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HSBC response
Hi, because some of my accounts are from a good few years back the HSBC are claiming they cant find anything and they only hold records for 6 years. Will my SAR letter get around this issue and have i hit a dead-end?
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Nat West PPI runaround
Advice welcome please. I took out a mortgage with Nat West in 1991, their mortgage advisor recommended PPI and sold me a policy with Royal Sun Alliance - the mortgage ended in 2001 as did the PPI payments. After months of correspondence with RBS PPI claims section and Nat West Mortgages trying to get them to acknowledge I…
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*newbie* Credit Professionals say PPI could've been added to loan despite my opt-out
Hi, new to this site so any advice appreciated! Compelled to post by scary reports I have just read on the internet about company called Credit Professionals. Only reason I gave them my details in a cold-call was that they said many banks, Nationwide included, have added PPI to loans despite the applicant specifically…
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Halifax / Sequence policy
Hi, Can anyone please advise? I (aparently) have a policy that starts TIN and has 9 numbers after it. Halifax advised me of this in a letter. They further advised that Sequence (now Connells) sold this policy and I should contact them about it. Neither Halifax nor Connells can tell me what this policy is! and halifax will…
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Bank of Scotland Credit Card Online App in 2005
Morning All I was wondering if you could help. I've recently been refused PPI for a Bank of Scotland credit card, made in 2005. This account has just recently been closed with PPI consistently throughout. It has been refused on the basis that it was online and the onus is on me to read the docs etc however I have read that…
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Mortgage total mortgage protection ppi
When we took out our mortgage in 2009 we were strongly advised that we needed this ppi of which I have evidence in black and white. I rang the bank in question 3 weeks ago and wax told they would send the necessary paperwork out to proceed with reclaiming. I still have not received this paperwork. Can anyone advise what I…
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Barclaycard PPI.
Hello, I've filled out the Barclaycard PPI complaints form etc and they've attempted to contact me via telephone. Have tried calling back at various times but always seem to be on hold; I appreciate no one has a crystal ball but if they try to phone you does that mean my PPI claim has been refused? Thanks!
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Santander Mistake. Advise needed
Please can someone help. I was missold PPI in early 90s. I was told that the policy I was taking out had a life insurance element to it as well as all the other benefits.In 2012 I received a letter from Santander explaining the policy terms and conditions and I was really upset and very frightened to learn that there was…
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Where to start PPI?
This may be slightly unusual. I'm really not sure where to start. In November 2001 I took out a mortgage. I'm not 100% sure who with. Most likely Barclays or Northern Rock. I would have been 26 at the time. From my recollection the mortgage came with a compulsory accident, sickness and unemployment insurance. I was…
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Reclaiming PPI 20% tax back from interest...
Hi, Has anyone tried to reclaim the 20% tax from the 8% interest of a PPI claim. I have downloaded the tax form R40 that is used to reclaim tax back for this purpose. I really don't have a clue as to what values to fill in. I know i'm below the tax threshold for 2013-2014 tax year. My claim calculation is broken down into…
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mortgage ppi
Hi,in around 1989 I took a mortgage and was given a ppi,but when the crash happened just after then, I discovered my ppi did not cover self employment although this was given as my occupation.The only thing I can remember about it was Fox and son estate agents did the paperwork and possibly bradford and bingley were the…
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British Credit Trust PPI Claim
Hi, I'm going through the process of claiming my PPI back from a car which I purchased with HP from BCT in April 2008 and paid off early in 2011. BCT have since been bought by another company called Capquest Debt Recovery Ltd. I'm wondering if Capquest are obliged to honour miss-sold PPI claims when the company was still…
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Changed name and moved lots of times
Hi Guys, I took out a loan in 2007 with Alliance & Leicester and I can remember being misled into PPI. The chap on the phone was asking me about it and I said I wasn't interested. Then he ummed and ahhed and said he'd have to talk to his manager to see if he could still progress with the loan. He put me on hold for a long…
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Barclays ppi
Fos have upheld my claim against Barclays for mis-selling of ppi :beer: I first submitted my complaint in November 2011. So this has been the longest to hear back from. All my other re-claims paid off my debts that my ex left me with (£16k). So this money from Barclays, together with my two CPP cheques mean I can have some…
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Mbna ppi through Hbos
Hi , I recently decided to make a few phone calls regarding possible mis sold PPI on loans I held . I contacted MBNA 2 weeks ago to see whether I had PPI on a loan i took out with them several years ago their response was 'no PPI' I then received a letter a week later saying 'I have checked your loan account and identified…
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Is premium protection the same as PPI
I have mortgage decreasing life insurance which started in 2001. The plan summary says Premium protection is included. There is no mention of a separate payment for this. Is this the same as PPI and will there have been an extra charge incorporated into my premiums?
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RBS PPI offer. Should I Accept?
Hello wise ones. I got a letter from RBS listing 5 loans I had taken out with Natwest with start dates between Jun2001 and May2008 with an invitation to make a claim. These loans probably ranged from £7500 and £15000 and most likely one rolled into another and consolidated debts. I claimed, stating that: PPI hadn't…
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Life Policy Reclaim
Hi chaps I came across an ad' for Life Policy Reclaim. I recently cancelled a Life policy when I found out that the company had increased the premiums over the 15 years from £15 to £50/ month ... I thought maybe I'd be a bit cheeky and see if LPR could get some cash back, unlikely though, is it worth the small amount of…
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Barclays CEO email address
Has anyone e mailed Barclays regarding their complaint on PPI and if so what was the outcome . If anyone has an email address for the CEO please could you post it for me . TIA Maggy
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Not Sure where to post
Hi All Not sure where to post this - I know that I had PPI on a Mortgage with Bradford and Bingley in 1989- but stupidly chucked out all the paperwork - I have the reference numbers - how can I go about making a PPI claim - we have since re mortgaged Thanks in advance
