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Reclaim bank & credit card charges

Archives for October 2018

Packaged Bank Account query!
Morning all It has come to light I had a packaged bank account with Lloyd’s from a long time ago . I was also in a DMP and they continued to put this charge on every month also during me paying this off . I don’t have the account number any more Cani still claim all charges back and any interest and how do I go about it…
Unauthorised Overdraft
Hello :) (FIRST TIME POST!) Long story short, past couple of years I suffered with mental health & was diagnosed with a brain condition. As a result I was in/out of work & this affected my finances & ability to process information. I've been using the forums to look into ways I can improve my debt, using the tools on here.…
Out of pocket expenses due to card being declined
In a nutshell, my HSBC Credit Card got declined when I tried to purchase a new annual season ticket. To get it unblocked is going to take a minimum of 24 hours so I have to spend about 60 quid on tickets to get to and from work while they sort this !!!!!!!! out. My question is, how likely is it that I will succeed in my…
Is this a legitimate number
I had a call about 20 minutes ago from 08001697762 and they said they were from Halifax and wanted to confirm my details. Alarm bells went off so asked if I called Halifax back I would then be able to confirm who they were. They said they'd send a text and email with details to call back on but I haven't called back.…
Banks request for further info
I made a claim for PPI and received a response from the bank. Basically, they want all my personal information about work, holiday pay, sick pay, redundancy, insurance and savings or any other personal monies which might have been imminently available in the event of not clearing any outstanding debt. This info will…
Barclaycard success - should I hold out for more?
Hi all. I used the template from this site and asked about credit cards I took out in 2003. Barclaycard admitted the mis-sold me 2 PPI premiums worth a total of £18.60 (Wish I'd kept the policy for longer now!). They've offered me £118 which breaks down as shown below. Do you think that is a reasonable offer? Of course I'm…
gas safe installer
Just had a bad experience with gas engineer. He installed Boiler and modern day tank."Therma Q - Unicyl". We were recommended to get Gas safe in by another engineer. Turned out 14 faults (7 directly attributable to the original engineer). Trouble is, few were related to gas, more the electrical side. so, gas safe walks…
Natwest/Rbs debt
Hi, I have just found out I have PPI from some old Natwest loans I had. They were closed back in 2003. However I have an outstanding debt with RBS can they use any refund I may get to pay off this debt? Even though at the time they were separate companies??
Style Card PPI
Hi, I wanted to check PPI information regarding a credit card I had years ago but can not find much information online about the company. The credit card was obtained via JD Sports who, at the time, used 'The Style Card.' I remember it being carried by many stores and I also remember paying on to this card for quite…
Do Santander automatically check for Alliance & Leicester PPI claims?
I have requested confirmation from Santander re possible PPI on an Abbey CC and am awaiting results. I have since found paperwork relating to a loan from Alliance & Leicester which shows I did have PPI. As Santander took over from A&L will they automatically include this or will I need to make a new request.
Help!!! Bank charges!!!
Can anyone help I am really struggling and each month I am getting charged from my bank these fees: UNARRNGED OD USAGE, 31AUG A/C Type: Charges - £24.00 ARRANGED OD USAGE ARRANGED OD USAGE , 31AUG A/C Type: Charges - £6.00 -£3,591.2 21 September 2018 CHG 31AUG A/C Type: Charges - £17.00 -£3,585.23 21 September 2018 INT…
Any ideas for PPI legal challenges?
Hi all - I've been trying without success, to get a full reimbursement on PPI from Barclaycard, which would include interest from 1997 to 2003 and reimbursement of fees since the complaint was first filed in 2015. Ombudsman have done their bit and I have been offered a paltry amount which is a percentage of the PPI…
Barclaycard PPI Big Success Story
I just want to urge others thinking of reclaiming their PPI to do it today. 3 weeks ago I used the template on MSE to complain about mis sold PPI with Barclaycard. It took less than an hour to complete and less than 3 weeks later over £27,000 appeared in my bank account!I phoned to make sure there was no mistake, there…
Tax query on PPI refund tax
I have successfully reclaimed PPI on several old cards, I am a non taxpayer so decided to reclaim the tax I paid on the refund, the total tax paid on the refunds (£2500) will take me over the income tax threshold. I am assuming that I will only pay tax on the difference between the tax threshold and the final amount, so it…
Bank account charges
I have put a claim in with Lloyds for paying for a bank account every month for a long time. They have rang me but I was work to ask me some questions. I know I have used the phone insurance once or twice years ago and I rang jpnabout aa cover but ended up buying it through the company themselves. My question is has anyone…
Chargeback help
Hello This is my first post so sorry if this isn't right. I recent purchased tickets from stubhub and they debited my account for the money and then a few days later said the order had been cancelled. But I received no refund. When I queried this they said that I had ordered a chargeback on a previous order and therefore…
Opus and Citibank
Why is opus and Citibank not on the list for reclaiming ppl ? I paid ppl on my Citibank card and have statements to prove it.
The Claims Guys and Barclaycard
Hi Bit of an interesting one (maybe)! My brother has recently started a process with The Claims Guys and has been told he had PPI on 2 credit cards he had in the past with Barclaycard (a student card which got turned into a regular card). He has completed the stuff and sent it back. His concern is that at present he has a…
Paragon Personal Finance PPI Claim
HI, does anyone have any experience making a PPI claim against Paragon Personal Finance? My loan was originally with Universal Credit and was sold to Paragon. I have submitted my Claim including a copy of the letter about the loan moving, letter saying loan was approved, the agreement form showing the PPI, letter to…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim bank & credit card charges

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