim clawback against deceased written off debt
Is it legal, or time limited, to claw back ppi payment compensation against a credit card debt that was written off over 8 years ago due to there being insufficient funds at time of death to settle the full amount from the estate. A partial payment was made towards the debt. My mother has claimed against my late fathers…
Not sure if I had PPI
Hi all I've had various cards and loans (opened & closed) in the past with various organisations but have no idea if I had PPI with any of them. Is there a way of checking is it best to use a claims company who can just check your financial history and do it for you in this case? Any advise appreciated. Many thanks in…
Already complained to Yorkshire or Clydesdale Bank? PLEASE READ
I complained to Yorkshire Bank (who I'm told also own Clydesdale Bank) back in 2016, and again in 2017. The claims management firm I used wrote to the Yorkshire Bank PPI information service to ask them for details of all PPI I had with them. They told the claims management firm I had 2 loans and a credit card with PPI and…
PPI "I Think"
In 1991 I had a card protection plan with CPP and it terminated in November 2003. I believe I was mis sold it. I have contacted the ombudsman and CPP and they both refused the claim. Am I confusing PPI with card protection plan or are they the same thing? I have even mentioned "Plevin" but still been refused. I have the…
Egg Credit Card and PPI - Need T&Cs
Hello... I had an Egg credit card for years and know I paid some hefty sums in PPI payments. I cannot exactly recall though if I opted-in. I do recall one time reading the terms and conditions for Egg's PPI and noted that to qualify you had to be a UK tax payer. At the time, I was a UK resident but paying income tax in…
Provinicail Insurance
Was going through some old papers and found a certificate issued by Provincial Insurance Public Limited Company, for Mortgage Protection (Redundancy) Insurance for when I purchased a property back in 1987. I have tried to track Provincial but can't find them, the insurance was arranged through Barratt. Thought they had…
Who do I clain from?
Hi, I had a loan from Direct Line in 2007, when it was still part of RBS. but it separated from them in 2012. Who should I reclaim PPI from now please, Direct Line or RBS? TIA.
Past PPI mis selling
My parents, who sadly died 3 years ago had been sold PPI by Northern Rock building society in the 1980s. They worked in the NHS and for Greater Manchester city council and clearly didn't need it. While my parents were still alive and after Northern Rock collapsed we contacted Virgin Banking services who had taken over.…
Student at the time policy was taken out?
Hi folks, I'm wonder if someone can help me. I'm helping my partner file a PPI claim. She was a full time student when the policy was taken out but also worked at the same time. Santandar have sent a letter saying that they believe they should not uphold the claim - however they noticed she was a student at the time and…
Alliance Leicester (Santander) Loan PPI
In 2003 - 2007/08 I had a loan from Alliance and Leicester. It was for about 18k The PPi was 1500 if I recall. Anyway I didn’t have any documentation to hand but I thought I would try my luck. Santander bought out A and L and now they are now responsible for handling ppi claims from them. Straight away I was sent a letter…
Very old bank accounts and credit cards
I was with Nat West bank from 1974 to 2005 and had loans,credit cards etc, through one of the claims companies three years ago I was told I had no PPI,I unfortunately don't have any paperwork only a bank account number, Is it worth trying again?
Platform Homes PPI
Hi all I had a self cert mortgage with Platform Homes 11 years ago. I cant seem to find any info anywhere about PPI claims from them. Has anyone claimed PPI from them, if so how? I would appreciate any information. Thanks Chrissy
PPI Reclaim company and IVA (completed)
Good afternoon We recently employed a PPI reclaim company (yes I know but TBH I would not have got round to sorting this myself) who have had success with Barclaycard who have repaid £2800. The problem is that the money has been paid to Aperture who were my IVA administrator (Grant Thornton at the time). Looking at google…
PPI with FIAT UK
We bought a car from Fiat UK based in Manchester (Corner of Chancellor Lane and Ashton Old Road) which is no longer there. I remember being persuaded to have PPI over the three year loan period and I think we also got it on another new car we bought afterwards. However, this was around 1988-89 as the first car was an F…
endowment mortgages
I took out an endowment mortgage in the 1980's. The loan part was from a building society and the policy was from the Prudential. Would PPI of been added to either of these?
Bank lied
With my current account, my bank (Co-operative) sends me a letter every year to say it has reviewed and will renew my overdraft. Last year, the letter made reference to PPI payments. I asked the bank to clarify whether I was paying PPI on the account and they said I wasn’t. I received the same letter this year, and asked…
Littlewoods PPI
I have made a complaint to Barclays for a Littlewoods account for missold PPI on behalf of my partner, they wrote back initially advising they could find no account in his name using his address, DOB etc this does relate to an account that was opened in 2004 but luckily he has virtually all of the statements. We wrote back…
Still paying a PPI policy, should I cancel before claiming?
Although I didn't believe I had a PPI policy, low and behold I have and I'm still paying for the policy against my previous mortgage lender. Should I cancel the policy before claiming or wait until the claim is successful? New to this site and procedure.
FCA time Limits ??
Hi, Can anyone guide me on the following: I have received a letter following a claim for PPI compensation from 'Bank of Scotland', in which they have rejected my claim as my complaint falls 'outside the FCA's time limits' as they sent me a letter 3 years ago regarding this, which i did not respond to? I was under the…
Try to claim again?
I claimed for a PPI refund on my mortgage with Nationwide quite a while ago (well over 12 months) and was denied any repayment based on the fact that (based on their records) I was aware of the PPI when I signed and it was all explained to me etc. I then applied under Plevin (via the Resolver tool) and was awarded a small…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Reclaim PPI & other insurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Reclaim PPI & other insurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free