Reclaim bank & credit card charges

Archives for January 2016

Plevin - excuse to delay?
I have 4 ongoing complaints to Nawest/RBS for misold PPI. I should have had a decision by this week, however, I've just been told that I will not receive a decision until "Spring 2016" at the earliest as my case is "Plevin - affected". I understand this is something relating to the Supreme Court decision and a subsequent…
planned overdraft fees
hi can anyone help, can you claim on the monthly charges for planned overdraft fees
Reclaiming bank charges on behalf of mother
I am wondering whether I can reclaim bank charges paid on my mother's Lloyds account. After her diagnosis with dementia, I was appointed by the court to look after her financial affairs. I then discovered her bank account had a regular £10 per month fee. As she was an elderly woman who didn't drive or have a mobile, if the…
Reclaim Bank Charges
I paid £10 a month for a cheque account at Barclays for many years. I always felt as if I was browbeaten into having it, I never used anything that was offered. In the end I moved banks because I was so annoyed with paying out money I couldn't afford. Unfortunately I moved from Barclays over 10 years ago and have no…
Are bank charges (payback) still likely?
Just phoned the bank asking how much bank charges I have had since I opened my account in, Jan 2010. The man said he would check to see if he can find out but came back and said it was not possible. He then asked me why I wanted to know. I told him that, I am disabled, on a low income, and that I know people in my…
cfadvisory.co.uk
Has anyone used this company?
Anthea
Can anyone advise on PPI refund from Citi Bank. They have been very unhelpful, I unfortunately no longer have any account numbers. The account was with The Associates which Citi took over. I know I definitely had PPI with the account which I now know I did not need. Any information would be useful. Thank you Anthea
Can I reclaim if I have used the benefits
Hi We have had a joint Platinum Account with Lloyds for a number of years now and I now think that we were possibly mis-sold this. Am I able to claim even if we have used any of the benefits that came with the account? We have used the AA once. Thanks
Should I apply?
I don't really understand the PPI thing, but keep seeing it about. Around 12/13 years ago I had a credit card with my bank for around 4k. When I lost my job I was unable to get repayments reduced to a manageable amount and with little notice it was referred to a debt collection agency. I've been paying this off ever since…
nat west mid sold package account
My husband - when still single in 1996 and after having a nightmare with First Direct with bank charges- opened a Current Plus Account with the Natwest. when we got married in 1997 we visited the local Natwest branch to change this to a joint account. We were asked if we wanted to have an overdraft facility and we answered…
Lloyds Sucess (sort of)
I made a claim with Lloyds for a packaged account I'd had since the early to mid 90's to 2006. Within 24 hours they'd called me and agreed it had been mis-sold to me and made a payment of £976. My problem is they've said they can only go as far back as 2001 and can't see the records before that. Does that sound right to…
Santander and the Ombudsman
I have received a letter from Santander regarding an incident that happened last may. I had completely forgotten about it so am not sure what to do about it. I withdrew some money from a cash machine using my credit card by mistake. I contacted Santander by internal messaging from my online account to ask what to do, to…
Credit Card Charges
Hello All, a Very old question here as I thought this was no longer possibe, to reclaim late charges on Credit Cards, am I right? I now understand it is still possible against Credit Card Co's but not Banks, based on the 2006 ruling. It is very confusing and am fearing I may have been able to claim all along. Recent advice…
Barclays business packaged bank account
Hi, i was just wondering if its possible to reclaim for this type of account? Thanks :)
question on claiming back bank charges - help/advise needed please
Hi I have been in my overdraft for a long time 8 years + which due to be being self employed and struggling with mental health issues I have often gone over and occured charges,whenever I am earning I never have much money left to go into my own account as money goes straight in to partners to pay towards rent bills etc...…
Storecard PPI refusal
Thoughts please? I have helped my friend put in a PPI claim against a storecard she took out in 1998. Basically she went into a store to buy a suit and she was told that she would get 10% off if she took out a storecard and was accepted, and it was intimated that if she took out the PPI she would have a better chance of…
Historical PPI with John Lewis over ten years ago
Hi All Whilst clearing out an old drawer I found some credit card statements from over ten years ago that show I was paying monthly PPI on a John Lewis credit card. Has anyone had a similar experience and found it successful in claiming back the PPI? I'd be very interested to hear how others have done this and how I should…
Can PPI payouts cancel out bankruptcy?
I have a strange query I would appreciate your thoughts on please? Due to serious ill health I declared myself bankrupt in 2010 and owed money to 4 companies. I was discharged in 2011. Late last year, on point of principle I claimed misselling of the PPI on each of the accounts (with the Official Receivers prior…
packaged account reclaim
My father in law died in October 2015 age 79. We discovered his Bank account was a package account and think this account may have been mis-sold. We wrote to the bank and they have replied saying" as we were not authorised signatory on his account at the point it was converted to a package account they are unable to…
Lloyds Packaged Account Success 24 hours!
Thanks to the posters on here talking about Lloyds packaged accounts and resolver , we posted a complaint yesterday evening, and just 24 hours later we are richer by £2687.81 having just discussed fully with Lloyds, money will be in our account in 48hours , all for the sake of an email , thank you so much for all giving us…

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Reclaim bank & credit card charges

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