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Hsbc ppi - fighting for whats mine!
Helloi have a loan with the wonderful HSBC and sadly the PPI insurance to go with it of nearly 3000 smackers!!!! At the time of sale i was told that taking the PPI guarantees my chance of actually getting the loan on the decision part! And that i can cancel the PPI afterwards if i did not want it! To top it off i did tell…
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Confused
Ive had a Lloyds credit card since Ive been about 18 Im now 33. At various points its been high and then cleared etc. Can I still claim anything? I dont want to sound thick but when Ive read about the CC claims it does mystify me a bit. Im currently pregnant baby brains kicked in,lol. At the minute theres a small balance…
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What are the odds
Posted a claim for miss sold ppi 7 weeks ago with HSC on the basis i was miss sold it during a meeting i had with the company in 2006 i already had a loan with the company and wanted another loan to pay off the other loan plus other loans. I was told i need to take out PPI other wise i would not be approved the loan. This…
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Reward Lit
Hi, I have been trying to reclaim my PPI for the past two years. Firstly dealing with petermb from here after he contacted me telling me he had a free service. He kept putting me off and saying the solicitor he had wasnt working well with the company and that he had found a new solicitor Guy from a company called Reward…
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how do I work out if i have a 'single' or monthly PPI premium?
as the title says really.... the FOS questionaire asks in B.5 'How did you pay for this insurance?' with a one off single 'premium' paid up front with a 'premium' paid each month not sure I did have a quick search for it, but couldn't find an obvious answer, so I though doing it this way would allow it to come up in any…
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Barclays - Just Ignoring Me!!
I'm curious to hear whether anyone else has had the same problem as me. I've written to Barclays claiming they mis-sold PPI on a secured loan. They just ignore me! They acknowledged two of my letters but simply won't provide any kind of response. The last letter went to the Chief Exec - same result. I wondered whether this…
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Anyone experienced HFC and how long they take to refund?
Sent off the acceptance form a week ago and I'm just trying to find out how long HFC take to refund any offers they have made. Can anyone confirm? Or is it hit and miss?
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ppi nemo
Hi looking for some info,We put a claim in for a refund on our ppi with nemo in nov 08, it went to 2 adjudicators who found in our favour then went to back to the ombudsman in may 09,still havn't heard anything does anyone know how long this takes,we have also put in financual hardship letters to the ombusmanin aug 09, any…
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Evans Card/Santander claim help please
Hi, hope someone can advise. I had an Evans Card from about 1998, originally backed by GE. About 12 months ago, they sold the business to Santander, who subsequently sold it to a Debt management company. I have now paid off the card in full, and I seem to remember that I cancelled the PPI about 3 years ago. Who should I…
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Overdraft protection - miss sold?
Any one out there know if the insurance that the banks make you have when you take out an overdraft could now be construed as miss selling similar to loan protection?? Any one else in a similar situation or perhaps been successful at reclaiming? I have overdraft protection , but have no idea what it covers or indeed why I…
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Lloyds TSB CORI Claim?
Has anyone claimed back Commercial Overdraft Repayment Insurance from Lloyds TSB? I have had this insurance added when I had an overdraft for the business, which was questionably sold as 'necessary' but I was overpaying for protection on positive balance at times also. Any thoughts from the panel? Good luck to all…
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PPI from old accounts - advice please!!
I'm thinking of trying to reclaim PPI from credit cards/loans that I've had in the past and have just got my records from Experian. Trouble is, although they list the cards/loans I've had they don't give the account details and I'm wondering if there's any way I can find these out. For example, would Capital One, Egg etc.…
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dreaded PPI
i have recently sent of to reclaim PPI from a lloyds tsb loan policy, and a Halifax credit card. (sold to us even though we checked that it was suitable for us as we were company directors) went to claim for card as not a lot of work and had no money, to be told it was not suitable for us. Did as Martin suggested and sent…
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Query re PPI claim against House of Fraser card
Just been to my parents and had loads of post for my House of Fraser account which Ive still got and had for about 10 years. Surprised to see Ive been paying £15 a month for god knows how long and want to claim the PPi back on it if possible. A few questions though: - 1) - What address do I send to as I'm sure up until…
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shazzygirl
Hi, i was just wondering about claiming my ppi back, I had a form from a company about doing that and was just wondering wether to go with them or not, need advise!!!
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Halifax PPI advice please
Hi everyone, I'm after some advice on whether or not its worth pursuing a PPI claim. I got my Halifax CC in Sept 06 and duly signed the credit agreement and returned it. I done my application online and after looking into PPI reclaiming, thought that it may have been a "pre-ticked box" scenario, so I made a DSAR to the…
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First Plus and PPI calculations.
Hi everyone. This is my very first post. I have a First Plus loan that has the usual PPI attached to it that was added to the loan in the usual First Plus manner. The loan was taken out in 2006 for £25500 and with a PPI added of £6200. Grand total £32000 I'm currently paying £302 per month. This is over 25 years. I've read…
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welcome finance
hi just a bit of advice my partner as tried to reclaim ppi from welcome but they have sent a reject letter saying its before the timescale just before they have to look at the complaint. is it worth following this up with fos or not any advice would be great. Thanks willow
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Loan account information
Hi all. This is my first time of using this, so bare with me! I am just in the process of writing to Lloyds Bank to get a copy of my loan agreement. Does anyone have an address for this. I am just worried that my request will not reach the right department and this will hold the process up. Thanks guys xxx
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Friend has lots of loans/PPI with B'lays-one letter for all?
Hello, My friend wants me to help him with claiming the PPI he has paid over the last few years (going back 6 years) as he believes he could never claim on them. He has given me lots+lots of his paperwork but to be honest it's quite difficult to work out what loan is what! Please can anyone tell me is there a 'one letter…
