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Ppi wasn't handled correctly
Hello, I had asked a ppi reclaims company to help me obtain any ppi outstanding to me... after many months of me chasing my case with them and no answer I decided to write to the bank directly and apply for ppi owed to me. I filled out all the necessary paperwork and within a few weeks received my owings. When the ppi…
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Halifax/Bank Of Scotland - Thousands in bank charges
Hi all, I've paid about £2k in bank charges over the past 2yrs, I've emailed asking my bank for these back. They've refused, I opened up a complaint with the ombudsman in Jan, they never got back to me. Emailed asking what the script was, that email was also ignored. Just emailed a third time but not holding my breath.…
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Made open a business account when I wanted a current account
Prior to opening an account with Ulster Bank, I had an account with another bank closed unexpectedly. When I approached Ulster Bank about opening a current account with them they said I didn't have a good enough credit score but that if I wanted an account that I would have to open a business account. Feeling that I had…
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capital one ppi
I tried to claim back ppi from Capital one, they sent me a copy of my agreement where they said I had ticked to have ppi, I opened this card approx. 10 years ago when you were informed that you should have it in case of job lose but when I did loose my job and told them that it was ok I was covered with my ppi they stated…
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Packaged Account Success Lloyds using resolver
I made a claim using the MSE/Resolver tool last week. I submitted it on 8/3/17 giving detail of why I was ineligible for some benefits and details of other benefits held that the package duplicated. I had a telephone call from Lloyds complaints handler on Monday 13/3/17 as they wanted to discuss it. The call handler…
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Is this ppi ?
Greetings all, we have bought 3 houses in our time as self employed then as ltd co so maybe not the best income stream the mortgage co wanted to see we have each time been made to pay a 1 off insurance policy (say £ 5-800) before mortgage granted Is this PPI ? I would add that both mortgages we have paid off well before…
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Old debt, charge on house but most of it was bank charges and interest
Okay, so am certainly not trying to excuse my stupidity at the time but back in 1998, I had a 2k MBNA credit card debt. I had my then pregnant gf to take care of and tried to arrange a payment plan through a debt plan company to act on my behalf (back then they took a hefty fee for the trouble too!). Their advice was to…
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Life after Plevin
Claimed against RBS which took a long time to get answers after an initial refusal, so I could make an appeal to the Ombudsman. In effect it timed out beyond the 6 months due to the delay getting what I wanted from RBS. I then asked RBS to look at the claim again a couple of years later as I know the claim was good. So…
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HSBC small business tariff problem.
Hi All I've been with HSBC since 1994 and 2003 as a business customer. During my time as a business customer I have had a "relationship manager". I have noticed that in the past two months my charges have gone from about £65 to £5.50. I queried it with the bank and they said they've moved me to a different tariff. It seems…
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HSBC - PPI Redress suddenly appeared
Hi, I used the online PPI reclaim service on MSE THANK YOU! I fired of the form and a couple of weeks later a very friendly lady called me to fact check what I'd written. She told me that she would go away and investigate my claim and once her enquiries were complete I would receive an adjudication letter and if applicable…
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RBS Lombard ppi
Hi I'm wanting to know if I can claim PPI from Lombard direct. I took out a loan with them in 2001 I defaulted on it and am still on a dmp with step change. The loan has changed hands lots of times as my other debts I could only afford a small payment it's taking a long time to pay off this loan and others. The Lombard…
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Credit Card Protection for mis-sold goods?
Hi everyone, I'm not sure if this is the right thread but here goes! I bought some sports wear from what looked to be a US company. I placed the order and they took the payment from my credit card straight away. I didn't get an order confirmation that day (Thursday) so on the following Monday I contacted their support…
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Thank you...!!
I am simply amazed!! I read an article Martin had done on this on Tuesday so I thought I'd send his quick and easy letter off to the banks claiming back fees for my packaged accounts. Not thinking I'd hear anything as you always think this wont apply to me! Literally 2 days letter and after 2 phone conversations with…
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ppi
Hi im new to this forum ,so please bear with me ive looked at martin lewis guide,had a report for my credit but how do i check if ive got any ppis due to me from my previous names a addresses please help
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Questions asked by Lloyd's re my complaint
Hi. It turns out I had ppi on a lloyds cc from 1999-2007. I was not aware of this. Lloyd's have asked for my contract details of a period of employment that is too far back for the company records. Lloyd's are ringing me back tomorrow. My question is does not having this information stop me from persuing my…
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Packaged Bank Account Reclaim - Is the Ombudsman decision final?
Hi All, I dont know if anyone can advise. I have had my packaged bank account for over 20 years with Natwest, I felt sure that it was mis sold originally and went through the process of writing to my bank, they confirmed that there was some errors made, for eg they did not communicate or send me any information about my…
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Bank charges reclaim,now debt management paid off
Hi all ,well after 8 years on debt management plan with stepchange( thank you) I am now debt free £42000 all paid back 😁 I would like to reclaim bank charges overdraft fees from HSBC,as I believe I was in financial hardship at time of living in overdraft for about 5 year's before taking on the debt management plan,now I…
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Still paying PPI to Barclays
I am still paying £1.60 per month on a BBA Overdraft account. I seem to recall that in the 90's I was put on an additions account. I have put a complaint through resolver and I have been sent lots of letters with account numbers on some saying they are still looking into it. Has any body been successful with a claim that…
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Ppi
Please can you help, I rang the company that we had a Equity Loan from back in 1994 was told that I cannot claim anything because there are no records kept dating back to that year. So this means I have lost that money. Are they right?
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Barclays Bank Premier paid bank account
Hi I have been trying to claim from Barclays on my paid Premier bank account via resolver. I spoke the them over the phone and explained that it was implied when I was offered the account that if I did not take out this account that I would not keep my overdraft. They have refused my claim on the the basis that I used for…
