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PPI reclaim help
over the years my partner has had a loan for a new car and a couple of home improvement loans. he cant remeber if he had PPI on them and cant find any paperwork. but after getting his credit history he now have the infomation saying who the loans were with. however, after reading martins guide he is a little confused as to…
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Letter from Ombudsman - calculating possible settlement fee?
Hi all, My wife has gone through the process and today we received a letter from the ombudsman which was a copy of a letter they have sent to the bank supporting her claim. There seems to be 101 different ways to work out what the settlement might be. I can give the details here: Loan was for £2,500. PPI policy cost £622.…
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Requesting breakdown for upheld PPI complaint
Hi all My Father has just had letters back from RBS upholding his complaint for 3 previous loans held with them. Example of offer layout: Total refund of PPI premium & associated interest paid to date: £2,487.56 Statutory interest (gross interest at 8% added to each PPI premium payment, from the date of each payment):…
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Personal Protection Insurance
I had a credit card with Natwest back in 2009. I was then contacted by a company called Stonebridge. They sold me insurance on my credit card that would cover me for any accidents but also they said it would cover me if I lost my job. I forgot all about this but recently found the paperwork again so I sent off a PPI claim…
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Mortgage PPI
I was mis sold PPI by the Nationwide back in 1992. There was no documentation completed nor was there an advice given on PPI, it was just automatically added with the mortgage. The Nationwide has accepted it was mis sold and offered back the premiums in full. The problem is that it was a joint mortgage and my partner and I…
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PPI on Personal Loan Agreement
Hi, a little advice required if possible please. I've been through the process of claiming PPI on my husbands credit cards and bank charges etc (and been very successful - many thanks for the advice posted on this website/forum! :T) However, the only thing I've noticed on my own documents is PPI on a credit agreement I had…
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Barlaycard unable to give PPI policy number
Hi, I have PPI complaints to make for two Barclaycards. However Barclaycard can only give me the policy number of one of them (which was cancelled in 2010). Despite hours on the phone they have been unable to give me a policy number for the PPI I still pay for every month. I've spoken to 4 departments including Barclays…
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Shoefayre Card
I had a credit card with shoefayre for many years and I paid PPI. I want to reclaim but I cannot find an address to send the letter off to. Has anyone got any ideas Many thanks
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Hsbc, ppi, fos & ccj
I have a longstanding case with first direct regarding mis-sold PPI, the FOS complaint was registered 23/03/11 and acknowledged by FD, disputing the charges to my account in its final 18 months of operation on the basis that they were levied against an account from which PPI premiums were deducted. FD made 5 separate…
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barclays response to data request
So having read so much on here about claiming PPI (or at least starting the process) I sent a letter to my bank (as mentioned in so many threads, if you don't have details about the PPI, or even if you know you had it) re a loan that I had 12 yrs ago. I requested a copy of the loan agreement that was applicable for the…
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Halifax Credit Card
Hi guys, I'm new to the forum (hello!), but I was looking for some help with PPI I have on my credit card with Halifax. I'm considering putting in a complaint as I think I was mis-sold it. I wasn't aware I had it on the card, but rather only found it by looking on my statement (it comes under "re-payment cover"). After…
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barclaycard ppi
just received a rejection from barclaycard for ppi.how far do barclay card look back in their investigation,doesn't say in the letter.i would have thought they could quote the start date of card.my card goes back to the early 90's
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MBNA/Virgin Credit Card Query
Hi, You'll all probably be aware that Virgin cards were operated by MBNA and the recent change around where a Virgin card changed to an MBNA one bla bla bla... Anyway. MBNA wrote to me with the standard letter saying that I may have been mis-sold etc (there is also an enclosed questionnaire with certain bits pre-filled)…
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Natwest packaged account success, or is it?
Just a few days ago I called Natwest to log a complaint about being mis-sold a packaged account, i.e. Natwest Gold Account. I have been with the bank since 1989 and in October 2000 I had call to go into my branch and was offered the Natwest Gold Account, stating I would get better rates on mortgages, overdraft facilities…
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ppi
help has anyone used a company called barrington brown any info would app. thanks docken
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Lloyds and Privacyguard refunding
Reading through the CPP information I had wondered if Privacyguard was the same thing. I had money taken from a Lloyds Credit card BEFORE it had even been posted to me. It was sorted out but during one of the calls with the bank I was told about Privacyguard and how frequently identity theft happened. It was sold to me…
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B/card - Do not trust any B/card redress amounts because they all use the IC3 !
I work for B/card PPI complaints team. B/card utilise an application called the industrial calculator, which was developed by their off-shore teams and is of very poor quality. Most, if not all, of the complaint handlers don't trust it, especially for migrated accounts (Egg, Goldfish, Morgan Stanley, Woolwich, L/Victoria,…
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B/card will now uphold any PPI complaint for any M/Stanley PPI sold before 1/1/2008.
I work for B/card PPI complaints team. B/card will now uphold any PPI complaint for Morgan Stanley PPI policy, which were sold before 1/1/2008. It does not matter whether the PPI was an advised or non-advised sale...all will be upheld. For info, the vast majority of Morgan Stanley cards were sold before 1/1/2008. They have…
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B/card now uphold any PPI complaint for any core B/card PPI sold before 1/1/1995.
I work for B/card PPI complaints team. B/card will now uphold any PPI complaint for core B/card (i.e. cards starting with 4929 and 5301) PPI policy, which was sold before 1/1/1995. It does not matter whether the PPI was an advised or non-advised sale...all will be upheld. They have advised us that any cases, which B/card…
