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FOS Journey
Please be kind to me, I don't know the actually know the different department's you go through with the FOS Submitted my claim July 2011, received a letter Sept 11 to say it was a 12 month wait for an adjudicator. Called them Nov 11 for an update to be told my complaint had been moved to the offers team. Called the offers…
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PPI Confusion???
Hi wondered if you could help please. My sister has had a fight trying to claim her PPI back from Bank of Scotland and after much to-ing and fro-ing she has now been told that to calculate a refund her payment protection on her mortgage will be cancelled!!! Is this right has anyone else had this???
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ppi
well surprise surprise recieved letter of offer dated 16th dec so they have until monday for me to recieve my cheques called them today and nothing has been sent they said call back monday if not recieved anything then it will become priority put into hands of manager [ha ha] but what puzzzles me is i claimed on dec 5th…
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MSE News: MPs call for stronger financial regulation
This is the discussion thread for the following MSE News Story: "The new system of financial regulation must not repeat the 'shortcomings' of the Financial Services Authority say MPs ..." Read the full story: MPs call for stronger financial regulation
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ppi claim whilst on iva plan
hi currently over half way through an IVA plan. recently have sent off for a ppi claim. what happens to the money if we are successful with our claim. thanks
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Considering a Claim....bit of advice please
Hi All, I need your expert advice please :p I keep on hearing amazing stories about large amounts of cash being paid out for mis sold PPI. Thing is, I'm a pretty switched on person when it comes to handling my finances and I don't think I've ever taken out any kind of PPI on any previous loans. The more and more I hear…
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who do we claim from
We are wanting to try to reclaim MPI. We obtained the mortgage and insurance from a independant financial advisor. Do we need to claim them or the actual MPI company? Thanks.
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Ppi
Hi, i had loan 10 years plus, i have the credit numbers, would i claim PPI. I defaulted on the loans would i still be able to claim. I did not request any PPI and i thought it was mandatory, i was not given an option if i wanted it or not. thanx
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PPI as a Student
Hello everyone! I've been looking into possibly reclaiming some PPI charges, but it's a bit complicated as I'm not sure if I'm eligible, I wonder if anyone could shed some light? Basically I've just realised I'm still paying PPI. I took out a credit card about 4 years ago & have been paying it since. I took the credit card…
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Claiming PPI from HSBC
Does anyone know how long it takes HSBC to process complaints regarding PPI? My OH sent off a letter SO long ago now - more than 16 weeks ago. (His brother sent a letter off a couple of weeks after my OH and has already received his refund from HSBC). We called them up the other day, and they said that they will 'get…
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Ppi help!
Hi all, so many pages re PPI, thought I would add to it!! I am currently looking into claiming back my PPI on couple old loans. I don't remember ever asking for PPI and certainly can not ever remember getting it explained to me, in fact I believe on one of my loans it was already preselected and I just signed. My question…
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Final response received from Creation Finance - advice required please
Hi, I received a final response from Creation today who I have had a storecard with since 2001. They have sent me a copy of the original credit agreement which has my signature on there and the PPI box is ticked. However, the form has not been completed by me, nor was it me who ticked the boxes but the signature is mine.…
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PPI Success
Thanks to dilus & dunstonh for the advice on my original post. I made my own claim,and today have had an offer. Question is do I accept 1st offer or is it worth pushing for more. Might sound as though I'm getting greedy, but the letter from the company says they are repaying PPI since Nov 2003 plus interest at Cedit card…
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Lloyds TSB Credit Card question
Quick and maybe a stupid question but ive gotta ask it, would my local TSB branch know my account number from an old credit card I had even though it wasnt connected to my old current account that I had with them or do I have to fill in a SAR to get the account number?
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PPI Claim (endownment policy with critical illness cover)
Hi, When i first got my mortgage i got my mortgage through nationwide. I also got an endownment policy with criticall illness cover (both from Axa) through an independant financial advisor to run along side my mortgage. I make 1 monthly payment to Axa for this. I beleive i have no ppi with the Nationwide. Through my…
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PPI claim snag!
A common but and upsetting problem for people who take out a No Win No Fee PPI claim and have an existing debt with the bank that they are claiming the money back from, if they are lucky enough to get a result from the bank, they will not give them a cheque they will just take the money they owe them off thier existing…
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Reclaiming from Next Directory
Hi there, I was wondering if anybody has tried to claim any PPI back from the Next Directory? I was never asked if I wanted PPI on this account and was made to believe that it was compulsory. I couldn't find any threads on the forum when doing a search, so sorry if this question has already been asked. Many thanks,…
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Reclaiming PPI when on a DMP
A few months back I went on a DMP plan, and let my loan company know of this. Now that I have not been able to keep up with the payments my loan company has moved my debt to another company. When I applied for the loan I did it over the phone and the sales person said I could only get the loan at the time if I took out the…
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Help! Costing too much to get statements!
Hi I have just phoned Bank of Scotland to request copy of my statements since I opened my account. I have 'repayment cover' on my statements which varies each month, so I was going to calculate them up. BUT They are asking for £5 for the first 5 statements then a further £5 for every statement after that...... Is this…
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barclay loan rejected please help
Dear Mse Just recieved a letter this morning from barclays not upholding my complaint for a loan taken in 2001. any advice how to take this further as i do believe they haven't provided any evidence to say that I wanted the ppi....please help thanking you In our previous letter, we promised to contact you when we had…
