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Reclaim bank & credit card charges

Archives for March 2017

COOP VISA card - is this PPI?
I just came across some old Cooperative Bank VISA statements from 1989 and they have a monthly debit labelled "CREDIT INSURANCE AT 0.450 PER 100". Is this PPI? If so, I will attempt to reclaim it.
PPI claim direct with Barclays
I wanted to check if I had PPI on some really old Barclays accounts (going back to the likes of 2001) so didn't have any account numbers etc so I used Barclays PPI complaints process on their website. As it turns out, I did have PPI. So my question is would there be any benefit in using the MSE tool or shall I just carry…
M G Finance PPI
Hi I took out a car loan with MG Rover Financial Services, a trading arm of First National Bank PLC in 2002, I'm trying to make a PPI claim, I cant find First National on the list of Banks, am I out of luck with my claim ?
Reclaim Successful
Hi all, Hope I'm posting this is the correct place, just want to share that I've successfully reclaimed my PPI from my credit card. They have agreed and paid just over £2100. To anyone who is thinking of doing this through a claims company, DON'T DO IT! I used the reclaimer app through money saving expert and it worked…
PPI Reclaim
Hello, I'm writing on behalf of my mother-in-law. Her husband died in 2011, she was the sole executor of his estate. I have managed to reclaim successfully £3500 so far for her. Whilst he was alive, all of the finances were dealt with by him and as such she has not letters or account numbers for any bank or institution…
can i reclaim old loan ppi?
newbie here..... I was wondering whether I am eligible to claim for ppi on some old loans and a debenhams store card I had 12 or so years ago. I can't find any paper work though the loans were with alliance & Leicester & mbna. They were from the adverts in the paper where they provided a table of loan amounts and payments.…
PPI reclaim for a business ceased trading
Hi all, I've had difficulty finding much about PPI reclaims for business, so apologies if this has been posted already somewhere else. I am wondering if anyone can offer any advice? I had a business that ceased trading several years' ago. The bank in question informs me that I do indeed have PPI associated with the…
Privacy Guard
I have been asked by my Mum to help her sort out probate etc. after my Step Dad recently passed away. Whilst looking through some statements I noticed a direct debit to Privacy Guard for £6.99. On further investigation it would appear that this was for Identity Fraud Protection, and has been paid monthly for at least the…
tried and failed
so, I tried to reclaim all the unfair charges applied to my credit card from 2005/06, which firstly caused me to go into debt. my cc was for £1000, back then I paid by cheque. so, the MBNA had a 7-day clearance. which made my payment late so I was charged £25 late payment fee. and £25 over limit fee.this was applied to my…
Choosing a PPI Reclaim Company
Hello Are there any creditable PPI Reclaim Companies out there? If so can anyone recommend any? Thanks
Rclaiming Unfair Bank Charges
Hi guys, I know that the rules have changed slightly. But do you think it is worth trying to pursue reclaiming some unfair bank charges? I have been looking at my bank statements for other reasons and have seen that I actually paid out quite a lot of money each money in charges, for unpaid DDs sometimes £25.00 each etc.…
Reclaimed Packaged Bank Account Fees SUCCESS!
Hello all, Just want to say a massive thank you to MSE, Martin Lewis and the team. I used Resolver on the 20th March 2017 to complain about Lloyds TSB for a Gold Account account I had way back in 2007-2011, that I was sold by a pushy bank manager in my early twenties which if I was offered today I would reject flat out.…
Yorkshire Bank Packaged Account - refused because registered for one of services
I have been with YB for 30 years and when I separated from my ex wife in 2008 I set up a new account but was told I had to have a packaged account in order to have an allowed overdraft. They duly took £12 from me each month and they sent me all the paperwork proudly showing what I could have for my £12. I don't recall but…
Nat West Reclaim Success
I've just got £4090.00 from Natwest for packaged bank accounts dating back to 1997. Fantastic result for 30 mins work on resolver !:j
Ppi
Hi don't know if anyone can advise a few years ago my dad got into debt and need help, I couldn't get a loan at the time so my brother got a credit card to pay the debt only I was the one who paid off the credit card balance which was 6000. My brother never used the card and it was cancelled after I had cleared the amount.…
connell group ppi
Hi I am new on here so bear with me please. On Thursday I submitted a claim for mis-sold PPI through Connels group and this morning I have received a letter stating "As a significant period of time has now elapsed since the date of the sale, this business no longer holds any records relating to the sale or other relevant…
What to do if Yorkshire Bank are dragging their heals!
We were told we have been successful in claiming PPI from Yorkshire Bank. We are owed over 10k. After 28 days we rang and said is there a problem, the bank said our signatures are not exactly matching. So I took time off work to go into the bank and sign again. After 20 days we rang the bank and they said they have not…
Alliance & Leicester Credit Card Mid 1990s
I have been told that Santander took over the affairs of A&L but have submitted PPI paperwork to them for and A&L Loan and an A&L credit card. They have responded with a curt response after i paid £10 for access information saying they are not the controllers for A&L credit cards, can anyone direct me to th right source. I…
HSBC - PPI offer next steps?
Hi, Hoping someone can give me some pointers on my HSBC ppi claim! I sent the letter off and have been offered an amount of £525 for 2 loans. Looking at other people's offers this seems low for an initial loan of around 10k and a consolidation loan of around £15k to pay that and a few other things off. 1) does this seem…
Mis sold bank account
Thank you for the information, I used your resolver app and we have been refunded a huge £5800, I am so happy, it was so easy to use, I really can't believe it.:T

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim bank & credit card charges

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