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mortgage insurance
my first mortgage was taken out in 1995 and with it i took out a insurance which would cover my mortgage if i was injured or have some illness and was unable to pay my mortgage. in late 2001 i paid my mortgage off and i informed the insurance that i wanted to cancel my policy and this happend payments stopped. my wife took…
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old loan details
I had loans and credit cards from TSB before it merged with Lloyds. How do I find out details of these old loans and credit cards from TSB.
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PPI offer from lloyds
I hope to get some advice on this matter. A week ago,I have received a letter from lloyds telling me that they will refund me around £8 for the missold PPI. There was a list of all the cards that I have used with them (around 6-7 including some credit cards) and then the amount they were offering me,which is around £8. My…
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FCA 6 month deadline
Stupidly, I have left it longer than 6 months to forward my complaint to the FCA after the banks rejected my PPI complaint. I had a number of reasons but they have been dismissed as excuses - even though they involved moving jobs, moving house, getting married and a serious family illness. The FCA have refused to review…
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Claiming PPI from 1988
I recently discovered details of an old bank loan I had back in 1988. I wrote to the bank twice claiming mis sold PPI but they gave me the run around. I wrote to the FO who recently replied stating that the bank is about to make me an offer but it could take up to 8 weeks. This would be nice just before Christmas and I'm…
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Affinion International (AI) Claim - Any success yet?
Hiya We've had a claim submission document from AI. We are in the process of filling it out and submitting a claim, however we were wondering if anyone else had already submitted a claim and whether there were any issues arising once the claim had been submitted? Any further questions asked or challenges set up by AI? Was…
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halifax card nos.
hello - hope you can help. I have only been able to obtain the card numbers that I used to hold. I have no information about these cards and because they are not on my credit record (too old I presume) I am wondering if anyone can tell me if Halifax cards beginning 4049 ...etc were cheque guarantee/debit/credit cards. hope…
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Rrbs and Barclaycard accept ppi was sold
Hi both banks have accepted they have sold me ppi. What is the likelihood of a refund? I have three cards which had average balances of £5k on each. I had all cards for about 12 years each. Could it be a decent payout? Thanks in advance.
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Partially successful PPI claim - Advice needed
I rang RBS to inquire if i'd had any PPI in the past (I couldn't remember what loans i'd had or if i'd had PPI on any of them.) They informed me i'd had the following LOAN 1 - 2002 £2000. PPI paid approx £333 LOAN 2 - 2006 £2000. PPI paid approx £324 LOAN 3 - No PPI Credit Card - 2007. PPI paid approx £477 I printed off…
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Compensation for rejected claim
I am about to start a claim for potentially missold PPI, I have made a recent post about the circumstances. I am wondering if I try to handle it all myself and I get rejected for whatever reason, and then decide to go through a third party, would you be able to claim compensation if the third party were successful. If the…
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MSE News: Lloyds' PPI mis-selling bill climbs to £13.9bn
Lloyds Banking Group has set aside an extra £500 million to cover payment protection insurance (PPI) mis-selling claims... Read the full story: Lloyds' PPI mis-selling bill climbs to £13.9bn Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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Claiming PPI older than 6 years
Dear All I'm new to this Forum, so apologies in advance for any mistakes I may make. From c. 1994 to 2008, I was basically a complete spendthrift and managed to rack up c. £55k worth of debt through maxing out credit cards and then taking out ridiculous bank loans to consolidate those debts. As a result, I found myself…
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Finding account numbers
Hi all An uncle just advised me how he used a company called 'Premium Recovery' and won back some miss sold PPI. For some reason I just don't like claiming.. So have always ignored it. Anyway things are changing and if I am eligible then today I will take the cash back! I requested a call back from 'Premium Recovery' and…
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PPI refund paid to debtor as debt had been sold!
Hi, Just wondered if anyone had any experience of receiving a PPI refund whilst in debt management as the original debt had been sold? I have been in debt management for some time and all my debts have now been passed on. I have made several claims and have now had letters saying my claim/claims have been up held and that…
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Redundancy Cover
Hi there, New to MSE forum website but avid listener to Martin on 5live. Recently sifting through my partners old papers to do some destroying and came across a PPI policy she had which she didn’t know excited. She had taken out a redundancy cover policy in 2009 whichshe only ended last year and I found a PPI policy annual…
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Thomson Legal PPI Claim
Had a call last week from Thomson legal (Verus Associates) there call was regards to PPI claim and stupidly convinced me i have a large claim as they go as far back until you where 18 years old not like usual PPI companies. They informed me they would need to hold £499 on my credit card for charges but would refund in full…
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cmc worth it
Is there any point going with a CMC ? Firstly cmc send a generic letter to the lender which is not specific and therefore get rejected. What's the point of them ?
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Welcome Finance PPI help
Hi, I need some advice on a claim I am persuing with Welcome Finance with regards to mis sold PPI. I took out my first loan on July 2003 for £1250 which had a single premium PPI policy added of £331.19. I was paying £112.48 per month until October 2004 when the loan was refinanced. It then became £2280.00 and the next…
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PPI Nationwide Mortgage and Loan
Hi All - I have just received a letter from Nationwide confirming that we did have PPI on our mortgage and our loan. However, I am not sure if it was mis-sold or not as I have no paperwork now and also I don't remember being sold it, in fact I had never heard of it until people started re-claiming. So we didn't know we had…
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HSBC Letter
Hi, Have received letter from HSBC that their searches found no evidence but then stated that due to the Data Protection Act any records over 6 years old may have been destroyed. Surely the court imposed on them a legal duty to retain all PPI-related information so those affected could seek redress?
