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PPI on Personal Loan Agreement

Hi, a little advice required if possible please. I've been through the process of claiming PPI on my husbands credit cards and bank charges etc (and been very successful - many thanks for the advice posted on this website/forum! :T) However, the only thing I've noticed on my own documents is PPI on a credit agreement I had with HFC Bank when I purchased a Television in January 2004. I was going to pay for the TV outright but was advised 0%, installments etc etc and hadn't noticed the pre-typed, filled in PPI box! I completed the necessary PPI Consumer Questionnaire, sent a letter with a copy of the Personal Loan Agreement that I still had but this was in May 2012. HFC requested further info - which had already been provided but resent it anyway. I heard nothing. The husbands PPI was more substantial than mine and I suppose I focused on his and I haven't pursued mine - the question is - is it now too late to reclaim?

Any advice appreciated - thanks!:)

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    Pud842 wrote: »
    I completed the necessary PPI Consumer Questionnaire, sent a letter with a copy of the Personal Loan Agreement that I still had but this was in May 2012. HFC requested further info - which had already been provided but resent it anyway. I heard nothing.
    It's unlikely the Bank will reconsider a complaint from two years ago. They'll probably reply that they have already written to you with regard this and, as you've not been back in touch, the complaint is closed.
    Nothing to stop you trying, however, but that's the most likely response you'll receive.
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