PPI offer from lloyds

Cpu2007

I hope to get some advice on this matter. A week ago,I have received a letter from lloyds telling me that they will refund me around £8 for the missold PPI.
There was a list of all the cards that I have used with them (around 6-7 including some credit cards) and then the amount they were offering me,which is around £8.

My question is, how do I know this is the right amount?is it there a way to check the right amount?

Thanks

dunstonh

My question is, how do I know this is the right amount?

Look at your statements and see how much you paid.

if you don't have statements and you dont believe them then spend £10 and do a data subject access request.

The amount is low. It suggests that you rarely borrowed on the card outside the interest free period. Is that correct?

Cpu2007

I never borrowed honestly,I just used credit cards a few times, never went overdraft and paid monthly for each credit card I used.

dunstonh

So, the figure would be expected then. PPI was only paid when you didnt pay the balance each month.